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Hypno's "just for today" diary of rediscovery.
Comments
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Fab news on the bonus :beer:
Stalkers sig is looking amazingPround to be dealing with my debts! DFW Nerd # 1201
Coloured Squares 506/900 :eek:
The early bird catches the worm, but the second mouse gets the cheese0 -
Well done Hypno.
Signature is looking fantastic. I bet its such a relief to pay back your mum too.
Well done you! xxxDFW Nerd #11520 -
:j Well done Hypno! Loving the new sig! :TMortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
Thanks guys - I did worry a little that it wouldn't be enough to repay Mum, but am very glad that it was, and I made an instant payment to her first thing so it is all done and dusted
My aim is that any bonus I get next year will not have to go on debt repayment of any sort. To do that, I need to clear £1000 a month on average which is an awful lot.....so will require a significant amount of effort, but which will leave me debt free except the mortgage and will make my SOA much nicer to work with.
So......my remaining debt is:
Barclayloan (approx 2 years to run if it takes full course) - £6951.83
0% card - £2807.97
secured loan element of my mortgage - £2537.91
Total = £12297.71Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Congratulations on the amended signature Hypno - and that you have used some of it to make your own environment a happier place to be.
Haven't posted much recently - things happening with mums estate etc etc and I'm getting wound up about things - so i've just been lurking.
DS is home for a few days between final exams and then is off to Oklahoma - manages to miss our silver wedding party by a day because of flights etc !!!!
Am going with him and DH tonight to see Dads Army at Chelmsford !! should be interesting.
Have splurged recently on tickets - Lion King next week, then Scissor Sisters in June (on DD b'd) and Jack Johnson the following week. That will be it then ! Money has to be repaid from somewhere.
Well its supposed to be a lovely weekend so DS and I are car booting on Sunday - what doesn;t sell goes straight to a charity shop
Have a good one0 -
:j whoop de woo Hypno, nice one :jA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Fantabulous news on the bonus Hypno! Does this mean you have nearly done the "pay of £20k" challenge?Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Great news on the bonus. Thanks for the heads up on the MSE news.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
The_Dragon wrote: »Fantabulous news on the bonus Hypno! Does this mean you have nearly done the "pay of £20k" challenge?
Not even half way there, sadly.......still, there is half the year left to go, so I will be making a decent attempt at it, but have no chance of the full £20k this year.Thanks for the heads up on the MSE news.
L
You're welcome - you are a star :TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
You are a star too Hypno.
In fact we are all stars for facing our debt head on,I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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