Can someone help me please

KPR11

never-in-doubt wrote: »

Look at the original loan agreement and that will confirm the amount of PPI - bear in mind you get this from your copy or the SAR copy of agreement, s.78 (CCA Request) does not apply being you've cleared the account and it's paid off.

Don't have my copy of the agreement. I guess will just have to wait for the SAR!

never-in-doubt

KPR11 wrote: »

Don't have my copy of the agreement. I guess will just have to wait for the SAR!

Bummer

di3004

Getting busy here then?:j;)

robbedofmymoney

hi

its difficult to do the calculation without knowing what the original premium was,
most premiums are apprx usually between 20 and 25% of the original loan value. plus the interest.

so by adding the 382 to the rebate you get a good figure back.

8% simple on 382 would equate to approx £56.

i would wait to see what your sar says if you have the time to confirm the exact cost of the premium, but either way i can't imagine it would be much more that the rebate you have been given already plus the offer they have now made.

KPR11

Hi folks,

How's everyone doing?

Need some more help with bleeding Natwest, after Royal Mail screwed up with the initial SARs reply that I had sent, I sent off another copy of SARs reply over a month ago but Natwest still haven't responded to it - should I make an official complaint to the ICO?

According to RM, NW definitely got the letter but are still to bank the cheque. The SARs thing has been dragging on for months now. It is really annoying, tempted to just accept the cash that I have been offered - any thoughts?

Thanks

di3004

KPR11 wrote: »

Hi folks,

How's everyone doing?

Need some more help with bleeding Natwest, after Royal Mail screwed up with the initial SARs reply that I had sent, I sent off another copy of SARs reply over a month ago but Natwest still haven't responded to it - should I make an official complaint to the ICO?

According to RM, NW definitely got the letter but are still to bank the cheque. The SARs thing has been dragging on for months now. It is really annoying, tempted to just accept the cash that I have been offered - any thoughts?

Thanks

Hiya.;)

Yes with it being over a month, I would say its the right time to contact the ICO.
https://www.ico.gov.uk/Global/contact_us.aspx
They have been given ample time to deal with it, good luck.;)

KPR11

I am really pleased this weekend, finally got my PPI reclaim - £382.56! Thanks everyone!

di3004

KPR11 wrote: »

I am really pleased this weekend, finally got my PPI reclaim - £382.56! Thanks everyone!

Fantastic, well done and Congratulations!:beer:

KPR11

di3004 wrote: »

Fantastic, well done and Congratulations!:beer:

Thanks Di.

Wouldn't have been possible without help from you and Niddy! Thank you!

di3004

KPR11 wrote: »

Thanks Di.

Wouldn't have been possible without help from you and Niddy! Thank you!

Your very welcome!:A

So happy for you, well done!:beer: