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Attack April with An Alternative Approach; the NSD Challenge.
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I'm in for 20 again this month please, after achieving my March target on the last day
No NSD for me today as had to get a few bits of shopping
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Trying for 15 again
No 1 today :j
DFD Need to August 2027
NSD March 15/20
NSD April 17/15
NSD May 13/15
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Ahem, had an NSD as I needed jeans that fit me....but they only cost a tenner.
Think tomorrow we might be going shopping, but that's allowed, so hopefully an NSD.** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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Hi everyone
Thanks to everyone who has joined today and for the updates from the already enrolled.
Will be back later to update everything - didn't want anyone to think I had forgotten or overlooked them, just had a busy day:)
Well done for all the NSDs so far..
spoon
x
PS: pure dead dopey - I have noticed the "f" word, by the way!!The time you enjoy wasting is not wasted time
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Evening everyone, first NSD of the month here. No chance of me sneaking out to spend anything either I've eaten something that clearly didn't agree with my insides and will spend all evening running back and forth from the bathroom, lucky me.
Things can only get better!All the coffee in Columbia won't make me a morning person...
Virtual Sealed Pot Challenge Member #5 - £128.19
NSDs - April 9/18
Grocery Challenge - April £22.94/£160
6 months to slim into clothes challenge - started March 2010
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First NSD of the month for me today :j I down 14 to go :j
I was in the house all day and did not let OH take any money with him when he went out to help a friend with their motorMr 3Dogs 3-7-12
3Dogs'Mam 31-3-13
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First NSD for me this month. Forgot it's my sister's b'day tomorrow so won't be an NSD tomorrow. Really need to do a plan of my spending for month though as I'm sure I could get more NSDs if I work out when I can do lots of spending on one day (my SDs are ANY days I spend money, only thing budgeted for is DD payments).
Only debt I currently have is mortgage but I didn't work 2008/09 (now do 20 hrs a week) so my tax credits are worked out on benefits only from that year. In 2010/11 they will be a great deal less as they will take into consideration earnings from 2009/10. Aiming to save what I can before it all goes horribly wrong.:money:
Just read that back. I know what I want to say but does it make sense? Edit: No it didn't! Have rewritten..
Anyway, a good start to April, well done everone:j *Goes off to update sig*Life is knowing which bridges to burn and which bridges to build! :think:
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Wow well done to all those who have already had a NSD!!
...I certainly did not, petrol, bit of food, eyeshadow...as my old one came out in big blotches on my eyes this morning which was most unattractive, and Festival tickets...over £350!
No chance of one tomorrow, am going to the cinema with DD before she leaves to see her dad for the easter hols, hoping for 2 NSD's this weekend though.
Welcome all newbies.Pay off as much as you can in 2012 challenge No. 64: 328.75/2,5000 -
Im out of the starting blocks with NSD No.1 :j
Good Luck everyone!0 -
gettingthereslowly wrote: »Aiming for 12 again this month. A little more planning is needed on my side though to reach it. HAve a mystery shop today though so will be spending on that but hopefully nothing more xHiya Spoon - Many thanks for 'baby sitting' us this month :T
Please can I be put down for my normal 11.
I ignore Direct Debits, and any other 'regular' payments (which includes window cleaner, car expenses, dog expenses and presents). Means I'm keeping a close eye on groceries, toiletries, cleaning items, and my 'anything else' (which includes household bits and bobs, tools for DIY, clothes/shoes, CDs, DVDs, books, magazines.....).
But I'm also logging my 'Total NSDs', in the hope that I can get into the habit on only shopping on 'regular payment days' and change my counting system later on in the year(Have already changed from only couting groceries)
I managed 10 out of 15 last month. Can I go for 12 in April
many thanks
MeersyLike your tactics for April, let's hope we can help you to get there. Hope to see regular updates from you and don't forget if you need a kick up the **** to get you going, we're always here:)
The time you enjoy wasting is not wasted time
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