What have you done today to make you feel proud to be a dfw?
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LJD1_2
Posts: 2,173 Forumite
Thought this might give us all a few ideas about how to save!
I've only just got up, school holidays, so i've done nothing yet! Will give my contribution later.
Have a good day.
I've only just got up, school holidays, so i've done nothing yet! Will give my contribution later.
Have a good day.
January budget
Nothing left!
Nothing left!
0
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I realised I'd gone over the credit limit of my credit card by the grand total of £7. I made a payment straight away but rather than ignoring it and letting them just whack a charge on like I would have done Pre-LBM I phoned them up and asked very nicely that they perhaps, maybe, might not want to penalise me for it.......... they agreed!Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 20090 -
Today I feel proud because I've got paid and I've still got enough money left over from last month to last me another month, so I won't need to withdraw a penny until the end of August! (maybe not even then - new bar job pays cash in hand!)Was debt free... then went travelling!0
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Have made a list of items to sell on ebay which were lying about the house gathering dust!DFW Nerd no: 1490
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Spent £7 instead of the £15 budgeted for the weeks shopping.Barclaycard 3800
Nothing to do but hibernate till spring
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DD took packed lunch to drama club and I have checked my bank account oh and I have also done a necter points survey for 200 necter points:cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:0
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Checked my bank account (which had nothing in at the weekend! Yikes five days from payday) and it now has the princely sum of £20, courtesy of some amazon sales.
But I'm not going to touch it, intend to pay off my overdraft tomorrow when I get paid and that means only £130 to come out of this months pay!1st LBM (Pre-Career Change): 01 March 2006 Debt Free Date: 28 April 2008 | Worst Debt: £7244.36
2nd LBM: 10 December 2019 Current Debt £25,322 [April 2020] | Worst Debt: £27,4440 -
- Done 6.5 hours overtime
- Eatting Lunch at home
- Cycling back to work hence saving petrolOfficial DFW Nerd Club - Member no. 092
::£2 - CSC - Terramundi is filling up!! :: Joined 3/3/06 :: 5/2/07 - 835kg + £280 Banked!!::
::5p,10p & 20p - Savings Tin :: Founded 9/4/06 :: 23/3/07 - 3.2kg ::
Lost to date - 9kg (22/8/06) Next weigh in 2007!!0 -
Just eaten my home-made packed lunch salad and haven't spent anything today :jLBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
Well I've managed a no spend day as we've spent the day with grandma, auntie, cousins etc and done free stuff like parks. This weather really helps with no spend days!January budget
Nothing left!0 -
Well I really need my hair cut and coloured but today I opted for a WET CUT instead, then I quickly ran round the road and tidied it up. The colour can wait and I'm hoping this nice sunshine will highlight it for me anyway.... :cool:
Think I'll squeeze lemon juice on it tomorrow and see what happens... :rotfl:
L
xDebt 28/12/06 £26,467
£20 grocery challenge per week
Savings £400
£2 coins - £8.00
DMP £357 pcm (CCCs) commenced 1/10/06
DFD :think: proud to be dealing with my debts0
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