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greent's mfw journey

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  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Fantastic results greent, well done to your ds :T:T:T
    MFW 67 - Finally mortgage free! 💙😁
  • Well done to your ds, as well as congratulations to you for supporting his achievement. X
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 August 2016 at 9:40AM
    Thanks, all - he is very pleased with his results :) And I am a very proud parent of both of the teenagers :)

    Went out shopping for the day with bestie yesterday (was her bday on Thurs) - I only bought (the needed :D) PE shorts for DS2 (and lunch for us both) - and found some very comfy sofas in JLewis - so now OH needs to go and try them out :) Bestie (absolutely swimming in money - MF and an inheritance from (well off parents) and well paid job and no children) only bought 2 packs of socks for her hubby and a (needed) pair of boot-shoes for work (ok - they were Fly and cost £90, but still not bad result) Gone are the days when we used to encourage each other to buy stuff which we didn't really need :)

    It's a last start here today (although I've been awake since 6.15, up since 6.45) - just myself and the small 2 up at the moment. DD is at work at 11am, though, so I will need to wake her soon - but she was out partying with friends until 2am. OH went and collected her so he is also still in bed (and informs me that she stuck to lemonade for most of the evening because of work) and DS1 is shattered (as he always is) after army camp - 2 weeks of getting up at 6am with long and sometimes physical days including 3 days of hiking and sleeping out in makeshift tents (a plastic sheet over a tree branch) understandably takes it out of him! :D

    I have 2 lots of dough proving (1 white, 1 wholemeal with lots of seeds added) and hung the washing out at 7am - it has been drizzled on since, but the day is meant to be dry from now on (fingers crossed) so I will just leave that there - I have another 2 loads to do today as it is :) Small amount of food shopping required (lots of milk, some F&v and some ham) and hopefully will get some of DS1's uniform shopping achieved this weekend. I had forgotten it was BH weekend as the children and OH are all off anyway. OH will be spending much of his time at the BTL doing last minutes stuff as the tenants are due in next Fri! :)

    It's been a very spendy month (and hasn't finished) - buying uniforms/ shoes, university bits n pieces, bestie's bday, celebratory food for results, a helicopter ride (Gr00pon) for our anniversary (was yesterday - 21 years) (not taken yet - just bought), OH bought us tickets to a gig next week in Oxford.... all *good* things, though (maybe not uniform - but that's essential) - that's the kind of spending I prefer :)

    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • It's raining here 😓
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Greent, you amaze me with your energy. And I just love your list of spends. Where's the helicopter ride going to be, nearabouts?
    2023: the year I get to buy a car
  • Happy Anniversary!:beer:
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Happy anniversary for yesterday greent.
    Congratulations to DS1 on his exam results-brilliant!
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's raining here ��

    It ended up raining here in the afternoon - whilst I was out at the supermarket :( However, it wasn't that heavy and the washing all ended up dry by tonight. Had a marathon ironing session tonight and there's now just 3 things left in the basket (1 kingsize duvet cover and 2 of OH's shirts)
    Karmacat wrote: »
    Greent, you amaze me with your energy. And I just love your list of spends. Where's the helicopter ride going to be, nearabouts?

    The helicopter ride will be in Glos - we have a wee airport where it's going to go from :)
    Happy Anniversary!:beer:

    Thank you! :)
    tattycath wrote: »
    Happy anniversary for yesterday greent.
    Congratulations to DS1 on his exam results-brilliant!

    Thank you - on both counts! :)

    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Well done to your DS and to his parents!

    You do sound soon positive.
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done to your DS and to his parents!

    You do sound soon positive.

    Thanks shs :)

    Life is feeling pretty ok right now - ok, the house is an absolute tip, but more in terms of muddles, toys and piles of clean laundry in places where they shouldn't be. And I have a long list of paperwork tasks to complete. But the teens have done well and are pleased with their results (rightly so) and DD is excited about Cardiff and the smaller 2 are, frankly, delightful (ok - maybe only about 95% of the time, but even so...! :D:D) And little things like they have no hang ups about wearing any hand me downs from my loft shopping - they actually like it. I know there will come a point when it becomes an issue, but that's ok. DS1 has clearly been trained in leftovers :D - he brought back all of his unused ration pack pieces - so we had an assortment of hot chocolate and coffee sachets, tea bags, energy drink sachets, some random snacks, muesli, foil packed pasta toppings and a main meal in a foil pack. Things which we won't use have been bagged up and are by the front door ready to go to Tesc0 for the food bank collection and the rest has been absorbed into our cupboards. They get thrown out if he doesn't bring them back, which would be a terrible waste :(

    Was talking to OH about FI/RE concept yesterday - he was already thinking that he only wants to do 'real' work for another 9/10 years (takes us to 55/56) Our main issue is that we had 4 children over a spread out period..... The youngest won't leave school until we're 57:eek::eek: - and then there's always the possibility of uni to consider... However, he likes the idea in principle, so I'd really like him to look at some EA articles and other bits out there (it's very much a case of slowly-slowly with him) I'd be happy with 55 if we could make it work. He could take one of his pensions then - but it would be better if we could leave it until 60. In the meantime we're re-inspired to clear things out, making money (well, recouping some, hopefully!) and space along the way. Starting with me putting all the laundry away, getting the small ones on board with clearing out their rooms (both of these are regularly recurring themes in this house! :D) and fleabaying (finally) some of the piles of stuff discovered on a clearout earlier in the year..... I've lost my fleabay motivation this year - I think it'll be ok if I can just motivate myself to start and some things go - once I see the benefit again I'll be motivated, I'm sure - it's just that listing things in the first place is such a drag!! :):D
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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