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greent's mfw journey
Comments
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Thanks, KC
It's a nice feeling
Just been updating spreadsheets and the milestone reached in Dec was that our monthly interest was £28.51 - so daily interest was less than £1 for the first time!:j:j From vague memory, I think daily interest was over £13 when I started keeping this diary - so a month's interest is now just over 2 days' interest back then - wow! Next notable milestone will be a 4 figure mtge - s/sheet shows March - But I know it'll be Feb (there's only about an extra £50 to find to make that happen)
Christmas shopping still needs doing and my house is chaos. DD's 17th is next week, too!! Too much PTA stuff going on and at the charity I volunteer for. Also need to go and see friend and her daughter in hospital down the M5 - 16yo daughter has bone cancer, diagnosed just over a month ago. She came out of ICU today. Fingers crossed... Things like that are important, though - and make you wonder why we waste time and energy getting stressed over small stuffxx
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Hi Greent, sorry to hear about your friend's daughter. A close friend of mine has a terminal illness and it is such a waste of a life.
Let's vote to live our lives whilst we can.
Tilly x x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Tilly_MFW_in_6_YRS wrote: »Let's vote to live our lives whilst we can.
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A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Definitely - thats what I want to focus on with doing reiki as self healing - my low energy levels are ridiculous. I'm not terminal anything, though, and I've got yet another chance to turn things around. Heartbreaking to think of a 16 year old going through that sort of diagnosis and treatment, all the best to her and her mum and family.2023: the year I get to buy a car0
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So sorry to read about your friend's daughter. A friend of mine had his daughter diagnosed with a rare cancer last year. She is now clear but it was a heart wrenching time for him. Really puts things into focus ...
xMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Will do a general 'catch up' post later, but have been thinking of plans for next year....
- Pay off mortgage
- Start to re-build savings after they took a massive hit last year when DH had no job
- Start Florida 2016 Fund!:eek:
- Pensions....
- Lose 2stone (min - could do with more, but 2stone would make a big difference)
- Get fitter - will also hopefully help with above target!
- Make £1500 (net) from selling stuff - whether ebay, facebook, nearly new sales or other
- Declutter house & garage - useful to help to achieve above target:D
- Simplify life (am not rejoining WI as part of this - it's become a chore, rather than enjoyable of late, so clearly I need a break)
- Tackle to-do list of jobs on house/ garden/ garage (somewhat neglected of late)
- Look at BTL and decide what to do - needs some work on it whether we keep it or sell
- Make memories together as a family - very important:)
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Heck of a list. Good luck. Xxx0
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Excellent list!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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Wow, you must sell a lot of stuff on eBay and nct to pay down that mortgage so fast!!!!!!!
Are you going to start on your btl mortgage next?It's not the despair, Laura. I can take the despair. It's the hope I can't stand. ~ Brian Stimpson, Clockwise0 -
How exciting to think that next year you will own 100% of your home!
A very positive list for 2015!Mortgage (Start Sep 2014)- £70,295/£0 - 100%
Overpayments - £48829.37 :j:j:j
Mortgage paid off Jan 20200
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