We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

'When did you last go into your bank?' poll discussion

Options
1246

Comments

  • A) I only ever go into the branch, only rarely do I use the ATMs.
  • Ages ago, my wife does all the cheque banking. Don't even use the ATM much as I normally get cash back.
    Nothing to see here, move along.
  • isofa
    isofa Posts: 6,091 Forumite
    poppy10 wrote: »
    Never understood why people spend half an hour queuing up at the bank when virtually all accounts these days allow you to manage your account online or via the phone. Haven't been in a branch in ages.

    It's because, I suspect, you have very simple requirements. Paying in money, moving money between a few accounts, drawing out money/paying bills.

    Some of us have far more complicated requirements, especially with business. And often need to pass certain transactions over to a manager to deal with the paperwork required. I'd not swap my private bank for the world, personal service is where it's at. Different requirements for different people.
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Every week. Dad is paid by cheque so it's a must
    No longer using this account for new posts from 2013
  • waqasahmed
    waqasahmed Posts: 1,996 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Should really ask this in 2018 lol, as a considerable amount of people get paid by cheque.

    I went in to my bank today, as its on the way to town, to check on my statement. I check online as well, but if the bank is next to you, you may as well lol. I was quite happy though that Barclays reimbursed the £70 I was scammed out of, though thats another story
  • I've never been into my current bank. I pay cheques in at the cash point if I get them. Do my banking on-line and phone if there's a problem with something.

    Needs another option.
  • achtunglady
    achtunglady Posts: 1,459 Forumite
    edited 9 April 2010 at 10:01AM
    Sue93 wrote: »
    I would love to go in but they shut my local handybank years ago.
    I also dread the stopping of cheques. How are you suppposed to pay for expensive school trips, a months worth of school dinners or sending long distance birthday presents etc? They went cashless to stop the dinner money being 'misappropriated'.

    With the cashless school dinners money system at my daughters school, you pay at a local retailer who accepts paypoint, you pay the same way for school trips, for long distance birthday presents send a postal order or ask the recipient for bank details and send by BACS or make a deposit over the counter

    What gets my goat is the pensioners queueing up in my local HSBC bank on the first day of the month to pay their council tax, then moaning that the queues are so long, why dont they set up a direct debit, maybe they would if HSBC chraged non HSBC customers £5 to pay in their council tax money, my mum is 74 and has all her bills paid by direct debit, she says shes got one foot in the grave and life is too short to be queueing up in banks unnecessarily.
    And yes the lady in the avatar is me

    Slimming World started 12/5/11 : Starting weight 12st 3lb
    Hoping to get to 9 stone by September 2011

    Wk1 -1lb Wk2 -2lb Wk3 +0.5lb Wk4 STS
  • I voted "I" (never). Internet only banking!
  • harryhound
    harryhound Posts: 2,662 Forumite
    With the cashless school dinners money system at my daughters school, you pay at a local retailer who accepts paypoint, you pay the same way for school trips, for long distance birthday presents send a postal order or ask the recipient for bank details and send by BACS or make a deposit over the counter

    What gets my goat is the pensioners queueing up in my local HSBC bank on the first day of the month to pay their council tax, then moaning that the queues are so long, why dont they set up a direct debit, maybe they would if HSBC chraged non HSBC customers £5 to pay in their council tax money, my mum is 74 and has all her bills paid by direct debit, she says shes got one foot in the grave and life is too short to be queueing up in banks unnecessarily.

    If you were forced to live a hand to mouth existence, you would not say that.

    I'm not leading such an existence BUT several of my "DD's" have gone wrong. Usually suppliers trying to continue to direct debit me after the end of a contract.
    OK I know the originator can always do a charge back but try explaining that to the average Saturday person in the bank.
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    kissjenn wrote: »
    It's A for me and expect a disproportionate numbers of others simply because of the date and the year-end businesses and ISA rush. I was in a branch on Saturday with all the counters open and a queue out the door.

    For a true reflection of normal usage maybe post the same question is 6 months and see if the results are similar?

    I was just about to say the same thing!! I go into one particular branch quite often, either to pay in cheques or to complain that they *still* can't get me set up on their online banking system (grr) but went to open an ISA the other day and it was jammers!!!! Couldn't move in the place. And the average age of the ISA queue was 70, which just goes to show who is saving in the UK! I was young enough to be everyone else's granddaughter. :rotfl:
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.