cca x 4

OHNOANOTHERDFW

I'llsend the letter at least I will feel like I am doing something

I'll send to aegis and mbna

thanks

never-in-doubt

OHNOANOTHERDFW wrote: »

I'llsend the letter at least I will feel like I am doing something

I'll send to aegis and mbna

thanks

Hi

No only sent to the debt owner, so whoever is hassling you right now...

OHNOANOTHERDFW

ok cheers I'll send to aegis (who are part of mbna)

when I spoke to them on the phone a couple of weeks back and told them it was unenforceable they told me to phone 0800xxxxx MBNA and let them know so they could consider telling aegis to stop chasing the debt. get the impression they are a bunch of amatuers, at one point they accessed the wrong credit account....i.e somebody elses and told me I owed £7k (rather than the 1900 on this account)

OHNOANOTHERDFW

CALLING Never - and fellow helpful forumites

After weeks (months) of phone calls from AEGIS, and weeks and months of me explaining I dont want to talk them, and refusing security questions etc etc (quite entertaining really)

the postman today brought me 3 Letters from MBNA

Deafualt notice served under section 87(1) of the Consumer Credit act 1974

Credit Card Agreement :1112322767463765

we refer to the above agrrement which you have entered into with us. You have repeatedly broken your agreement with us by failing to make your minimum payments. Para 8f of your credit agreement provides that, subject to sending you any otice required, you must immediately pay your whole balance if you repeatedly break this agreement and fail to sort the matter out. A stop has been palced on your card and a default has now been registered against this account at the credit reference agencies.

This statutory notice is to tell you that in order to remedy this breach, you ust pay the full amount of outstanding balance which is £xxxx by 26/09/2010

IF FURTHER ACTION REQUIRED BY THIS NOTICE IS TAKEN BEFORE THE DATE SHOWN NO ENFORCEMANT ACTION WILL BE TAKEN IN RESPECT OF THE BREACH

IF YOU DO NOT TAKE THE ACTION REQUIRED BY THIS NOTICE BEFORE THE DATE SHOWN THEN FURTHER ACTION SET BELOW MAY BE TAKEN AGAINST YOU

On or after the date shown, your account will be closed, and your credit agreement will be terminanted. We may also take court proceedings to recover the whole amount owed by you to us. Further statements will not be issued, Please note that if we terminate your credit agreement, you will still be personally liable to pay all amounts which become due to us., for example any subscriptions and regualr payments that you have not stopped or outstanding credit card cheques

blash blah blah blah

Yours sincereley

xxxx







What now team?

thanks

NorthernLas

I think this is a standard default notice that they have to issue.

Sign up to https://www.all-about-debt.co.uk where Niddy now resides?

OHNOANOTHERDFW

ooooooooh.....does he not use this site anymore?

never-in-doubt

OHNOANOTHERDFW wrote: »

ooooooooh.....does he not use this site anymore?

nope!

OHNOANOTHERDFW

NID, I take it that means nope you dont use this site rather than NOPE you dont not use this site

I dropped a message on the other site via contact us, to be passed on to you

hopefully they will contact you and you can advise me on next steps

thanks