My debt free diary

girlracer

ok, so getting sorted a bit better now i hope. MIL picked up rest of rubbish up from my garden as her car is bigger. OH sorted our benefits and hes got to go in tomorrow so we should have more money to throw at the debts, esp the rent arrears and cc. Guess it will take a while for 1st payment tho. Glossing is getting there, its so tedious we have to paint our ceilings and just put up wallpaper on living room feature wall, but it is looking loads better. Also got a second chance to work for toyota, my assessment is on 24th of this month Cant wait and hope i get it. Things are looking up i hope.

girlracer

well the good news is our benefits are sorted, bad news is no money til 24th march but glad its sorted and hopefully i can get my cc paid off by the end of april and get the living room finished.
Applied for a grant to help with my studies again im not getting my hopes up.Council are now paying housing benefit direct to landlord now so thats one less thing to worry about. Not long left at £60 rebate, may ask oh if we ok to stick it on cc. Hes got some jobs to ring about tomorrow, ill make sure he does. No sign of provident for two weeks again

Cialilerin

good luck with toyota job. Fingers crossed x

girlracer

not much to report atm, passed my two exams that i failed last week. Got a voicemail from HA r.e rent arrears, must phone them back tomorrow, housing benefit going straight to them now, i think if i offer them £60 a month that should be ok and let them know about the job interview etc they should be ok with it, if i make it clear that i will make overpayments when i can i think it is a safe bet. OH has done some more glossing today but he needs to slow down as i am starting to get headaches. Next week im looking to pay £40 of credit card and £40 off rent.
Its my daughters 9th birthday on the 23rd and shes still waiting on the dsi. We got £50 from selling he ds so maybe doable to get her one.

girlracer

Ive got sinusitus, so not feeling good at all. Hope im ok for job interview next thursday. OH has been looking after the kids so i can rest. Tbh i havent got the energy to do anything, i hate being ill. Well spoke to HA r.e rent arrears, told the housing benefit will be paid straight to them. They have served notice on me but she said its just to cover themselves. She also said that they can apply to take £3 out from my benefits a week, said that is ok and im going to make additional payments.Need to pay for my daughters trip next week which is £45. Im just going to concentrate on getting better this week as i cant afford to miss college.

girlracer

Just a quick one as im at college
I HAVE A NATIONWIDE BANK ACCOUNT WOO HOO
basic account but an account non the less
job interview thursday fingers crossed

update again soon
GR

Cialilerin

Hope you're feeling better! How was the interview?

girlracer

well major stress this week, i arranged for housing benefit to be paid to my landlord and she didnt sign a form meaning again my hb has been suspended, so i had to go to the council office about 12 miles away to pick the form up and take it to landlords address, then back to council to give them the form. All once again because of someones incompetence. grr then i had a £30 fine for driving in a bus lane, no signs and coincidently my mum got fined the next day on the same road. So next week ive got to pay £30 fine, £5.60 to tv licence, £4 to ct1 £20 to rent arrears, £70 to cc and £36 to provident. and if any chance i have money left £15.76 to paypal. Will be glad when i can get a budgeting loan and get rid of certain things.Anyway i soldier on and hope things will get better.

girlracer

rent finally sorted, hb made payment and my landlord should get it monday, paid my fine today £30 and i wont do it again. paid £14 off my rent arrears and oh giving me £20 tomorrow towards it. Provident due tmorrow which is £20. Need to pay £4 to ct1 tomorrow aswell. Living room is now decorated need a new interior door but that can wait for a bit. College is going well but no luck on the job front
£82 due from sudent finance aftereaster, nice bit to pay off cc, so want to clear that. Anyway feeling a bit better now the rent is sorted so will sit down later and work some stuff out

girlracer

well i have managed to get a £300 loan off homebuy who i got my tumble drier off, ill pay it back by putting pound coins in th tv and they empty it which is good cos their guarenteed to get their money. I will use the money to pay off my credit card. paying £15 a week towards my rent arrears gona be a long slog but only 8 weeks to go and i can apply for a budgeting loan. College going well, still havent sorted out my ptlls course. its only £15 but it money i havent got at the minute. But im making a list as follows
apply for ptlls
get replacement driving licence
pay cc off
finish decorating
find out balance on ct1 and ct2