Gemmzie's DFW Diary

moozie_2

Thank you Gem, it does feel good being nearly half way there

Gemmzie wrote:

I'm deliberating whether to empty my ISA for the debt... think it's just worth waiting now.

I have no advice on this but I know what :money: would say :rotfl:

You seems to be in control though, which is the main thing! :T

Gemmzie

Well, all debt will be 0% except IF which is 4.95% and my ISA is 5.5% - so I'm in profit for now

I think :rotfl:

ZTD

Gemmzie wrote:

Well, all debt will be 0% except IF which is 4.95% and my ISA is 5.5% - so I'm in profit for now

I think :rotfl:

You are...

moozie_2

ZTD wrote:

You are...

Ditto...:D

:T :T

Gemmzie

The moving doesn't seem to move my DFD forward so possibly not worth it ... hmm confused again now

Bye bye savings then

Gemmzie

Have neglected this a bit since the poop hit the fan with the parents.

But am still working on it, no longer have £70 to throw at the debt though, it's had to be paid to Dad's Capital One card as it was needed more there.

But Quidco money should clear tomorrow, it's marked as paid on the 29th Nov, so that's £21.89 to chuck at Egg

MOT day tomorrow :eek: Wish her luck!

Gemmzie

Car needs another £400 worth of work, eek

Gemmzie

Well, one load of car fixing later and another shuffle. I start 2007 with a total of £3021.97 :eek:

ZTD

Gemmzie wrote:

Well, one load of car fixing later and another shuffle. I start 2007 with a total of £3021.97 :eek:

Don't worry about that - means it's fixed (and safe) for another year.

Gemmzie

Thanks ZTD that's true

Well I've paid £10 to IF and going to do another £11.97 once it clears, hopefully tomorrow.

Then I can start at a nice round £3k

Got £140 to come from Quidco this month too, from Car Insurance and O2 contract so that'll come off the cards too.

Probably Post Office as the 0% is up end of Feb, or I could move Post Office to HSBC and give myself an extra four months. Requires some number crunching I think