Gemmzie's DFW Diary

Gemmzie

£3.19 off my target for the end of February AND I still have to make a payment to Egg :j

Gemmzie

Monday 12th -
£23.40 - £3.40 parking and £20 on a night out
£20.02 - overtime wages
= -£3.38

Tuesday 13th -
£0.00 :j
£39.15 - £32.50 Paddy Power, 40p Betfred, £6.25 Blue Sq :T
= £39.15

Wednesday 14th -
£1.70 - bus to work
£20.02 - overtime :j
= £18.32

Thursday 15th -
£0.88 - on a drink, to break a £10 note for change
£0.00 - (earnt expenses though )
= -£0.88

Friday 16th -
£1.70 - parking for ortho
£0.00
= -£1.70

Saturday 17th -
£3.00 - vest top in New Look
£34.76 - matched betting (plus normal wages - in budget already)
= £31.76

Sunday 18th -
£0.00
£0.00 - (normal wages - in budget already)
= £0.00

TOTAL for the week =
-£3.38 + £39.15 + £18.32 + -£0.88 + -£1.70 + £31.76 + £0.00
= £83.27

Over and out x

Gemmzie

Matched Betting is slowly improving, all seems so slow in these early stages though! (I'm so impatient, I want to start paying things off :rotfl:)

Middle of the month is so boring, anyone else find that? All payments have been made, not much wages left, no in's and no out's - just dull

I have £25 showing as received from Quidco already this month too :j

Gemmzie

I've just been playing around with figures and I've realised that I can very possibly be Debt Free by JULY THIS YEAR :j :j

Amount owing is £2679.19, I have £1839.51 to go on the Olympic Challenge leaving £839.68

I have approx £400 coming to me in July (maturing regular saver, previously owed money and £70 that my father owes me)

Leaving £439.68 and my regular monthly payments are £120 so that's 3 and a half months of those (March, April, May, half of June)

The end is most definitely in sight

slowlyfading

Yay! Now keep that in mind and you'll be there in no time
Nicola x

elantan

hey gemz hows things been ? i've still to get my game in with the mbing was planning on doing this weekend but three people have called in longterm sick in work ...so guess who get's to work fri,sat,sun and mon night shift?...oh the joys....was actually tking some toil this week as well...think i'm covering next weekend too ...now why is it people feel sick when it's their weekend on and mine off ....

Gemmzie

slowlyfading wrote:

Yay! Now keep that in mind and you'll be there in no time
Nicola x

Thanks Nicola It's definitely helping me focus

Gemmzie

elantan wrote:

hey gemz hows things been ? i've still to get my game in with the mbing was planning on doing this weekend but three people have called in longterm sick in work ...so guess who get's to work fri,sat,sun and mon night shift?...oh the joys....was actually tking some toil this week as well...think i'm covering next weekend too ...now why is it people feel sick when it's their weekend on and mine off ....

Always the way :rolleyes: Maybe you should go sick next weekend!

We've had a management reshuffle - guess what that means, no supervisor on my floor so I get to do all the extra work (which I don't mind) but without the extra pay which really peeves me.
The ones who were kept on from Christmas only get 12p an hour less than I do. How is that fair?
Had a day off today so hopefully they struggled and realised how much I'm needed (well a girl can dream :rotfl: )

Gemmzie

Need a quick bit of advice.... here's my debts at present

HSBC Card (Mum)...........0% (till 06/07).......[STRIKE]£869.62[/STRIKE] £814.62
HSBC Card (Dad)............0%.....................[STRIKE]£1,145.00[/STRIKE] £895.00
IF Card.....................4.95%...................[STRIKE]£561.28[/STRIKE] £388.47
Egg Card.......................0% (till 07/07)...[STRIKE]£632.10[/STRIKE] £581.10
TOTAL: [STRIKE]£3000[/STRIKE] £2679.19 (10.8% paid off)
DFD: [STRIKE]11/11/08[/STRIKE] 04/02/09

The snowball keeps telling me to put any extra to HSBC (Mum) - is this because the 0% runs out first? Would I be better off clearing Egg just as fast?

The £400 I get in July will be used for HSBC (Dad) - hopefully the last bit.

Gemmzie

£258 to reach my 20% target by the end of March, £120 of that is basic repayments so £138 to find