Chasing daydreams....

Choc-addict

:grouphug: -most def needed. Aww, True i'm crying now just because i've just read your post and feel so much for you, it just seems there is always something and no end in sight

How are you diddling now after a coffee?

We HAVE to somehow pick ourselves up and not let it beat us! Think I read something about free posting on ebay soon on Kels thread...not sure....could that help?

Choc xxx

true27

Aw Choccy, don't cry hun!!

You are right about picking ourselves up - I think ebay should give us free shoes. Shoes make everything better!

Big hugs :grouphug: xxx

Choc-addict

true27 wrote: »

Aw Choccy, don't cry hun!!

You are right about picking ourselves up - I think ebay should give us free shoes. Shoes make everything better!

Big hugs :grouphug: xxx

Indeed - free shoes from ebay....they always make everything better I'm okay, think i've been teary since I woke up so just reading your thread started me off.....stayed at mum's last night so had a nice hours journey home which gave me far too much time to think about rubbish things like debt! Grrrr - must sort this mess....just want it down to a managable level and then gone - not too much to ask??;) xx

true27

Totally get where you're coming from Choc and if I find the answer, you'll be the first I'll share it with xx

anonymoose_3

true27 wrote: »

I'm barely holding back the tears right now - the bloody exhaust fell off my car on the way back from school this morning and then (because its raining) I got covered in all sorts of carp when I crawled underneath it to tie it up with some network cable just so I could get home! Was livid but have sat down with a coffee now and just want to cry!!

awwww sweetie

Well done on getting it tied up, I would have just driven off with the exhaust scraping the ground while crying.

I really hope your day gets better xx

Happytogetdebtfree

Good morning/afternoon... hell fire true mine did that ages ago i think i paid 25 quid to get it sorted at kwik fit mind you mine was a banger lol... its true when your down on the floor people will kick you... but then we stand up and we get on ..... advice for the day..... pay the bills and dont look at the credit card statements.... just keep on paying de de de keep on paying de de de then everything is going to be ok de de de .... all you need is love do do do all you need is love love love love all you need all you need .. damn record got stuck :P anyway im feeling ok im justgetting on sipping coffee and been a diet friendly person ... making the world a better place etc etc ... okay im done been a crazy fool how is everyone... can we have a recap of ages ?? im 26 ... just thought maybe we could group meet one day you know, someone may buy us all coffee lol

Choc-addict

:rotfl::rotfl:Happy you have made me giggle :rotfl::rotfl:I like the crazy fool posts.... more please I'm 31!

Happytogetdebtfree

I am glad i made you giggle ... i am filing paperwork boring boring boring, made some update to the numbers not big but still updates are updates haha dont feel like getting dressed, have some spare cash this month.. do i pay it off a debt or do i get my box room done, that needs to be done before september ... hmmmm i considered putting a load on my overdraft its in a seperate account but then i worried about the temptation to spend etc ....

Choc-addict

Happytogetdebtfree wrote: »

I am glad i made you giggle ... i am filing paperwork boring boring boring, made some update to the numbers not big but still updates are updates haha dont feel like getting dressed, have some spare cash this month.. do i pay it off a debt or do i get my box room done, that needs to be done before september ... hmmmm i considered putting a load on my overdraft its in a seperate account but then i worried about the temptation to spend etc ....

Boring boring boring indeedy.....I have a pile sat next to my desk at home to be done and it's getting bigger by the day. Great on the updates :T Ummmm spare cash.......

Sensible head - pay off debt
Sensible/not sensible - says 50% towards debt 50% towards box room
Non sensible head - sod it and decorate the room!

I'd go for the middle one myself, finding the balance between both and then perhaps putting next lot of spare cash or monies aside to finish off before Sept.

Gosh i'm rubbish at decisions with money - work i'm fine but money is such a mare for me

Let us know what you decide

Happytogetdebtfree

HAHA well i have a few months of spare cash to do the box room i guess, but when your only paying a little sum it doesnt make a great deal of difference to the payments you spend a month do you understand what i mean if i could pay it all in one foul swoop id be happy... i think its wise to try and reduce the overdraft... for a few months i suppose it means i can try get below the 59k mark before the month ends .....