My debt free diary

girlracer

sent my old phone off today to fonebank, £35 to come and £24 from music magpie when they send the bag. Car is meant to be in garage wednesday but looking more like saturday now as ive got no money. Mums pordered my car tax online for me as i could not print the documents out. Still havent heard from provident, im hoping a week on thursday i can go do a big shop as im running low at the minute. damn car.
just sold daughters ds as she wants a dsi, bloomin kids eh?
rang council, they want £14 to take matress from my garden. Havent got that so i will have to get some1 with a bigger car to do it. rang ptlls, i need level 2 in lireracy which i am doing now, so i wont have my certificate til august, course is in julu so will just have to wait till a later date. house is clean now so feeling much better and at college tomorrow

girlracer

finally got a call from ct1 they have applied to take money from my benefits, cars fixed today and car tax arrived. not heard from fonebank or musicmagpie yet. owe my mum and sister money at the weekend so will be skint again but they helped me out with the car which i needed to get done. still cant get rid of rabbits. so mad at provident. i asked for a another loan and i dont mind if its a no, its the fact that they dont tell me. GLAD IN A WAY AS MY MUM AND SIS HELPED AND PREFER TO PAY THEM BACK THAN PAYING PROVIDENT.
so plan now is to pay off the credit card next week by as much as i can. doing ok with to do list, need to set up an ebay account just for a few niggly bits hanging round the house. Will do this soon. Just got a karaoke machine and some cushions to sell, my house is so decluttered now and it feels good.
So to do list
Clean back yard and take stuff to tip
send of for replacement licence(20 quid)
New living room door
new door handle for kids room
get birth certioficate
Im sure i will add to this though.

girlracer

paid my mum back,what i owed her, owe my sis £25. Car sorted and stuff taken to skip. Fretting now over the rent, going to apply for a budgeting loan but doubt ill get it as i have had a break in my icome support. Just desperatley need a job ft, which is hard with college. Dont know what to do anymore, i know i should have paid my rent and couldnt really afford to get car done but its done now and i gotta find sum money asap

girlracer

At college today, stripping engines, its a bit tedious but i am enjoying it
on dinner break and have just printed off a budgeting loan form, you have to get it for 26 consective weeks, but as i came off it in october i didnt think i would get one, however they say they ignore gaps of under 28 days so im hoping i will be able to loan the money and pay the rent off and the cc
however with my look at the moment i cant get my hopes up
need to pay my car insurance tomorrow
just fed up
sick of other half too, always effing and blinding i never known someone to moan so god damn much
anyway gonna grab a coffee, and head back and put my engine back together

girlracer

provident havent showed their faces since i asked 4 the other loan, dont know why. Had a good week at college even tho the lads do my head in at times they do make me laugh with the things they come out with. I think my mum is going to help me clear my rent arrears. shes a god send. im going to pay her her back out of my child benefit and elg.Also going to help her with the garden as a thankyou. Least i will be able to sleep now.
Passed an exam this week and got a paper test to do at home which is provong quite hard. Income support going to credit card tomorrow, im fed up with them, the minimum payment last month was £11 which i paid i got a text a week later to say i hadnt paid the minimum. Waiting for the statement to see whether they have charged me and if so its going to be another letter of complaint to them.
Homebuy is due on the 15th feb, going to tell them i havent heard about the opitional maintenance cover despite 2 letters being sent. Hoping for a rent decreasein april so i can cover what will be left of the rent arrears after my mum helps me out, it was reduced last year from 79.74 to 77.
If provident dont come this week i will phone them. cos cant be sure that my agent isnt telling them hes been but i havent paid.

Cialilerin

God Bless Mum's! What would we do without them?

girlracer

mums lent me the money for rent and ive been and paid it. dont know what id do without her. shes a god send. ive also paid £101.39 off the credit card, yes i paid the oddment. £170 still owing now. Wrote a letter to my housing association about the windows and doors as there wooden and rotting and letting in water too.Also its causing damp and mould in the bedroom. I have told them before that they need replacing but they just patch them up. Going to see a couple of mates 2moro, be good to see them as i dont see them often as they live about 15 miles away. Need to advertise rabbits and bikes again. Guess its not the weather for buying either.
Provident due 2morow dont know if he will turn up. Going to sort out my plant boxes before the weekend too. DWP should have my budgeting loan form by now. Im not holding my breath for it but if i do get it then i can pay offthe credit card provident 1 and my mum. And my catalic converters gone on my car. £115 for a new one, theres always something isnt there. Still jobhunting Looking for about £60 rebate on tuesday from homebuy so another credit card payment will be made.Just boxed up music magpie stuff ready to take tomorrow and got a binliner full of old clothes to take to recycle shop. £3 for 10kg and got a door handle for kids bedroom.

girlracer

Paid my sister £25 that i owed her. Got a text from provident saying he had been and needed a payment asap. Shame he didnt come last week least now i know that he can send a txt which he didnt do when when i asked for another loan. oh well. Checked rent statement online earlier still owe £260 so any loose change i get will go to the rent. Even if its just a pound. still got to send musicmagpie stuff and get to recycle shop.
Hope i get my alg tomorrow as i didnt get it last week. off to bed now, im so tired. night all.

girlracer

well another week at college, half term next week, going to be so bored and so skint!!
must take the music magpie stuff tonight i keep forgetting
paypal harrassing me for £16 if i had it it would be theres but really is there need for 3 voicemails and 2 texts every single day
just downloaded application form for ptlls course
not really much to report atm
just waiting on budgeting loan decision which i should hear about sometime this week although not getting my hopes up about it

girlracer

To Do

apply for ptlls course
replace lost drivers licence
chase up homebuy r.e optional maintenance cover
ring h.a, r.e promise of an extractor fan
new living room door