Old geezers and gal's close to retirement on dmp's.!!

elsie52

mrsinvisible wrote: »

good morning, (just) grey skies but good drying, so 2 lines out one to go, then prepare for grandson invasion ...little darling. Party last night was brilliant,:beer: they are a lovely family, nephew was well pleased with his cake, and i made a box of 21 iced buns and put a note on saying this is what happens when you ask a slightly deaf wizard to arrange a 21 gun salute.
cant help being a bit silly eh? relief about the false alarm nana, and wad, well done you. Off to find cream for two ugly cold sores that have dared to inhabit my top lip bye have a super sunday

Hi Mrsi.

It sound as if the party was a definite success.!! Well done to you. :T Have a lovely time with your grandson. I'm off to bring the washing in and get the ironing done.

elsie52

Good morning everyone.:wave:

Well its a pretty dull morning, but its not cold, so no heating on this morning . I'm working today so won't be home until around 3pm. Just done online banking check, and all I can say is, thank goodness its payday this weekend.!! :T I had a fairly quiet day yesterday, but very pro active on the money front. I have listed more items on ebay and have a couple of bids on them already.!:cool:

Hope you are all ok, and had a nice weekend. One good thing about Sundays, the postman doesn't come and being us any nasty letters.! :j We've not seen Doris for a few days, hope she's ok.!

Have a good day guys.

bunny_too

E52, well done on your ebaying,:money: i have just thought about it.......... 2 years of just thinking about it..........:rotfl::rotfl::rotfl: Have promised myself that when ds goes off to uni, that i will teach myself how to do it. Now i've said it on here so will have to do it.

Really enjoy following all your post, you are all so determined.
I sold my house to get out of my debt,:( if i had have had the support and advice from all you lovely peeps, i might have found another way.
Keep up your great support for each other.:A

Have a great mse day everyone, hugs to all who need them. Love BTxx

pure_dead_dopey

morning All

off to work, more pesky small businesspersons.

weather not so nice here to-day, back to normal.

Doris haven't heard from you, you OK?

aw Bunny what is done is done, look forward without that debt hanging round your neck, you are a free woman.

see you all later

cuddlymarm

Good morning everyone

I'm just back from signing on ( not madly exciting:eek: ) I've already had a letter saying I'm not getting any benefits but if I continue signing on they might pay might NI stamp so I might as well carry on. Every week I get is a small step nearer a pension (if they still exist by then)

While I was in town I was bad. Thorntons have really big boxes of choccies on offfer (normally £12 so down to £6) so that will save OH buying me an easter egg this year. They come in a yellow box if anyone wants to look. (The nice man gave me a free sweetie to try while I was in the shop too - yummy):j
As you can probably tell my life isn't madly exciting at the moment and its about to get worse because I have a big pile of ironing that needs doing:(
and then the kitchen looks loke a bomb has hit it so I better get on I suppose.
On the up side the heating is now off (the gas bill arriving happened just at the right time so I am getting no complaints from OH. We are so sad that we were in bed for 9.30 last night and watched TV in bed rather than putting the heating on for an hour.:rotfl:

Anyway better go
Hope everyone is OK
Cuddles:)

thewad

mrsinvisible

I suffer regularly with cold sores - get some aciclovir cream from supermarket, Tesco definitely sell it.
Dentist for 12.30 and dreading it.
BFN

The Wad

mrsinvisible

afternoon everyone brand new week raining hard and blowing a hooli here, so the washing will go over the bannister to dry. nothing intersting happening here, the builders cant put the roof on in the rain, so delay now. just housework and meals, what a fun time eh? OH is feeling a bit better today, so thats good. back later, have a good day

bunny_too

CD, you are not sad:A, you are doing the wise thing and trying to get out of your debt......more power to you. If i posted on here the things i do to stretch my benifits you would be sending the men in the white coats for me.

As for that ironing, get yourself a timer and set it for 10-15min intervals, and stop and do something else then go back to it. On bad days i watch tv and iron in the ads. how sads that?:rotfl::rotfl::rotfl::rotfl:

TW all the best for the dentist, we are all thinking about you.

PDD, thanks you feel my pain.:A

Love BTxx

elsie52

Hi Guys.

Will b back, just got home from work to find letters from Clydesdale Bank, Brusnwick Collection Services, which are a Debt Collection Agency........Heads are going to roll any time now.....OH away, and out of the country, so guess who is going to lose their temper soon.!!!!!!! Off to speak to Payplan first.:mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::eek::eek::eek::eek::eek::eek:

elsie52

Right.....deep breaths......relax, calm down.......cup of coffee.:coffee:

Clydesdale have been ringing on and off for about 6 weeks, we INCREASED our payments when we had our review in January, and Payplan asked for them to agree to the plan for another 6 months. We are still waiting for our offer to be accepted, anyway after much too-ing and fro-ing , they said on Saturday that they will accept out offer for another 6 months. That was it sorted, we thought.

On arriving home, the statement from Clydesdale was here, interest added and usual and £12 late payment fee.!! :mad: It's paid at the same time every month.!!

Second letter was from Brunswick Collection Sevices, saying that the debt had been passed on to them and we need to ring them asap. Otherwise they are sending the mob around, in the form of representative. !!:eek: and all the usual threats. :eek: Just let them try....come on...I'm ready for a fight.!! Rang Clydesdale, they won't speak to me.....OH has given them intructions time and time again to do so........Its not on file, so no can do....:mad:....blood pressure is going up again at this time, I really want to murder someone...:mad:...ask to speak to manager, supervisor, somebody in authority.......no can do.!!!!!Explained OH out of country.....tough.!!:mad: Slammed phone down with gusto.:mad: (The only person in this conversation getting angry is Me.) Rang Payplan, they said ignore it, but would need to know who to send payments to, has it been passed to DCA.

So I ring Brunswick.....yes they have taken over the debt......yipee I think, interest may be frozen.....NO we pay over the min payment, so no go.:(

Why did they pass this over after 2 years and 1 month?.....and why do they want to put the frighteners on!!, its bad enough being in this situation without being worrried to death.... Right, rant over now,......I'm in tears....probably with frustration.

Sorry guys....somedays are just s**t and it feels like one of those today. Need a coffee and a biscuit, and a piece of cake, and a bar of chocholate, and a vodka.....:EasterBun