Weekend 27th/28th March - What small DFW things will you do today?!!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Gooooood morning folks....hoooray for late Saturday mornings
Just enjoying a cuppa while the house is quiet...girls fast asleep. I need to get showered and crack on though - busy day
I need to get the new trampoline up...ex-h said he'll help, but I want to get started before he appears to take girls for the day. I have Asda coming with my food between 11 and 1 then I need to scoot to the Uni library to return my books....before the fines get huuuuuge. My Mum and Stepdad coming this afternoon so will go for a wander round town with them, then they're taking the 3 of us for dinner....hooray, no cooking for me tonight
No, nicely busy - better get on with it!!

Today's list:

• check banking
• daily scratchcard
• put washing that I did last night on airers
• put another load of washing on
• put trampoline up...eeeek
• return Uni library books and hope the one I've reserved has been returned for me
• try not spend much in town
• enjoy my meal out tonight - no spend and no cooking
• watch New Moon tonight with the girls....and popcorn!
• Hoover through house

That's all I can think of for now!

I-need-to-make-£

Good morning Milly and everyone to follow!!

Are you ok Milly?? there is no list or smiliy faces or happy things!!

Anyway for me today, am planning to have a good old clear out of rubbish!!!!! Rubbish from the garden, rubbish from the spare room, rubbish from the kitchen, rubbish from the lounge, rubbish rubbish rubbish!!!! its a sunny day and i want to achieve!!!!

- Hokey cokey too on the line we go
- need to do a food shopping this weekend
- need to get ready for my return to work on monday after a week off!
- check online banking
- update budget

Am going to have a little list for now as want to clear rubbish rubbish rubbish! ooo am looking forward to the garden being cleared..... i want to grow fruit and veg and make it a lovely place to enjoy this summer!!!

I hope you are all ok!!

ooo just need to say till having problems on ebay even with them not responding to my emails correctly and only answering part of my questions, its so frustrating but i think this buyer will get away with not paying which is discusting and unfair for the rest of us! i will keep in there until i get the answers i want.

have a good one!!! hugs to you all!!!

determined_new_ms

Morning milly! - no list for you today? Thank goodness its Saturday and I got to have a lay in! Although a sad fact of my new career (I got promoted just over a year ago) is that I have to get up at 6am unless I'm on a late shift, this means that I'm now no longer able to sleep much later than 8 when I'm not working (I can't stay up much later than 11 either! )

Am deliberating on what I should do out of all the things that need to be done today... Here goes:

• [STRIKE]Clean the kitchen[/STRIKE] (neglected to do it last night )almost there have done 80%, problem is I hate cleaning...Done now
• dinner from stores
• [STRIKE]go buy saw from homebase[/STRIKE] going in about 20 mins and doing weekly shop too £9.59 reduced from £11.99
• [STRIKE]check if there are any surveys - BTW I still haven't received my cashback from onepoll...[/STRIKE]none
• check my credit rating
• [STRIKE]check store cupboard/fridge/freezer/draw up weekly meal plan [/STRIKE](possibly go shopping although feeling very lazy as its the weekend ) am just getting ready to go, only need to buy meat for 1 meal as still getting through stuff in freezer Done overspent by £8.09 but bought toilet rools 16 for £3, enchillada pack, toothbushes, baby wipes and a couple of extras so should cut down next weeks bill - at least that's the plan...;)
• [STRIKE]start laying kitchen floor when oh returns from doing some overtime [/STRIKE](4 hrs) have actually started this at long last have been taking up the previous 3 layers of flooring (yukkk its been horrible :mad:) for the past 1 1/2 - almost done
• possibly go to the pub and use free drinks vouchers from the other week (am going to see if we can use the value off 2 drinks to set against a bottle ) laugh have fun try to forget that one of my colleagues is trying to bully me...seeing as its teeming down now will probably save this for tomorrow afternoon after we finish the floor

That's it hope everyone else has a productive/lazy saturday :j
Boo just remembered I need to do about an hour of work at home today....:(:(:(

Also checked online banking and saw my Vodafone bill beginning of March was £50.50 :eek::eek::eek:. Called vodafone to see how this was possible - monthly plan is £25 +VAT and I'm very careful about it, get updates throughout the month to ensure don't go over minutes, etc. Apparently I "signed up" for a competition, i.e. some company has scammed me for £10 :mad:, Vodafone refunded it to my account :T

pixiechick99

The smilies have arrived!! I just post the start of the thread so it's there, then I edit it as my post takes me ages:rotfl::rotfl:

Triangle

:hello:Morning morning :hello:

Hope everyone is well and happy- blue skies here at the moment

Not got much planned for the weekend, meant to be visiting DH's family but the youngest two have a sickness bug Prob will go next weekend now. I've been trying to persuade DH to go to a roller skating 'disco' night in our town - think it will be lots of fun and great excerise as well as very cheap...but he needs more convincing!


