Baby steps to being mortgage free

pammyj74

I am more a visual person than reading unless the book is really good. I used to read all the time but with MFWs taking over my life any spare time I have is used by reading and rating reviews on dooyoo and entering comps lol

Baby_steps_2

Well I have got stuck on another short notice trip away with work:mad: However on the plus side most of the lunch stuff I bought this week will keep till next week so wikm save some money that way. Another nsd yesterday (well I can claim back any money I spent:j:j).

To be honest all the money I can save this week the better. I'm off to a ball on Saturday night so going to be an expensive night (the ticket alone is £45:eek:) But then it's a law firm thing so you never know what unbaggsied toothy may be there, especially with my new single status:T:T

Imagine that, a hot lawyer to help me be mfw:cool:

Baby_steps_2

Not been doing very well on the surveys for the last month but blanaces are:

VO- £4.75
Toluna - 51,499
One poll - 12.10

Baby_steps_2

Well another NSD today, so thats 7/8 for the month done. Should get the final one next week so I'm on track for hitting the target:p

Feeling pretty rough tonight, sore throat and temperature so curled up on the sofa trying to will myself to be better for tomorrow. I just hope I feel at as if I feel like this I can't see it being the fun night I was hoping for.:(

I am really looking forward to pay deal, only a week to go. Then I can transfer some more money to savings:D

babyb06

Hope you get well soon!!

Baby_steps_2

Thanks, just did a face steamer with some olbas oil to clear out the lungs & stuff. Feeling a big better for it but know it probably only a temporary fix!! Right off for an early night, a good nights sleep might b just the answer.

CathT

Hope you're feeling better, enjoy your night out!

Baby_steps_2

Well its almost pay day and time to start another month so the final summary is:

- Sunday and Monday were NSD's taking my total to the month 9, better than my target of 8 so thats one good thing.:j

- The net amount owed has decreased from 162,150.68 to £162,081.50 :eek:. Not much a reduction, but this is my first month not in debt so a good a start as any!!

Targets for the next month are to:
- decrease the net amount owed by £500 (at least!!).
- Have 10 NSD's this month.
- Get back in my house!

As we can see, this is going to be a marathon not a sprint so guess I just need to keep going at it all.

I think I will set a target to get the net amount I owe the world down below £160,000 by the end of this year, that will be stretching things. But you never know it might just happen if I try really hard:D

Baby_steps_2

Well a rather expensive start to the month, it was a friends brithday last weekend which led to a rather expensive few days and a lot of partying so lots of fun was had.

Then I have had a mini break with the family the last few days, the holiday was only £50 but by the time you add on petrol to get down there and spending money I spent about £150 over the few days:mad: To be honest though it was what I needed and whats the point of working if you don't get the break. Had a lovely few days and the weaather was pretty nice which was good, feeling very relaxed now I am back.

So I have revisited the finances and don't reckon I will be able to save as much as I was thinking I could this month.

Hope everyone is well and enjoying the last bit of sunshine we seem to be having:D

[Deleted User]

Hey Babysteps
partying and hols sound fun! sometimes I think we can be focused on OPing/saving that we lose sight of real life in the middle of it- you are right, we need these things to relax us from working and replenish us for going back to work! :rotfl: so dont beat yourself up for it (notes to self to take this advice! ) I find as long as I feel I am getting a good-ish deal for what I am doing it makes me feel ok !