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Sygma Bank Credit Cards

1568101134

Comments

  • f10101
    f10101 Posts: 29 Forumite
    Just applied for an accepted for the silver card, £1k initial limit

    Credit profile not great to be honest

    Unsatisfied CCJ from 2005, 1 missed payment 3 months ago (bounced DD on current account, not missed CC payment)

    2 search in the last 6 months (on equifax anyway) 5 in thr last year
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    f10101 wrote: »
    Just applied for an accepted for the silver card, £1k initial limit

    Credit profile not great to be honest

    Unsatisfied CCJ from 2005, 1 missed payment 3 months ago (bounced DD on current account, not missed CC payment)

    2 search in the last 6 months (on equifax anyway) 5 in thr last year

    Congratulations :j
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Just confirmed my Flybe APR is 19.9% and have been given the account number over the phone :-)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • soul619
    soul619 Posts: 562 Forumite
    which would be the easiest card to get from sygma
  • adam91_2
    adam91_2 Posts: 114 Forumite
    After hearing all the stories on here, i would say the SILVER card is maybe the easiest, but non of us know for sure i guess!

    Hope this helps.
    I work for Lloyds Banking Group. (Halifax).
    However my posts are my sole opinion. Please don't assume my opinions are facts and please don't assume i am advising you on certain products.
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    adam91 wrote: »
    After hearing all the stories on here, i would say the SILVER card is maybe the easiest, but non of us know for sure i guess!

    Hope this helps.
    If only :( Sygma mustn't like me, got knocked back July last year for Accessory card, appealed but no joy.
    Thought I'd try Silver today and instant decline....directing me to look at Vanquis :rotfl:
    Sooo popped over to Tesco website and applied there....another no with the message Decline eligibility. No idea at all what that meant.
    Posted the question on Sub-prime thread but still none the wiser :D
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • adam91_2
    adam91_2 Posts: 114 Forumite
    Brian, i was also declined haha, lack of history for me though i think!

    You also don't look like you have a bad credit history in your sig, with all them accounts aye ;)

    Get a cap one! I got one :D
    I work for Lloyds Banking Group. (Halifax).
    However my posts are my sole opinion. Please don't assume my opinions are facts and please don't assume i am advising you on certain products.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Brian1966 the best thing you can do mate b4 credit card companies start taking seriously is get rid of all them bloody catalogues..why do you need all them mate
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    star-fire wrote: »
    Brian1966 the best thing you can do mate b4 credit card companies start taking seriously is get rid of all them bloody catalogues..why do you need all them mate


    :rotfl::rotfl::rotfl:

    He's a board member for JD Williams!! ;) He loves catalogues!

    It not necessarily true regarding catalogues, he has a Natwest Credit Card and a Vanquis Card. I have a few catalogues and I have a Silvercard and Capital One card.
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    :rotfl::rotfl::rotfl:

    He's a board member for JD Williams!! ;) He loves catalogues!

    It not necessarily true regarding catalogues, he has a Natwest Credit Card and a Vanquis Card. I have a few catalogues and I have a Silvercard and Capital One card.
    Suppose I should close a few accounts. The Jd Williams lot now are more for green zero's than anything else.
    When I log on to Credit Expert or Equifax the whole screen turns green :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
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