We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

greent's mfw journey

16869717374293

Comments

  • greent
    greent Posts: 10,914 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks, KC :) It's a nice feeling :)


    Just been updating spreadsheets and the milestone reached in Dec was that our monthly interest was £28.51 - so daily interest was less than £1 for the first time!:j:j From vague memory, I think daily interest was over £13 when I started keeping this diary - so a month's interest is now just over 2 days' interest back then - wow! Next notable milestone will be a 4 figure mtge - s/sheet shows March - But I know it'll be Feb (there's only about an extra £50 to find to make that happen :D)


    Christmas shopping still needs doing and my house is chaos. DD's 17th is next week, too!! Too much PTA stuff going on and at the charity I volunteer for. Also need to go and see friend and her daughter in hospital down the M5 - 16yo daughter has bone cancer, diagnosed just over a month ago. She came out of ICU today. Fingers crossed... Things like that are important, though - and make you wonder why we waste time and energy getting stressed over small stuff :( xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Hi Greent, sorry to hear about your friend's daughter. A close friend of mine has a terminal illness and it is such a waste of a life.

    Let's vote to live our lives whilst we can.

    Tilly x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Let's vote to live our lives whilst we can.
    Here here :(.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Definitely - thats what I want to focus on with doing reiki as self healing - my low energy levels are ridiculous. I'm not terminal anything, though, and I've got yet another chance to turn things around. Heartbreaking to think of a 16 year old going through that sort of diagnosis and treatment, all the best to her and her mum and family.
    2023: the year I get to buy a car
  • Watty1
    Watty1 Posts: 7,639 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So sorry to read about your friend's daughter. A friend of mine had his daughter diagnosed with a rare cancer last year. She is now clear but it was a heart wrenching time for him. Really puts things into focus ...
    x
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • greent
    greent Posts: 10,914 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 December 2014 at 10:24PM
    Will do a general 'catch up' post later, but have been thinking of plans for next year....


    • Pay off mortgage
    • Start to re-build savings after they took a massive hit last year when DH had no job
    • Start Florida 2016 Fund!:eek:
    • Pensions....
    • Lose 2stone (min - could do with more, but 2stone would make a big difference)
    • Get fitter - will also hopefully help with above target! :D
    • Make £1500 (net) from selling stuff - whether ebay, facebook, nearly new sales or other
    • Declutter house & garage - useful to help to achieve above target:D
    • Simplify life (am not rejoining WI as part of this - it's become a chore, rather than enjoyable of late, so clearly I need a break)
    • Tackle to-do list of jobs on house/ garden/ garage (somewhat neglected of late)
    • Look at BTL and decide what to do - needs some work on it whether we keep it or sell
    • Make memories together as a family - very important:)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Heck of a list. Good luck. Xxx
  • apple_muncher
    apple_muncher Posts: 15,364 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Excellent list!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • usa1
    usa1 Posts: 538 Forumite
    Wow, you must sell a lot of stuff on eBay and nct to pay down that mortgage so fast!!!!!!!
    Are you going to start on your btl mortgage next?
    It's not the despair, Laura. I can take the despair. It's the hope I can't stand. ~ Brian Stimpson, Clockwise
  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    How exciting to think that next year you will own 100% of your home!

    A very positive list for 2015!
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.