We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Attack April with An Alternative Approach; the NSD Challenge.
Comments
-
I managed 10 out of 15 last month. Can I go for 12 in April
many thanks
Meersy:jDEBT FREE 27 July 2011:j
Challenge - Sealed pot #19 - £16; Debts - Credit card - £978.36
Savings - CU- £808; Xmas - £210, ISA - £160; Holiday fund 2012) - £xx; Car - £50; General:£50 Total- £12780 -
first day of the month and hopefully my first NSD of the month too. have to take DD to the dentist later but i think i'll leave my purse at home so no temptationGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
-
Hiya Spoon - Many thanks for 'baby sitting' us this month :T
Please can I be put down for my normal 11.
I ignore Direct Debits, and any other 'regular' payments (which includes window cleaner, car expenses, dog expenses and presents). Means I'm keeping a close eye on groceries, toiletries, cleaning items, and my 'anything else' (which includes household bits and bobs, tools for DIY, clothes/shoes, CDs, DVDs, books, magazines.....).
But I'm also logging my 'Total NSDs', in the hope that I can get into the habit on only shopping on 'regular payment days' and change my counting system later on in the year
(Have already changed from only couting groceries) Cheryl0 -
Aiming for 12 again this month. A little more planning is needed on my side though to reach it. HAve a mystery shop today though so will be spending on that but hopefully nothing more x0
-
Hi Folks,
I only managed 11 last month, but for APRIL CAN YOU PUT ME DOWN FOR 15 NSD.
Please.
Money FritterDFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;Credit Credit Card1 £128.47/£6424.24 (2%);Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)0 -
Good morning everyone!
Solvent please can you put me down for a pledge of 19 again this month. 19 appears to be my lucky number as I've managed at least 19/19 for the last 3 months.
Good luck everyone!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!
0 -
Well day one...and I spent 20p on hot choc from the machine. All because I FORGOT!!!! that it was April now.
Very annoyed with myself, hope for a better memory tomorrow!!0 -
NSD so far - have walked the dog but didn't take any money with me so wouldn't be tempted!
Am planning on staying tonight and watching soaps etc so hopefully it'll stay a NSD.
Tomorrow is a different matter though!0 -
failed miserably to-day as having a staycation, felt we had an absolute duty to take dog and aliens to seaside, nearly froze to death in the snow and the hailstones, aliens wanted home quick, but we were a bit peckish so had to have chips(well we were at seaside), so nothing to-day and tomorrow is going to be a spendy spendy, will try harder
Sorry Solvent and Bigmumma I used the f word, won't do it againMore than Two Years in
Doing it the Niddy way:j:j:j0 -
Well at least I'v started the month right with a NSD. I don't know DOPEY using the F word on the first day, hope the rest of the month goes to plan for you.£71.93/ £180.000
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


