My debt free diary

girlracer

Hi all, havent been on over xmas, as not had internet access
well ct2 is now coming out off my i/s £3.30 a week until april 2011, then £3.40 per week until it is paid
have requested ct1 to be taken from my i/s but not heard from them yet
wrote to homebuy to see how much is left owing on the tumble dryer
need to get my stuff out of pawn shop asap, my laptop, wii and nintendo ds are in there
doesnt help i crashed my car two days before xmas and that cost me £130 to repair.
should be getting a cc bill soon but will just be the minimum payment on that this month on the plus side i did get a £12 late fee refunded as vanquis did not send me payment slips after weeks of asking them to, also got the repayment option plan taken off, as i didnt eel i needed it so there saving £4 pcm
my bed and mattress naffed as well, luckily my mum had a double bed in her spare room she kindly gave me, saving me around £200 and alot of back ache.
Started my sealed pot, and im going to try and get provident 1 paid of asap
Got a job interview on the 15th jan, really good money so i really need it
also need to chase up my alg when i go back to college tomorrow, getting sick of it now, also college owe me a £140 pound cheque for the spring term and i need that desperatelty also.
HB payment due Saturday, and i need to rehome my two baby bunnies.
Plans for 2011

Apply to replace my drivers licence which i lost
Apply for ptlls course
get a job
save all tesco and morrison vouchers for xmas 2011
Pay of all my debts that arent utility bills
get new credit reports
Complete lv 2 course
Get to opticians
Get rent at 0 and keep it there
go into citizens advice and ask about bank accounts

MOT due 25th Jan Tax due 31st jan

enough rambings
im getting depressed lol

Cialilerin

Fingers crossed for the job interview. Good to see you back - what did people do before the internet??

girlracer

Cialilerin wrote: »

Fingers crossed for the job interview. Good to see you back - what did people do before the internet??

I do not know, i have been lost without my mse lol
thank you
hope i get it

girlracer

Finally got my alg through had £90 on fri and the rest today of £330
need to write to homebuy to see if i can cancel the optional maintenance cover on the dryer, its £4 pcm but over the course of the contract its £156 student finance promised it is on its way. things going ok, worried about my mot on 22nd but i am doing what i can to get it through. Going to update my to do list now, as like i say it was hand written out on friday

girlracer

get rear view mirror
get pedal rubbers ( Got today from subaru dealer )
get spotlight bulb ( got this on saturday )
exhaust fitted ( booked in for thursday )
tyres fitted ( booked in for fri )
handbrake adjustment (booked in for friday )
job interview ( Saturday 7.30 am )
opticians ( appointment for weds at 2.10pm
use boots points up ( from ages ago, theres not alot and i dont shop there anymore ) spent and cut up )
close derbyshire account ( do not use £5 in there ) (closed ... £ 5 to homebuy )
clean back garden
musicmagpie and amazon
take old bed to tip ( done on saturday )
get stuff out off pawn shop ( got it all back today )
mot ( booked in for 22nd Jan 11.20am )
tax ( due 31st Jan )
pay cc ( waiting on bill )
chase up ptlls course ( phoned and awaiting call back )
po for d1 form to replace lost licence picked up just need a cheque written out from mum to send fee
sort brake lights ( done )
write to homebuy ( done need to post )
chase up email i sent to ct 1 ( sent email friday so giving them till this friday to respond )
ring h.a, r.e promise of an extractor fan
new door handle for kids bedroom
new living room door

How well am i doing at being more organised and getting things done
I also vacuum the car out saturday and stocked up the fridge
well of i go, things to do

xx

Cialilerin

I was exhausted just reading that list!!!

girlracer

get 3 tyres
clean back garden
musicmagpie and amazon
mot ( booked in for 22nd Jan 11.20am )
tax ( due 31st Jan )
pay cc ( waiting on bill )
Send of for replacement drivers licence
chase up email i sent to ct 1 ( sent email friday so giving them till this friday to respond )
ring h.a, r.e promise of an extractor fan
new door handle for kids bedroom
new living room door

Not alot happening atm, had a cc bill for min of £11, my car still needs three new tyres before saturday at £25 pound each, hope homebuy come and i get a rebate, need it desperately then also need the £45 for the mot. Didnt go to job interview as my passport has gone missing
thats now my passport, birth cert and drivers licence vanished, so going to get aa copy of my birth cert and reapply to toyota.
Getting a bit fed of being paranoid and trying to make an effort with people atm, why cant i just focus on me myself and i. need to do something asap about this
college going ok, got peeved with the lads yesterday but ok today.
just printed some details off for my ptlls course. will have a flick through later
still need to rehome my bunnies and learn to chill out a bit more. getting far to stressed
anyway heres hoping the car passes it mot on saturday that will cheer me up
citizens advice could not help me with banking facilities they just told me to write a complaint to barclays about why they closed my account, which isnt much help. got all clear from opticians .. my eyes are perfect
emailed council tax 1 again as still no response, i am keeping all my copies of letters and emails, may need to make a complaint soon
because i know they will ignore everything and i will have a bailiff at my door soon
nearly finished college for the day, just snuck on here lol
happy my sis has got some money from dwp to pay some debts of. she got her budgeting loan which is great, think its better to pay them back then creditors and hopefully she will start to feel better about that
may need to suck up to my mum for help getting mot done, dont know if i have money for it!!!! grrrr, my fault i thought it was due feb 15th for some strange reason, should've checked sooner

Cialilerin

fingers crossed for MOT.
And on bad days,remember at least your eyes are perfect

girlracer

Car passed its MOT yay.... 5 days later the water pump goes. Its going to cost me £350 to fix this. Januarys been such a rubbish month. Anyway gotta stay focused.
Back to college tomorrow, was off last week due to a tooth infection that hurt like hell. and still need to sort my birth certificate out, Passport still not showed up. No reply from ct1 so gota go citizens advice again. Keeping up with provident payments and still not heard from homebuy re: optional maintenance cover, did send them another letter so will have to wait a while longer. need to make a to do list again, as been thrown off track by the car stressing me out. And going to phone college tomorrow about the ptlls course as there is one starting in june.

girlracer

well had the housing association around theyve done little jobs such as roof and door but no extractor yet, gotta wait for them to get back in touch.
gotta find a company to buy my phone will look in a mo. paid cc bill of 11 pound as it was all i could afford. still need to sell rabbits, take my old mattress to the skip and the kids bikes if i can drill it into the kids dad that noone will buy them. they are battered.
also took in another cat, shes not offically ours but she wont leave now, my worst fear is shes pregnant.
trying to find some energy from somewhere, not happening
cant wait till i get a job thats worth doing and ill actually be better off doing this time. still need to take clothes to recycle shop.
asked provident for another £300 loan i would use this to pay off the smaller loan and use the rest to get the car sorted. got a feeling it will be a no though.
right off to check how much i can get for this old phone. My lovely, beautiful sister is doing music magpie for me aswell.