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Attack April with An Alternative Approach; the NSD Challenge.
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I managed 10 out of 15 last month. Can I go for 12 in April
many thanks
Meersy:jDEBT FREE 27 July 2011:j
Challenge - Sealed pot #19 - £16; Debts - Credit card - £978.36
Savings - CU- £808; Xmas - £210, ISA - £160; Holiday fund 2012) - £xx; Car - £50; General:£50 Total- £12780 -
first day of the month and hopefully my first NSD of the month too. have to take DD to the dentist later but i think i'll leave my purse at home so no temptationGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
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Hiya Spoon - Many thanks for 'baby sitting' us this month :T
Please can I be put down for my normal 11.
I ignore Direct Debits, and any other 'regular' payments (which includes window cleaner, car expenses, dog expenses and presents). Means I'm keeping a close eye on groceries, toiletries, cleaning items, and my 'anything else' (which includes household bits and bobs, tools for DIY, clothes/shoes, CDs, DVDs, books, magazines.....).
But I'm also logging my 'Total NSDs', in the hope that I can get into the habit on only shopping on 'regular payment days' and change my counting system later on in the year(Have already changed from only couting groceries)
Cheryl0 -
Aiming for 12 again this month. A little more planning is needed on my side though to reach it. HAve a mystery shop today though so will be spending on that but hopefully nothing more x0
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Hi Folks,
I only managed 11 last month, but for APRIL CAN YOU PUT ME DOWN FOR 15 NSD.
Please.
Money FritterDFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;Credit Credit Card1 £128.47/£6424.24 (2%);Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)0 -
Good morning everyone!
Solvent please can you put me down for a pledge of 19 again this month. 19 appears to be my lucky number as I've managed at least 19/19 for the last 3 months.
Good luck everyone!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
Well day one...and I spent 20p on hot choc from the machine. All because I FORGOT!!!! that it was April now.
Very annoyed with myself, hope for a better memory tomorrow!!0 -
NSD so far - have walked the dog but didn't take any money with me so wouldn't be tempted!
Am planning on staying tonight and watching soaps etc so hopefully it'll stay a NSD.
Tomorrow is a different matter though!0 -
failed miserably to-day as having a staycation, felt we had an absolute duty to take dog and aliens to seaside, nearly froze to death in the snow and the hailstones, aliens wanted home quick, but we were a bit peckish so had to have chips(well we were at seaside), so nothing to-day and tomorrow is going to be a spendy spendy, will try harder
Sorry Solvent and Bigmumma I used the f word, won't do it againMore than Two Years in
Doing it the Niddy way:j:j:j0 -
Well at least I'v started the month right with a NSD. I don't know DOPEY using the F word on the first day, hope the rest of the month goes to plan for you.£71.93/ £180.000
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