Old geezers and gal's close to retirement on dmp's.!!

sashanut

Hi all:j

Not sure why the jumpy smiley as not feeling motivated today - had to get up in middle of night to take migraine meds, OK now though I did sleep in a bit:eek:

Still the sun is shining, things are growing (eek) & DH did say yesterday he would help me replace the broken panes in the greenhouse today - or some of them, we've had the glass for so long now, the new panes have got broken:rotfl: Don't know where all the builders without work are, but they're not knocking on my door:mad:

I'm hoping to get some get up & go from somewhere, have stuff to list on website, stuff to list on eBay, housework (blech) cooking etc to do not to mention gardening.....which I prefer, but never get to do.

Sounds like a bargain joint E52 - it's great when you can streeeetch the meals ....much harder to do when I have DD here as she eats all the leftovers before i can fridge them:eek: Re the FH, haven't done any more as been back & forth since we talked about it. however, I did get a refund for the wrong certificate - & my uncle all of sudden remembered visiting Seaham, lots of memories but sadly not of his grandmas name:mad:. Will order the 2 BC's I think as you suggested, is that all the info I need that you gave me?

OK long enough on the computer, will pop back later & you all have a great day - nice & warm for the poledancing:T

mrsinvisible

more sunshine, I dont believe it, must find something to wash and put on lin e, cant have this free drying go to waste!!! Just went to A**i for veg&fruit, bought grapes, for a treat, but Ive eaten almost a full pack already, what a pig!! still I suppose its better than chocolate. Carers have just gone so I can start cleaning up whoopie doo (sarcastic smilie) Never seem to see yellow stickered anything in a**i, . Well done on the meat bargain Elsie

elsie52

Sashanut.

PM'd you.

mrsinvisible

Why o why does oh wait until carers arent here before he decides to want on the loo?:( that bleep hoist takes 2 to use, and will be the death of me!!!!!!!!! end of rant, I know he cant help it, but grrrr:mad::mad::mad:

elsie52

Be careful mrs i.. for yourself I mean, you can easily put your back out.


I know what they are like I used to be a carer for local authority........takes ages to get them sorted too.

thewad

Beautiful day here but spoiled by me having to sort out garden.
Cut the grass, hedged the bushes, weeded etc.
Going to pressure wash the patios now then that's it.

Regards
The Wad
:beer::beer::beer::beer::beer::beer:

elsie52

Just had a " nice " call from lady at Lloyds, to ask me if I could pay an extra payment to bring me below my OD limit.????......My OD has been included in my DMP and I have been paying it for over 2 years, says I, and it hasn't been used so how can it have gone over my limit?? Because......they have reduced my limit to £28 less than the balance, therefore I am overdrawn, and will incur charges.!! :mad::mad: On my online account the OD limit is what it was £544, my account balance is under that, but they now reduced my limit to £490, which is £28 less than the balance. Therefore, I am now overdrawn.!! How can these muppets get away with just reducing limits without informing us, until after the event.!! :mad::mad: My monthly payment has gone to them for April.£15.......£8 will be charges.!! but she says, its better than being charged £20 per day.!! :eek::eek::eek: Is my day going to get any better.

pure_dead_dopey

Elsie surely you can complain about this, does that sound like ethical banking to you??? Get a letter off to them and if that doesn't work go the whole hog, ombusman, office of fair trading, your MP, Barak Obama, David Cameron, The Queen, God, Dr Who and anyone else who'll listen. Scumbags and how can they decrease your limit on a Sunday, its not even a banking day?????

elsie52

I am absolutely disgusted with this, I knew that they had rejected my DMP offer 'cos it said they had on the Justabank (Payplan ) site, Lloyds said it had been passed to her in the collections department because the DMP agreement had come to an end so they decided to reduce my OD limit. She has now agreed to accept the DMP for another 6 months, but the OD limit will go up to £540 for the next 3months or 6 months (she couldn't quite make her mind up which it was to be), but I will still be charged the £8 for going over my limit. Which I wouldn't have done, if they hadn't reduced it in the first place. I will have a letter sent out to me confirming this, but it won't mention the interest charges, she said......Why?? When I challenged her she just babbled on, its very difficult when you know its coming from some call centre somewhere remote.!! if you get my drift. No wonder banks are well off and I'm not.!! Sorry for the rant, but I am furious.!

pure_dead_dopey

not good enough, why can't they mention the interest charges??? I would still complain, they are just taking the p###! It makes me so mad, why can't they just act like normal people at Lloyds, why this making life as difficult as possible lark??? Have they no rules on how they behave??? complain definitely