Anywoo, my list for today....

• Neck and shoulder massage this morning at 10.30am - paid for my voucher lovely friends got me for my birthday
• Return lib book
• Meals from stores and stick to SW
• Long walk on beach with pup
• Aiming for a NSD - unless I can persuade DH to go skating tonight!
• Few hours uni reading this afternoon
• DH to take pictures of old motorbike - want to put it on ebay by end of weekend
• Have a look on ebay for a b-day presents for dad and DH (next month)
• Go thru SW magazine I bought on wed - stick receipe ideas in my little receipe book
• Washing at 30 and line dry
• Sparkle!

Lots of love
T
x

I-need-to-make-£

Yeahhhhhhhhh morning Milly!!!!!!!<br>

urg123

Hi Everyone

I used to regularly post on this thread when I first joined MSE and found it to be one of the most helpful things to keep me on the straight and narrow.

Last night I made my final overpayments and am now debt free!!!

I just wanted to pop in and say thank you to all who keep this thread going - it was a real help to me in getting the right habits to become debt free.

Good luck to all of you - I still often pop in and read when I have a chance. There are lots of new names and I still get get lots of great tips.

Lots of love

urg x x

determined_new_ms

urg123 wrote: »

Hi Everyone

I used to regularly post on this thread when I first joined MSE and found it to be one of the most helpful things to keep me on the straight and narrow.

Last night I made my final overpayments and am now debt free!!!

I just wanted to pop in and say thank you to all who keep this thread going - it was a real help to me in getting the right habits to become debt free.

Good luck to all of you - I still often pop in and read when I have a chance. There are lots of new names and I still get get lots of great tips.

Lots of love

urg x x

Wow!!! Congrats! :T thanks for the inspiration :A this thread defo keeping me on the straight and narrow... only a few more months....

nomorespending

Morning everyone!!
Not posted for 2 days but did come on last night and read through the threads.. brain was so fried that i couldn't type anything!!

But ( sorry its late) WELL DONE TRIANGLE!!! 1 stone thats amazing you've done so so well...an inspiration. ( i've had an awful week diet wise and am not looking forward to mondays weigh in!!)

Milly - the dancing dogs and cats yesterday were AMAZING!!!!!!! You are such a star starting this thread everyday..

Today is a bonus day for me as we were supposed to be going to wales for the weekend to see OH dad, go on the beach with the doglets and generally de-stress as this week has been shocking.. However we both had to work late last night and by the time we finished work we couldn't go ( not without arriving there at midnight) . So we have cancelled - whilst gutted I am looking at the positive - petrol money saved, more likely to stick to diet ( desperatly need to do well this weekend) . Can get bits done which will put me ahead next week.

Already done this morning ( by OH while im in bed - hurrah!!)
Kitchen tidy
2 lots of washing on
did shopping yesterday ( got £8 voucher off 40 ) spent 58!!




Will do today..

• Find the cheapest online clarins face cream for brother in laws birthday next week
• [STRIKE]
• take out doglets
• [/STRIKE][STRIKE]go to fish shop ( tropical fish) with oh[/STRIKE][STRIKE]Eat lots of fruit!![/STRIKE]sort out finances for this week
• plan meals for this week
• [STRIKE]
• check online banking
• [/STRIKE]sort out a plumber to fix my stupid boiler!
• [STRIKE]visit mum[/STRIKE]

that will do me thinks...

Have a lovely day everyone - will catch you later x

Cleosmum

Well done Urg! Great to see you again, you could start posting again to keep you on track and inspire us all :T

Cleosmum

Today I have:

• Done some housework
• Put HC on airer
• Baked a cake to take to my Uncs later
• Put more HC on
• Used free texts and mobile net
• Cleaned out bunny, so much easier and MS now he is using a litter pan :T You can teach an old bunny new tricks! :rotfl:
• Airing the house
• Breakfast from stores
• Received car ins renewal notice - gone up by £2 :eek: so we looked on their website using the same details and managed to find a quote for £14 cheaper :mad: so will be doing a proper search of all the insurers and seeing if I can get cashback

And will:

• Have a NSD Done
• Drive carefully to conserve fuel Done
• Check banking Done and moved money around according to budget
  
• Put more HC on airer Done
• Meals from stores Done
• Sort lunch for work tomorrow
• Early night, up at 7am for work tomorrow _pale_ must remind myself its not for much longer and I will get enhanced pay...