Weekend 27th/28th March - What small DFW things will you do today?!!

La_escocesa

psychopathbabble wrote: »

Can anyone tell me where I can find the 'use it or lose it' thread? After reading brizzledfw's post, I'm intrigued! Funny how you tend to stick with the same threads.

I am hoping to list a couple of bits on ebay today, that have been hanging around. Once I start listing stuff, I find it hard to stop!!

If you look through brizzledfw's old posts you'll find the thread they replied on... HTH.

I-need-to-make-£

I-need-to-make-£ wrote: »

Good morning Milly and everyone to follow!!

Are you ok Milly?? there is no list or smiliy faces or happy things!!

Anyway for me today, am planning to have a good old clear out of rubbish!!!!! [STRIKE]Rubbish from the garden[/STRIKE], rubbish from the spare room, rubbish from the kitchen, rubbish from the lounge, rubbish rubbish rubbish!!!! its a sunny day and i want to achieve!!!!

- [STRIKE]Hokey cokey too on the line we go[/STRIKE]
- [STRIKE]need to do a food shopping this weekend[/STRIKE]
- need to get ready for my return to work on monday after a week off!
- [STRIKE]check online banking[/STRIKE]
- update budget

Am going to have a little list for now as want to clear rubbish rubbish rubbish! ooo am looking forward to the garden being cleared..... i want to grow fruit and veg and make it a lovely place to enjoy this summer!!!

I hope you are all ok!!

ooo just need to say till having problems on ebay even with them not responding to my emails correctly and only answering part of my questions, its so frustrating but i think this buyer will get away with not paying which is discusting and unfair for the rest of us! i will keep in there until i get the answers i want.

have a good one!!! hugs to you all!!!

not happy the weekend is over and back to work tomorrow

ooooo just checked my credit score and its improved so much!!! just shows you what keeping up with payments and not applying for credit does!!! must get debt down now!!!! and stop spending!!!

mission to sell sell sell!! make money and clear debts!!!!

oh and tomorrow i get to close the case on ebay (would have prefered if the buyer actually paid for the item) however they arent going to so ill just do a second chance offer. probably wont get as much but i just want to sell the item now. i need the money!!

hope you have all had a wonderful weekend!!

paybacktime2008

paybacktime2008 wrote: »

Hi everyone, Fay told me ages ago to come here for a proverbial kick up the bum.

Last night I actually looked at my Halifax account! Scary reading. In a nut shell last year I went from a 30k job to a 10k job. I love my new job, I'm looking upon it as a stepping stone for a new career and am gaining loads of training and experience.

However, finances have all gone a bit Pete Tong as you would imagine. However I have 3 sources of money waiting for me if I can get my !!!! in gear to actually sit down and sort them out.

So. Today. I WILL

1.Fill out petrol claims-From November:eek:
2. Find all documentation needed by Council Tax benefit people so that I can claim a reduction. Well found the letter dated 18th March saying I had 14 days otherwise application withdrawn
3. [STRIKE]
Fill in a form so that I am registered again as a teacher and therefore can claim for tutoring odd bits of supply.

[/STRIKE]Done
Reckon doing those 3 things will potentially bring in about £600 so really silly not to.

So there I've said it. So now I had better do it!

Must try harder!

I-need-to-make-£

paybacktime2008 wrote: »

Must try harder!

We all need to try harder at some point in our lives buts its only to achieve what we really want and if we really want it then we will get it!! When you have been hiding from that bank account, and hiding from the debts its so easy just to turn a blind eye but when you focus and you get used to seeing the bank account and you get used to the amount of debt then you take every step to become friends with the bank account and make payments to debts!

its hard to take a pay cut but look you have seen the positive side to it which means you can see the positive side to everything! just stick to this thread and let us all know when your feeling down or scared to check the account and well give you the encouragement you need!!!!

WelshWoofer

rachelmk wrote: »

Morning all!
It's a nice breezy but sunny day here - been out with the dog for a brisk walk already (he doesn't understand clocks changing, if its light its time to get up!)

Had a good day yesterday with OH - went out for brunch and he paid (2 for £10), went to the cinema and used my SU card to get a discount, on the way out a lady gave me 4 free Bold samples - strange place to give out washing powder but I'm not complaining!
Dropped him off at the pub to watch the end of the footballl but came home and walked the dog instead and then we both stayed in for the evening and watched a film.



Today I will..

• Do 2 washes and dry naturally
• Hoover and dust the house
• Clean the car
• Cook Sunday dinner later
• Get stuff ready for little trip to Wales to see family tomorrow
• Do 1 job application later
• Moved some money from other account to current account for trip
• Do any surveys that come
• Have a LSD (can't really think of anything I need except a carwash - £2)

That's it for today - have a good day
xx

Managed to do all of the above and more cleaning than planned - a proper good scrub of the house rather than an around the middle whizz round!

Have also sat down and sorted out the finances for April-June - I get my final grant/bursary payment in April to last until the end of June and I think I've managed to squirrel away at least an extra month's worth of money to tide me over the summer (assuming I get a teaching job starting in September).My budget is careful but not too strict - I may try the cash only approach in April to see if it works for me and when its gone its gone - Hmmmmm, sounds hard!

Have also done a meal plan for this week and have everything we need so no excuses for extra spending apart from milk.Off to Wales tomorrow with doggy (OH is working) so won't be around until Weds - have a good start to the week!

paybacktime2008

I totally agree and thanks for the welcome. I knew the job change would be a struggle financially and had paid back about 3k before I took it on and made some good cutbacks. I suppose sometimes you need to remember that it takes an every day effort to keep on the straight and narrow and I really can't afford to spend £30 in the garden centre! Heyho. Back on the straight and narrow.