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greent's mfw journey

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  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks, KC :) It's a nice feeling :)


    Just been updating spreadsheets and the milestone reached in Dec was that our monthly interest was £28.51 - so daily interest was less than £1 for the first time!:j:j From vague memory, I think daily interest was over £13 when I started keeping this diary - so a month's interest is now just over 2 days' interest back then - wow! Next notable milestone will be a 4 figure mtge - s/sheet shows March - But I know it'll be Feb (there's only about an extra £50 to find to make that happen :D)


    Christmas shopping still needs doing and my house is chaos. DD's 17th is next week, too!! Too much PTA stuff going on and at the charity I volunteer for. Also need to go and see friend and her daughter in hospital down the M5 - 16yo daughter has bone cancer, diagnosed just over a month ago. She came out of ICU today. Fingers crossed... Things like that are important, though - and make you wonder why we waste time and energy getting stressed over small stuff :( xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Hi Greent, sorry to hear about your friend's daughter. A close friend of mine has a terminal illness and it is such a waste of a life.

    Let's vote to live our lives whilst we can.

    Tilly x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Let's vote to live our lives whilst we can.
    Here here :(.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Definitely - thats what I want to focus on with doing reiki as self healing - my low energy levels are ridiculous. I'm not terminal anything, though, and I've got yet another chance to turn things around. Heartbreaking to think of a 16 year old going through that sort of diagnosis and treatment, all the best to her and her mum and family.
    2023: the year I get to buy a car
  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So sorry to read about your friend's daughter. A friend of mine had his daughter diagnosed with a rare cancer last year. She is now clear but it was a heart wrenching time for him. Really puts things into focus ...
    x
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 December 2014 at 11:24PM
    Will do a general 'catch up' post later, but have been thinking of plans for next year....


    • Pay off mortgage
    • Start to re-build savings after they took a massive hit last year when DH had no job
    • Start Florida 2016 Fund!:eek:
    • Pensions....
    • Lose 2stone (min - could do with more, but 2stone would make a big difference)
    • Get fitter - will also hopefully help with above target! :D
    • Make £1500 (net) from selling stuff - whether ebay, facebook, nearly new sales or other
    • Declutter house & garage - useful to help to achieve above target:D
    • Simplify life (am not rejoining WI as part of this - it's become a chore, rather than enjoyable of late, so clearly I need a break)
    • Tackle to-do list of jobs on house/ garden/ garage (somewhat neglected of late)
    • Look at BTL and decide what to do - needs some work on it whether we keep it or sell
    • Make memories together as a family - very important:)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Heck of a list. Good luck. Xxx
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Excellent list!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • usa1
    usa1 Posts: 538 Forumite
    Wow, you must sell a lot of stuff on eBay and nct to pay down that mortgage so fast!!!!!!!
    Are you going to start on your btl mortgage next?
    It's not the despair, Laura. I can take the despair. It's the hope I can't stand. ~ Brian Stimpson, Clockwise
  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    How exciting to think that next year you will own 100% of your home!

    A very positive list for 2015!
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
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