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Sygma Bank Credit Cards

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  • spiritual1_2
    spiritual1_2 Posts: 136 Forumite
    edited 5 April 2010 at 7:56PM
    for the APPROVED customers thinking of quickly reapplying..........wait untill ure sygma account is showing AS SET UP on ure EQUIFAX prior to reapplying, this is just a theory as a previous search history FROM SYGMA with no sygma account granted to back up ANOTHER search may cause sygmas system to AUTOMATICALLY assume uve been declined when u were first APPROVED etc........

    ANYWAYS anyone successful with this ive reapplied after my first account has shown on my equifax let us know on this thread so we can compare notes

    my point being i applied for another sygma account same time as INNOCENT earlier his new account was already showing on his equifax whereas mine WAS NOT

    with the MAJORITY of everyone else who was declined being in the "my new accounts not showing on my equifax file boat"

    AGAIN merely a "THEORY" though the results could indicate a higher acceptance rate one way or another..

    :beer:
  • c8ndice
    c8ndice Posts: 201 Forumite
    Flybe have just upped my limit by another £700, but I havent had a limit increase from My World in a while. With All Saints I have never received an automatic increase, I just called them when I wanted to do a balance transfer and they upped it by 30%.

    I am finding with all 3 cards though, that every few months I am getting letters through the door with balance transfer options of 0% for 6 months, or 7.9% LOB. They really have come in very handy.

    I applied for the Silver card last week and was accepted, but as yet I dont know the limit or APR.

    I will agree with someone on the other thread though about the APR nearly always in the end ending up in Tier C. They seem to automatically increase your limit by quite alot, and also your interest rate at the same time.

    I only use my cards now for the LOB transfer, so they are safely tucked away.

    I have finally been accepted for a Nationwide credit card after a few years of trying. Balance transfer 0% for 13 months, so when it comes I will free up the My World balance as it is small, and keep it by for when another offer appears through the door :)
  • mcmanlyn
    mcmanlyn Posts: 422 Forumite
    edited 6 April 2010 at 12:00PM
    HI,

    I tried for the Silver card last week.I've got a 5 year old default & an arrangement to pay from a few years ago on my file. Been using the Capital One Classic for about 8 months now (£400 limit) clearing balance each month.

    I was declined & got the 'have you heard of the Vanquis' letter :( Looks I'll carry on with the cap one for a while longer...

    They did search my Equifax 6 times thou!?

    Edit: Just checked & I've had the Cap One for 12 months & they just upped my limit to £1,400 apparently!
    Wondering how to have a life & not rack up more debts...
  • I currently hold a JJB Sports card with Sygma.

    I've just applied for the 'Silver' card and have been accepted.

    I'll post more when I know limits, rates etc
    never eat yellow snow
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    OMG have been approved with 5k limit for Flybe
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • cosmic_girl
    cosmic_girl Posts: 199 Forumite
    OMG have been approved with 5k limit for Flybe


    WOW :T:T:T:T Fab limit, congrats x
    Current Accounts with Lloyds TSB and Bank of Scotland
    Lloyds TSB Airmiles Duo CC
    T Mobile (new i-phone :p)
    :beer: :j :j :j :beer:
  • Jackie235
    Jackie235 Posts: 83 Forumite
    Congrats on the Flybe Limit, :beer: thats great, Does anyone know what limits My world give, I have Flybe 1900 limit, and silver 1000 limit, just applied for My World and auto accepted but dont want to ring lol!!!
    :D
  • spiritual1_2
    spiritual1_2 Posts: 136 Forumite
    edited 6 April 2010 at 3:54PM
    missing SYGMA CARD BRANDS AS FOLLOWS

    ADAMS KIDS

    OWLS

    ALBION

    WOLVES

    FULHAM

    LEEDS UNITED

    POMPEY

    EVERTON

    RAMS

    ACCESSORY

    looking at those names only ones that wouldnt be an EMBARRASMENT in ure purse/wallet would be adams kids or accessories

    :beer:
  • Gillianh2
    Gillianh2 Posts: 773 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    RAMS :jI love that name :rotfl::rotfl:Or is it just my naughty mind;);)
    :j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j
  • spiritual1_2
    spiritual1_2 Posts: 136 Forumite
    Gillianh2 wrote: »
    RAMS :jI love that name :rotfl::rotfl:Or is it just my naughty mind;);)


    remember easiest way to find these on the net owls followed by sygma adams kids followed by sygma an so on an so forth

    :A
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