SOA, really confused and worrying, BR date 31st March

sniggings

horseypony wrote: »

oh dear, i'm more confused now?? Can someone please take a look at my new SOA???

your new soa looks loads better,dosnt mean you will get it all passed but you never know,it all hepls to lower any payment you may get,its a balancing act,you dont want to upset your OR with a soa that is unreasonable as they could then strt to be real stricked,it now looks more balanced and fair.

p.s you could try a bit more on food and a little higher on clothing.

dojoman

horseypony wrote: »

oh dear, i'm more confused now?? Can someone please take a look at my new SOA???

Sorry did not mean this to happen, hopefully one of the more knowledgable forumites will be along to help.

horseypony

so, on the BR form, it is laid out differently, so do I put it all under the section other outgoings????

sniggings

horseypony wrote: »

so, on the BR form, it is laid out differently, so do I put it all under the section other outgoings????

yeah im affaid its very different,when you fill it in any missing amounts list in the other out going but have your soa that you did on here to hand so when you go though it with your OR you can fill in the blanks.

debtinfo

Okay lets get some prospective, im sure that Dojo is not asking anyone to break the law.

It is unlawful to repay a bankruptcy debt in preference to any other. (a debt is a debt is not quite correct sniggings, there are proscribed rules on what is a bankruptcy debt and what is not) There are many exceptions where a debt would be able to be paid if it is not a proveable debt in the bankruptcy. It matters not in this case as it is not the bankrupts debt in any case it is nothing to do with her. This means that what is happening is the bankrupt is actually gifting the money to her mother out of the goodness of her heart and her mother chooses what to do with this money.

Sniggings raises the point that her creditors have a right to this money. This is not correct the creditors are entitled to the monies in her IPA if the OR decides that one is applicable. As long as she is upfront with her normal costs of living with the OR, then she is free to do whatever she wishes with the money that the OR leaves her each month

hope that helps

sniggings

debtinfo wrote: »

Okay lets get some prospective, im sure that Dojo is not asking anyone to break the law.

It is unlawful to repay a bankruptcy debt in preference to any other. (a debt is a debt is not quite correct sniggings, there are proscribed rules on what is a bankruptcy debt and what is not) There are many exceptions where a debt would be able to be paid if it is not a proveable debt in the bankruptcy. It matters not in this case as it is not the bankrupts debt in any case it is nothing to do with her. This means that what is happening is the bankrupt is actually gifting the money to her mother out of the goodness of her heart and her mother chooses what to do with this money.

Sniggings raises the point that her creditors have a right to this money. This is not correct the creditors are entitled to the monies in her IPA if the OR decides that one is applicable. As long as she is upfront with her normal costs of living with the OR, then she is free to do whatever she wishes with the money that the OR leaves her each month

hope that helps

maybe i need a few more posts to get "accepted" the top and bottom of this is she said she owes her mother for a car which is a debt,if she pays a debt to a family member and not her other crditors than that is not allowed,word it however you like to make me look wrong but we both know it was correct advice I gave,.

hey thats 1 more post im getting abit nearer to getting accepted.

debtinfo

i only explain things once so i shall leave it at that

horseypony

can i include our mobile phones???????

debtinfo

yes to a reasonable amount you can include them under all your telephone bills

fermi

Sorry sniggings if you don't feel accepted. I'm sure no-one intends that at all.

All the same, debtinfo et al is correct here.