Hypno's "just for today" diary of rediscovery.

hypno06

I am so glad you said that - I was starting to wonder if I was being too soft!

What will be will be, and I am sure both yours and mine will do well, and will get to do what they want to do come September!

Apart from anything else, a happy teenager makes for a much less stressful mother

macgirl

Helloooo! :hello:

Just popping in to say fantastic news on the bonus - I'm loving the new healthy slimline sig :T

Off to catch up x

beanielou

hypno06 wrote: »

I am so glad you said that - I was starting to wonder if I was being too soft!

What will be will be, and I am sure both yours and mine will do well, and will get to do what they want to do come September!

Apart from anything else, a happy teenager makes for a much less stressful mother

It does indeed!!
DS has unfortunatly 4 highers in a week.
Badly timetabled me thinks:eek:

hypno06

Hi macgirl, welcome home!

beanie - DD's timetable is very much all or nothing too - one a week for a couple of weeks then masses all colliding with each other for a few days before going back to one a week!

Off to bed now, am shattered - have a good evening everyone xx

Seaxwyn

In some ways I'd like to chain them to a desk and make them work, but that's impossible as I'm out all day. GCSEs are badly timed though - I remember from my own misspent youth that they come just at the same time as an interest in alcohol and the opposite sex.

InaPickle

macgirl wrote: »

Just popping in to say fantastic news on the bonus - I'm loving the new healthy slimline sig :T

Hehe! Hypno's sig is on a diet, too!

hypno06

Seaxwyn, yes, you are right - lots of "stuff" for teenagers to be thinking of rather than what Shakespeare was really thinking when he wrote act I scene VI of something or other!

Pickle, yup, my sig used to be considered morbidly obese - now it is just "overweight" which is definitely an improvement.

Karmacat

Lol! Of that £1000 a month, Hypno, how much comes out anyway in terms of regular payments?

Pooky

Wow - look at that signature!!! :T

Good luck to your DD - how many exams is she taking? My eldest is doing 2 GCSES and 2 RATs next month - she's year 9 but they try and fast track them.......She might know the stuff involved, doesn't mean she's emotionally ready for the exam stress though, so I've just backed off and given help where I can - life's far to stressy as it is, without the additional hassle of pushy parents.

hypno06

Well, while I have a "secured loan" element of my mortgage still to be accounted for, I am allocating all my mortgage capital payment part to that bit of my debt....so while that is still in existence, the total that my "signature debt" comes down by automatically each month is about £800.....

But, come October, that secured element of my mortgage will be finished, and so my mortgage capital will come off my "original" mortgage instead. That means, only about £300 will be coming off the "signature debt" each month at that time, although of course my mortgage will be decreasing so the total amount I owe will still be going down.

So, it will be a case of trying to decide/work out whether I can find the extra come October to throw at the barclayloan, which should be the last thing left by then, or whether I should just let it take its course for the term of the loan, which will be 18 months more by that point, and just be content with the fact that I am almost there, and am paying capital off the mortgage at the same time.

At this point, I just don't know - I can't see immediately how I can conjour up that extra money consistently, and pay for the trip at Christmas, and cover any skiing that the children do over the winter.

So, I may just have to be content with things reducing at their natural pace, and not putting the pressure on myself.