Drink driving advice sought

custardy

the DR10 is on your license for 11 years from conviction
i believe inurers may disregard it after 5 years but you still have to declare it
drink driving is seen as an offence with a high chance of re-offence
this is why insurers up the premiums (and rightly so!)

gaz_jones

jojonic wrote: »

Other conviction? Apart from one misemeanour hes had a clean driving history all his life.

We're getting quotes direct at the mo, its just taking FOREVER lol! Cant use comparison websites as they wont quote for convicted drivers (or if Im wrong on that please do set me straight!)

Thanks for tips though

My mistake, when I read the OP I thought you said he had been caught twice. After re-reading it I can see it's only once.

ilikethesimpsons wrote: »

he should never be able to drive after been caught for drink driving, he should be banned for life, sorry if this upsets you, but i lost 2 nephews aged 3 and 7 to a drink driver, so i have no sympathy or respect for anyone that drinks and drives:mad::mad:

I'm sorry for your loss, but do you not think people can change? It doesn't sound like her OH had been at the pub all night then drove home, it sounds as if he was still slightly over the limit the next morning. If that is the case then I doubt he is going to reoffend.

vaio

custardy wrote: »

the DR10 is on your license for 11 years from conviction
i believe inurers may disregard it after 5 years but you still have to declare it
drink driving is seen as an offence with a high chance of re-offence
this is why insurers up the premiums (and rightly so!)

Declare it to who?

As far as insurance companies are concerned all you have to do is answer their questions honestly, if they are concerned about convictions they need to ask, you don't need to volunteer.

[Deleted User]

it's those that are over the limit the morning after, that are at the highest risk of reoffending

vaio

jojonic wrote: »

Thank you Vaio, I didnt realise that. Will try it now.

And I presume the other comparison sites work in much the same way.

There is a useful link on the main site that gives a list of comparison sites which covers most of the insurance companies

try http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance

and don't forget quidco & similar, you can get £50+ cash back from some compamies

custardy

vaio wrote: »

Declare it to who?

As far as insurance companies are concerned all you have to do is answer their questions honestly, if they are concerned about convictions they need to ask, you don't need to volunteer.

sorry but are you saying you do not need to state you have a DR10 on your licence?

vaio

custardy wrote: »

sorry but are you saying you do not need to state you have a DR10 on your licence?

Yep, all you have to do is answer the questions honestly.

In this case if they ask “any convictions in the last three years” then you don’t have to tell them, if they ask about convictions in the last five years then you do have to tell them.

There used to be (and still might be) a general policy condition that you must declare all material facts but the regulator (FOS) has ruled that insurance companies need to ask “clear & unambiguous” questions about anything they consider to be a material fact.

Basically if they don’t ask then you don’t need to volunteer.

whatmichaelsays

Doesn't drink driving lead to a criminal record (unlike most driving offences)?

If so, presumably you'll have to declare that he has been convicted of a criminal offence - that will certainly bump the price up.

gaz_jones

ilikethesimpsons wrote: »

it's those that are over the limit the morning after, that are at the highest risk of reoffending

Really? Where did you get your fact from?

Surely being banned would have given him the sense to realise he may be over the limit the next morning next time?

vaio

whatmichaelsays wrote: »

Doesn't drink driving lead to a criminal record (unlike most driving offences)?

If so, presumably you'll have to declare that he has been convicted of a criminal offence - that will certainly bump the price up.

Don't know but the rule is as stated above, if they ask you need to answer honestly