We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

EMA 2010/11 Guide Discussion

Options
Former_MSE_Natasha
Former_MSE_Natasha Posts: 672 Forumite
edited 30 August 2010 at 11:57PM in Student MoneySaving
This thread is specifically to discuss the content of the
To discuss or ask a question about this article: click reply
«134567

Comments

  • My son is just about to start 6th form and we've been looking into EMA. We don't qualify as our income for the last 12 months is over £30,000, even though my husband lost his job and is now on a much lower wage, and we are in the process of having to set up a DMP because of this.

    Alright, fair enough, those are the rules and we can't apply this year, but what really astounded me, when reading the application form, is the fact that for divorced parents, the maintanence payments being paid by the parent not living in the household do not have to be taken into account! I am just totally amazed and angry that this rule has even been passed!! :mad: So in a typical situation, if the mother earns under £30,000 per year, and the father (not living in the household) earns £30,000 per year or more and is paying maintenance to the mother for the child, then the child will get EMA. Who on earth worked out these rules? Honestly, I am just totally shocked that the government is giving money to those who don't even need it. :mad:
  • Mel2500
    Mel2500 Posts: 117 Forumite
    Part of the Furniture Combo Breaker
    I understand that the EMA has to be paid into a bank account in the student's name. Could anyone point me in the direction of some advice on this i.e. which banks offer accounts to 16 year olds and whether some are better than others? The best student accounts page all seem to be directed towards students starting university with a minimum age of 18. Many thanks.
  • A big bravo for those law makers who accepted such law and implement this kind of very neccesary help in order to enable studies to less fortunate puppils! We do hope that more and bigger amounts of aid will be provided in regular scale,so that puppils will really be able to focus on their studies and tutorials only.
  • Alysie
    Alysie Posts: 84 Forumite
    My son will be 16 just as he starts his last year of GCSE's as his birthday is right at the beginning of September - can he get EMA for his last year at at school or does he have to be in 'further' education?
  • Alison_B
    Alison_B Posts: 2,124 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    We are in the same situation as the OP. We cannot get EMA due to earlings in 2009/2010 although DH has been made redundant at the beginning of the year and our income is very low.

    Does anyone know if we can claim EMA from April next year or will it be classed as the same course year, so cannot claim until the start of September 1011?
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Alysie wrote: »
    My son will be 16 just as he starts his last year of GCSE's as his birthday is right at the beginning of September - can he get EMA for his last year at at school or does he have to be in 'further' education?

    For the academic year 2010/11, learners' birthdays need to be between 01/09/1991 and 31/08 1994.

    http://readingroom.ypla.gov.uk/ypla/final_ema_guidance_2010-11_v2_aug2010.pdf
  • jennie65
    jennie65 Posts: 113 Forumite
    Part of the Furniture Combo Breaker
    my son has been getting EMA for 2years, but in order to help out he has agreed to stay on in education for a further 2 years, he is 18 now will be 19 in may 2011 so does that mean he will not get EMA for his 2nd year then.

    He has agreed to stay on because of getting EMA, and as a lone parent with only one wage coming in he gets the full £30. In order for his sister to do her 2 years of A levels I need my finanacial sutuation not to change for the next 2 years or we may lose our home. Any loss in tax credits, child benefits resulting from a child leaving education would result in a large drop in income and an inability to pay the rather high rent I have to cover each month.

    Being a single working parent, with 2 model teens means i do not have enough points for help with housing in my area and so have to rent privately, which I can afford to pay while I have the extra money coming from tax credits.
    Bankrupt 15/04/09 Discharged 28/10/09

    Debts £000:j
  • jennie65
    jennie65 Posts: 113 Forumite
    Part of the Furniture Combo Breaker
    Barclays offer a really good young persons account, that gives them a debit card facility as well. Both mine have this and its really great.
    Bankrupt 15/04/09 Discharged 28/10/09

    Debts £000:j
  • jennie65 wrote: »
    my son has been getting EMA for 2years, but in order to help out he has agreed to stay on in education for a further 2 years, he is 18 now will be 19 in may 2011 so does that mean he will not get EMA for his 2nd year then.

    He has agreed to stay on because of getting EMA, and as a lone parent with only one wage coming in he gets the full £30. In order for his sister to do her 2 years of A levels I need my finanacial sutuation not to change for the next 2 years or we may lose our home. Any loss in tax credits, child benefits resulting from a child leaving education would result in a large drop in income and an inability to pay the rather high rent I have to cover each month.

    Being a single working parent, with 2 model teens means i do not have enough points for help with housing in my area and so have to rent privately, which I can afford to pay while I have the extra money coming from tax credits.

    he might be able to get ALG http://www.direct.gov.uk/en/EducationAndLearning/AdultLearning/FinancialHelpForAdultLearners/Adultlearninggrant/index.htm
  • You need to remove the link in your signature and repost this as a new thread as it doesn't have anything to do with EMA.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.