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Without a paddle... support for anyone starting a DMP in 2010 (part2)

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  • ljm23k
    ljm23k Posts: 360 Forumite
    Bit of worrying post this morning, a statement from Natwest CC. They've been charging interest and have lowered my limit. So now I am only £44 away from going over my limit :eek::eek::eek: Totally panicked now, and its in DHs name so cant do nothing till he gets in from work. Anyone else had the same thing? What happens if you go over your actual limit????[/QUOTE]

    I was over limit with crap 1 before starting the DMP, no matter how much i paid, they kept adding charges and interest to put me a penny or so over, so another charge and when I tried to pay over the phone enough to bring it under they kept cutting me off:mad:

    Anyway, my last statement showed no interest but 12.00 over limit and 12.00 late payment ?????
    Paddle no. 12
    DMP start 1st April
    Debt at LBM £23,000
  • pure_dead_dopey
    pure_dead_dopey Posts: 2,215 Forumite
    Is it me or are we back in diaries again???? We were definitely on the DFW this morning, how did we get back here again????????
    More than Two Years in

    Doing it the Niddy way:j:j:j

  • nataz
    nataz Posts: 435 Forumite
    Rhian you're are no 3

    and Husky your our no 20!
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
  • Rhian82
    Rhian82 Posts: 110 Forumite
    Yes we are!
  • nataz
    nataz Posts: 435 Forumite
    arghhhhhhhhhhhhhhhhhhhhhh

    i give up
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
  • pure_dead_dopey
    pure_dead_dopey Posts: 2,215 Forumite
    do you think someone is changing us over???? we were definitely there this morning and I've been here all day and I did wonder where we had dropped off to????
    More than Two Years in

    Doing it the Niddy way:j:j:j

  • Rhian82
    Rhian82 Posts: 110 Forumite
    Who is doing it?! And why can't they at least tell us - and see that we're trying to stay on the main board?
  • nataz
    nataz Posts: 435 Forumite
    Ive put a question on the MSE board but all the guides for DFW board are offline so it cant have been them so must be the gods of MSE!

    It took agaes to switch us back

    Once again arghhhhhhhhhhhh
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
  • nataz
    nataz Posts: 435 Forumite
    trying to contact the board guide but their PM inbox is full! honestly what a beeping pain
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
  • Nanny25k
    Nanny25k Posts: 182 Forumite
    No wonder I couldn't find anyone - moved again!

    Had a letter from Black Horse this morning -'We have decided as a concession to apply an interest rate to your agreement of 0.3073%. This is lower than your contractual rate of interest' - That looks like it is nearly 0%:j:j

    Sun has gone away now:( Got lots done today - not all of it work either:T

    Catch you later
    LBM Jan 2010:(
    DFD April 2015:T
    Old Geezers and Gals late DMPers no 10:)
    Paddle Number 14
    :cool:
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