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Sygma Bank Credit Cards

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Approx 3-5 days.....

    I've just checked my Equifax file and they've set up my account on there. But nothing on Experian as yet.

    And i'm still having issues with searches showing up. Both applications to Sygma haven't shown up in full searches. Even though there is an additional search showing up in table 2 for my first sygma application.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    i aint got a clue mate,because of the silver master card and the £5000 maximum credit limit they give with that card and bigger credit limits on some of sygmas other cards,may suggest some sort of different scoring system dont know!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    noah271007 wrote: »
    We all have short memories mate!!

    Is Sgyma Flybe CC generous with credit limit increases? And the other thing is Flybe CC Sgyma's flagship credit card?? Given they have over ten different cards, i suspect Flybe is the hardest of all?

    They give you a 30% increase :D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I've just checked my Equifax file and they've set up my account on there. But nothing on Experian as yet.

    And i'm still having issues with searches showing up. Both applications to Sygma haven't shown up in full searches. Even though there is an additional search showing up in table 2 for my first sygma application.

    I take it your address is inputed correctly?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I take it your address is inputed correctly?


    Yeah everything is correct, it just takes ages for my searches (full) to show up.

    I had a search to Vodafone on the 27th of July last year appear the other day. Bizarre!
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    so if alot of us are getting sygma cards are they a prime card then,cause it seems strange that someone got accepted for sygma knowing of a default
  • noah271007
    noah271007 Posts: 1,248 Forumite
    edited 7 April 2010 at 12:13AM
    I don't have any defaults/CCJs mate. Last late payment was back in Oct 2004.

    Don't forget, many have been accepted with Silver Mastercard even with adverse data. There is not many ppl here who have got adverse data on Equifax and got accepted with Flybe. So i suspect higher credit scoring on Flybe CC.

    But then again, maybe they do have a credit check system going back only 3 years.
  • noah271007
    noah271007 Posts: 1,248 Forumite
    They give you a 30% increase :D

    Every credit limit increase is 30% of CL? How often do they give an increase?
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    I have a flybe card got it in jan, applied for silver today and got a straight no online. only 1 default from 2005.
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    dont think any of us will work this one out
This discussion has been closed.
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