Gemmzie's DFW Diary

Gemmzie

I thought it was about time I re-did my SOA as my work contract has changed as of last week (:T) and my debts are going down (:j), but thought I'd let you all attack it again :rotfl:

As from this month......
Income
Wages - £316.03
DLA - £71.50
EMA - £30 weekly (during term time)
Expenses - £14

TOTAL: £431.53 - £521.53 (depends on EMA payment)


Outgoings
Mobile Contract - £30
Laptop Insurance - £12.99
Contact Lenses - £22
Health Insurance - £22
Lunch (once a week) - £10
Petrol - £30
Uniform - £9
Clothing - £30

TOTAL: £135.99

Difference ... £295.54 - £385.54

Debts
HSBC Card (Mum)...........0% (till 06/07).........£842.62...min paid £30
HSBC Card (Dad)............0%........................£895.00...£50 per month (can't be lowered as it is part of Dad's DMP)
IF Card.....................4.95%........................£429.80...varies, as much as possible paid
Egg Card.......................0% (till 07/07).........£605.10...? (just moved)
TOTAL: £2772.52

DFD: 04/04/09

I'm also getting on average £30 per month from Quidco, and I've just started Matched Betting for the Olympic Challenge.


I don't spend day to day, as I've been posting in the weekly spend threads and keep it low all the time.
So it's clothes I have to watch, and spending on rubbish

elantan

i'm still at the stuck stage i'm thinking of giving it a miss ...but i dont want to let go of all that money......can i help you with anything gemz? you never know i might just know something (would totally surprise me if i did)

Gemmzie

With matched betting? I've done one at Coral which I didn't get a free bet for but got Quidco cashback, ditto Totalbet.

Just done my first one with Skybet which got me a £20 free bet which I should get about £15 back on if my maths is correct

elantan

why didnt you get the free one at coral? any particular reason ...it happened to me with bet fred i stick to the t&c's.....what you gonna go for next?

Gemmzie

Because I'd signed up and played through Gala bingo

Next, oooh I'm not sure, whoever has the best odds on the Six Nations next weekend

elantan

nice one ...i'm still at skybet ..was just looking at the money i would need to have in bet fair (it's the snr one i was telling you about) it'a alot dont know if i will take it up might just put it down to another lesson learned

Gemmzie

I had to stick 300 in my betfair account :eek: Emptied my savings! But I've made, £50 already so that's way more than two weeks interest

I've done my Skybet free bet but I can't remember for the life of me when the match is :rotfl:

PeachPickle

Gemmzie wrote:

I've done my Skybet free bet but I can't remember for the life of me when the match is :rotfl:

I've started MB too, and keep forgetting which match I've bet on. I was convinced I'd got money on the Liverpool match at the weekend and it turned out to be some random spanish team. It's all so confusing :rotfl:

Gemmzie

I've done the same :rotfl: Been asking my dad for advise on the actual sport side of it.

Apparently Six Nations has three matches per weekend at the moment so I'm going with that wherever possible

Gemmzie

I'm going to be adding (and editing) a weekly log in my diary, mainly to help with the Olympic Challenge, but also for my own reflection. Like the daily spends thread but with an IN as well, so that it all seems worth it

Monday 5th -
£1.70 - bus from college to work
£20.02 - overtime wages
= £18.32

Tuesday 6th -
£0.00 :j
£36.11 from Skybet, £29.32 from Betfair, £0.90 from Totalbet
= £66.33

Wednesday 7th -
£0.00 :j (blagged a lift into work)
£0.00 (wages - in budget already)
= £0.00

Thursday 8th -
£0.00 :j
£0.00
= £0.00

Friday 9th -
£0.00 :j
£0.00
= £0.00

Saturday 10th -
£0.00 :j
£0.00 (wages - in budget already)
= £0.00

Sunday 11th -
£30.49 (Uniform, unavoidable cost )
£0.00 (wages - in budget already
= -£30.49

TOTAL for the week =
£18.32 + £66.33 + £0.00 + £0.00 + £0.00 + £0.00 + -£30.49
= £54.16 up for the week

Over and out x