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Old geezers and gal's close to retirement on dmp's.!!
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More than Two Years in
Doing it the Niddy way:j:j:j0 -
Gawd how blummin cold is it today?? DH has been & unearthed his thermals - rather than put the CH on again. Luckily DD has gone back to uni so haven't got her wearing just a t-shirt & shivering demanding heat. :mad: Perhaps I better look for mine, although he did offer to lend me his 'spares' ugh:eek:New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0
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Well 2 more dropped interest and charges so only one left.
It's the biggest with Citi.
Lloyds are charging us minimal interest the rest nothing.
65% of the money we pay Lloyds comes off the debt.
Regards
The Wad
:beer::beer::beer::beer::beer::beer::beer::beer::beer::beer::beer::beer:
:beer::beer::beer::beer::beer::beer::beer::beer::beer::beer::beer::beer:If God didn't want us to eat animals, why did he make them out of meat. :beer::beer:0 -
at last !
hello peeps,
between the builders and the carers and the oh and the phone what a day! the builders flooded the kitchen,:mad: the carer hit oh on head with the hoist (swears it was am accident) 20,000 cold call selling phone calls :mad::mad:(seems that many) and the usual sh 1 t the day brings Im glad its nearly bedtime. Poor old oh says he saw stars, and the carer was in tears in case she'd done some damage and I'm trying not to laugh (you had to be there honestly it was like brian rix farce.) :rotfl::rotfl::rotfl:the builder tried to mop the kitchen floor dry and tripped over his own feet and went flat on his arras:rotfl:Tenas anyone?0 -
mrsinvisible wrote: »at last !
hello peeps,
between the builders and the carers and the oh and the phone what a day! the builders flooded the kitchen,:mad: the carer hit oh on head with the hoist (swears it was am accident) 20,000 cold call selling phone calls :mad::mad:(seems that many) and the usual sh 1 t the day brings Im glad its nearly bedtime. Poor old oh says he saw stars, and the carer was in tears in case she'd done some damage and I'm trying not to laugh (you had to be there honestly it was like brian rix farce.) :rotfl::rotfl::rotfl:the builder tried to mop the kitchen floor dry and tripped over his own feet and went flat on his arras:rotfl:Tenas anyone?
:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
Citi have dropped the interest now:j:j:jLBM Jan 2010
DFD April 2015:T
Old Geezers and Gals late DMPers no 10
Paddle Number 14
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Nanny when i got interest back it was from citi i asked for 450 and got 490
im not complaining well done you :T:T:T
Mrs I that day was hilarious:rotfl::rotfl::rotfl:form filler extrordinaire0 -
Had such a busy day. Son bin sicky all day so had the twins lovely daughter arrived with her boy so ,3 boys ,one nan, guns ,swords , pirate cutlass, football
lots of anadins. twins back home 9.30:eek::eek::eek::eek:form filler extrordinaire0 -
Good morning everyone.:hello:
Hope you are all well this morning. Had a night off the PC, watched a bi of telly and then "The Debate".......still don't know who to vote for? :think:
Just checked online banking, all okay there for the moment.:)
PDD, yes that's the thread I had been reading, I am still wary of upsetting the apple cart! Knowing how my luck runs, our creditors who have stopped interest may start it again, and that's the last thing that I want. We have 3 with Barclays, 2 Barclaycard and 1 cahoot, and they have all stopped interest.....so for Barclays to start adding it again it could affect 3 accounts......do you see my problem.!!But I/we are still mulling it over.:think: :undecided
We had some news from family last night, which has taken over our worrying for the moment, so debts worry has been put on back boiler until I can get my head around this family thing.!:sad:
Anyway, off to work today, so will be back after 4pm. Have a good day everyone.
June 2010 - 11/56 lbs Weight to lose before May 2011.
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Morning
Hope everything is OK Elsie, take it easy and let us know. Good on you the Wad, looking really good. Mrs I you should be writing this down and selling it to the BBC, sounds just like the kind of thing they like???
All sunny here this morning, no ashMore than Two Years in
Doing it the Niddy way:j:j:j0 -
Hi everyone,
Thank goodness its Friday, and that is work finished until Monday. Nothing to report on the debt front today. Pay day for us next Friday 23rd.......Payplan still not called back, but as i said before I will be leaving that alone for the time being. Need to make sure that I have some back up money available, may need to help out son......he rang last night, his partner is going back to live with parents, they are 400 miles away.....house is going to be sold, says he will be traveling every weekend to see partner and our grandson....14 months old.!! Son can't get a transfer , he's in armed forces.....can't get my head around whether there is more to this story than we are being told....to make it worse, he already has 2 other children to his first wife...(who he has every other weekend.)..which means that he can't have them to stay because he will be living on base. Worried for the kids, they will not be seeing their dad very often or their baby brother even less. Anyway, dare not post too much information , you never know who may be reading and put 2 and 2 together. Also know that they have financial problems too.!!
Kids......you worry when they are babies, but at least you are in control,,,but when they get older you are worried just as much, but you can't make them see what is the right thing to do.
Going to make a coffee...need caffine
June 2010 - 11/56 lbs Weight to lose before May 2011.
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