My debt free diary

girlracer

emailed ct2 today to get an up to date council tax statement of how much is owing. Had a letter from housing benefit to say ive been overpaid by £142 so gotta pay back £10.20pcm. still waiting on the loan, been told i should get it between the 6th and 9th may. hopefully my cc will be paid off this time next week. £82 of student finance will probably be another 2 weeks yet, need to work out what im going to do with that. not long left at college now, going to do my cv when im back at college. Awaiting my cat to have her kittens as well. seem to be taking forever.

girlracer

so stressed out its unreal, my hb hasnt been paid, phoned the council they said it could go in anytime today :l just stressing me out
MIL has paid for us to go drayton manor tomorrow but i really cannot be bothered, im not in the mood for anything at the moment
no cheque for the loan i applied for
all these bank holidays have really mucked things up for me
no student finance either yet
just spoke to tutor who said he has approved it
so hoping anytime soon, be good for something to go right for me for a change, such a rubbish year so far and me and OH not getting on at all, just constant rows about .... yep money, doesnt help he wont look for a job
ive just applied for several
cat still not had her kittens, scared she will have them when im not in
at college and cannot focus im trying so hard to better myself but nothing seems to go right
sigh
anyway sorry to moan just felt i need to

7th june i can apply for a budgeting loan
hopefully for £800 that would help me so much

TTFN

girlracer

Got my student finance through, just got to cash it £83.20 HB finally came through on wednesday so had a good day out with the kids at drayton manor. Hardly spent anything aswell. Still no loan cheque through, they did say between the 6th and 9th but was hoping it would be here now.
My cat has had her kittens on tuesday night, 6 of them all thriving and mum is such a good mummy. 1 is already has a deposit on it, kids are back at school now so getting the house straight and need to finish some painting. got some old kids clothes for a friend, hoping if i do a good turn i might get one back lol. Just got to pay sum rent arrears and tv licence. provident due tomorrow.

girlracer

well got my drivers licence finally and i start my teacher training in july. 3 weeks till i can apply for a budgeting loan hope i get it it will help so much
Quitting smoking with the help of new leaf, im on the niquiting minis and have cut down from 22 to 10 a day. im very pleased with myself feel healthier already.
college going well go about 4 weeks left. sold 4 out of the 6 kittens they are ready june 21st. Lost my granddad a couple of weeks ago, funeral monday not much to report money wise

clippy_girl

hi hun, sorry to hear about your grandad well done on quitting, that is a massive acheivement :T

girlracer

well. not long now till i can apply for a budgeting loan. hope i get it, maybe then i can stop being a major stresshead. ive worked out that by the time i get it, if i get it i can pay off the following. naylors £73 owing, provident 1 £89 owing homebuy i will pay them £40 cc £150 pawn shop £72. put on some gas and electric and some on rent, but i need to check rent arrears when and if i get the money. 4 kittens sold so still £65 owing when they are picked up, that will go towards debt. Just feel so much better when its all gone

girlracer

been offered a 3 bed council house waiting for previous tenants are still in at the moment. its not far from where i am at the moment so the kids can stay at their school. budgeting loan has been sent off, hope its good news can pay off cc and naylors for definate then see what else i can pay off and review it all. All kittens have been sold, ready 21st june. deffo gonna make a real effort to save at this new houe, nearly finished college and my teacher course starts 4th july so busy busy

girlracer

last day of mecanics course tomorrow before i do my 1 week intensive teaching training course next week. not taking that houe gonna stay put as where i am is much better and the other house wants alot doing to it which i cannot afford. got my budgeting loan. £66 for water bill, 250 to cc 25 for clothes, much needed, got a pair of jeans 4 tops a jumper and 10 socks for that so quite good. 120 to get my laptop and wii back from the pawn shop,never again. £80 to naylors, still other stuff to sort yet, hating this hot weather, meeting eith the jobcentre tomorrow, hope they can find me a parttime job at least. Hallway painted and bedroom feature wall done, with some cut price paper from b and q. 2 kittens left, 1 going on the 16th and 1 still left to rehome. so tired at the moment

girlracer

Been a while, where do i begin? Well in £418 rent arrears as op hb took £40 off my rent in may june july the £20 in august. by september it will be full payment, but it doesnt help i already owed some rent and now im fretting again. Paid my cc off twice but managed to spend again. i swear next time i pay it, im cancelling the bloody thing. Still owe to provident.
And im pregnant due in january. been so tired and stressed hasnt helped. ive applied to the credit union for a loan and for a ccg but havent heard anything yet. I owe just over £1500 for everything, which i know isnt alot but its the rent arrears that are getting to me.
Did my pttls course and they werent joking when they said intensive. Had one assignment back that ive got to do by the 25th august. Car tax is due this week £118 for 6 months bloody robbing gits. Anyway hopefully ill get some good news about the loan or ccg soon. But the rent will be the first thing to go. Still best not get my hopes up

girlracer

Trying to get my !!!! in gear. Just emailed ct2 about outstanding amount, it comes out my benefits but i like to keep on top of it. Tried logging on to my rent account to pay some online, just a small amount but every little helps right?
Had to email them to get my password.
Got turned down for a community care grant, just have to hold out and see if i get a credit union loan applied for 1200 which would clear my rent arrears and provident. Have drafted my assignment i got back, just got to go the library and email it off. So plan for this week is
await credit union decision
pay what i can off rent
send assignment off
Not much but if i get that loan i may be able to chill abit