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Stamp Duty Calculator and Q&A discussion
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Hi, wondering if anyone can offer guidance to my scenario:
I own an apartment which I always bought with the intention of keeping as a rental, since moved out of this and I am now a landlord. Due to complete on a house purchase as my main residence with my partner next week, I always thought I would have to pay 2nd home stamp duty but a recent article on The Times suggests not:
Another option could be to buy your second home first. According to the wording of the rules set out by the Treasury, if you can prove that the second property you buy is a main residence, and not an additional one.
I've sent this and queried twice with my solicitors and they believe I must pay the 3% surcharge fee. Does anyone have any advice on this?
TIA0 -
howy686 said:Yes - we would be selling our main residence & purchasing another one....but we also own another house which was inherited and have rented to tenants since 2019. So we wandered if this would 'hike-up' the rate of stamp duty we would pay on the purchase of our new main residence.
you probably know this by now but no it wouldnt
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Tori0152 said:Hi, wondering if anyone can offer guidance to my scenario:
I own an apartment which I always bought with the intention of keeping as a rental, since moved out of this and I am now a landlord. Due to complete on a house purchase as my main residence with my partner next week, I always thought I would have to pay 2nd home stamp duty but a recent article on The Times suggests not:
Another option could be to buy your second home first. According to the wording of the rules set out by the Treasury, if you can prove that the second property you buy is a main residence, and not an additional one.
I've sent this and queried twice with my solicitors and they believe I must pay the 3% surcharge fee. Does anyone have any advice on this?
TIA0 -
Hi all,
I wonder if someone can clarify if I'll have to pay the extra 3% stamp duty...
In September 2013 I bought my first home (property A). Then in April 2015 I moved in with my girlfriend who owned her own house (property.
I switched property A to a buy to let mortgage and started renting it, and started contributing to the payment of the mortgage of property B.
In March 2021, my girlfriend and I sold property B and are now renting as an interim as we search for a house to buy together. When we do find somewhere to buy (property C) will we have to pay the extra 3% stamp duty?
Help with this matter would be gratefully received.0 -
And for some reason in my last post "B" was replaced with
!
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meister112 said:Hi all,
I wonder if someone can clarify if I'll have to pay the extra 3% stamp duty...
In September 2013 I bought my first home (property A). Then in April 2015 I moved in with my girlfriend who owned her own house (property.
I switched property A to a buy to let mortgage and started renting it, and started contributing to the payment of the mortgage of property B.
In March 2021, my girlfriend and I sold property B and are now renting as an interim as we search for a house to buy together. When we do find somewhere to buy (property C) will we have to pay the extra 3% stamp duty?
Help with this matter would be gratefully received.
If property B was your main residence* then you would be replacing a previous main residence (if you buy within 3 years of March 2021) and then would not need to pay the +3%.
*for clarification replacing main residence means you had to own the previous residence (in this case property B ), not just live there.meister112 said:And for some reason in my last post "B" was replaced with!
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@grumiofoundation is right in saying that you only escape the 3% surcharge if you owned a share in Property B. Contributing to the outgoings while you lived there is not enough in itself.
What was said during the conveyancing process of the sale of Property B about its ownership could be relevant.0 -
Hi, I currently own my house but would like to sell and then buy a property with my partner, he is a first time buyer.How will the stamp duty work, will he benefit at all from not paying it as a first time buyer or does he lose that benefit because I’m not a FTB? Does it work on a percentage?0
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lmad19 said:Hi, I currently own my house but would like to sell and then buy a property with my partner, he is a first time buyer.How will the stamp duty work, will he benefit at all from not paying it as a first time buyer or does he lose that benefit because I’m not a FTB? Does it work on a percentage?0
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