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Pick myself up, dust myself off and start all over again.

1356

Comments

  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sounds like the course was good and things are moving on the shop front!

    I hadn't heard of geocaches before!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Raini
    Raini Posts: 471 Forumite
    100 Posts
    Lovely shiny new diary!! :j I don't post that often but I do lurk so will be lurking here & wishing you well with your plans - you've done so much already!

    *subscribes*
    Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000
    DFW Nerd 1190
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Elantan - they do book keeping ones too I'm sure. I just keep a spreadsheet and then try and look really pathetic in front of my accountant so she takes pity.

    SH - great fun caching. Little uns would love it...they can sniff out the tupperware.

    Raini - :wave:

    Had fun with ebay yesterday who whacked me with a keyword spamming strike. Have appealed and said I don't think it is for all these reasons but if it is there are 156 identical examples on the site today so these should all be taken down now. Best of it is the listing was finished so they've given me a strike on a completed sale aaaggghhhhh. My plans for Powerseller and discount on huge fees went phut in the time it took me to open the mail.

    Went to see Whip It last night with Flying Fresian vai scampi, chips and fudgey fudgey ben and jerry's :EasterBunThis rabbit lasted longer. Film was fabby, so much better than the last dire one so now I want roller skates and a cool roller derby name - Killer Kiss would do and Flaming Fresian (except she won't go along with the skates and the mental bit which is so disappointing).

    Electric guitar packaged for courier yesterday and bags and bags of designer clothes turned out to be, well, er jumble! Included most of the hair off a ginger cat - icky icky icky. I am now going to write a fact sheet on clothes that sell and more importantly those that don't.

    Onwards upwards and the quest for saleable stuff continues.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    kissjenn wrote: »

    Had fun with ebay yesterday who whacked me with a keyword spamming strike. Have appealed and said I don't think it is for all these reasons but if it is there are 156 identical examples on the site today so these should all be taken down now. Best of it is the listing was finished so they've given me a strike on a completed sale aaaggghhhhh. My plans for Powerseller and discount on huge fees went phut in the time it took me to open the mail.

    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    Ebay just phoned to tell me they agreed with my email and I didn't violate the policy. I'm now at High Compliance again and very happy. They are sending my note to their Policy department to see if it can be properly amended.
    :T:T:THappy Friday :T:T:T
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :T :T :T :T :j :j :j :j
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • beanielou
    beanielou Posts: 96,586 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy happy Friday to you too :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Its a beautiful day and I feel bleugh. Started a migraine last night, drugged myself up, more early this morning and not shifting. Had people coming into the shop today to pick up stuff so went to work with a freezer bag full of ice on my head...such a classy look.

    Now bought more drugs including anti-emetics so feeling a bit better but tired. Time to be going home with a big list of things I must do tomorrow.

    Hope everyone else is having way more fun and enjoying the sun.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Sorry you are feeling yukky. I hope you soon feel better x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad ebay played ball in the end

    Hope you feel all better very soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Hello and back in the land of the living.

    Been very good today and done payroll for 2009/10 for 1 company including P60 and re-jigged fees structure to more closely mirror ebay as we were losing money - silly silly kj. If and when the Powerseller comes thru next month hopefully, we'll start to make a little more as the fees will drop.

    So as a treat I'm off to Aldi to get fruit and veg and picnic type stuff and we'll all spend tomorrow geocaching. Only day that none of us have appointments and SB is in school Tues to Thurs for exam revision.

    Fingers crossed it's as nice tomorrow. Geodog can get on her little bandana, prime her GPS and off we'll jolly well go.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
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