We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Debt Dropping the Elfen way!
Comments
-
Bank balance: -£760 ....bills, bills and more bills.
Cash in purse: £25.00
Grocery spend : 13.31/ 77 in total
Travel spend: 0
Cigarette spend : 0
Extra spend: 0
NSD: 10/15
Afternoon all!
Ok, yesterday I went to Bristol for the DFW meet, it was really nice, not too many people and very relaxed, so I felt relaxed and didn't panic. +1 for me
This morning I thought I'd downloaded Week 3 of c25k, but it was week 4 (again) So, week 4 run 1 is done
Also did the shred, have reset it so this is Day 1 of 14, so I should finish stage 2 at the end of week 5 c25k.
An NSD for me, really proud as I need it! Should hit and smash my target by the end of the month, there is NOTHING I need to get (except salad stuff maybe)
OK....
Food diary:
B - smoothie and banana
S - banana
L - 2x rice cakes with chicken and coleslaw, apple
S - 40g nuts
D - turkey salad with sweet chilli sauce, orange
Surveys:
Ipsos: 590
onepoll: 19.95
Opinion World: 825
Lightspeed : 410
Mindmover: 400
Crowdology: 0.40
Have also nearly finished Lady Audley's Secret, so when I have I'll repost the booklist.** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
0 -
Silas Marner
Oliver Twist
Mansfield Park
Heart of Darkness
The Scarlet Letter
The Awakening
Jude the Obscure
Lady Audley's Secret
The Picture of Dorian Gray
Catherine
Daniel Deronda
Complete Works Of William Shakespeare:
Henry VI
Richard III
Titus Andronicus
The Comedy of Errors
The Two Gentlemen of Verona
Love's Labours Lost
Romeo and Juliet
A Midsummer Night's Dream
King John
The Taming of The Shrew
Richard II
The Merchant of Venice
Henry IV
Henry V
Much Ado About Nothing
The Merry Wives of Windsor
Julius Caeser
As You Like It
Twelfth Night
Hamlet
Troilus and Cressida
All's Well That Ends Well
Measure For Measure
Othello
Macbeth
The Country Wife
Six Great Modern Plays:
The Glass Menagerie
All My Sons
Three Sisters
The Master Builder
Mrs. Warren's Profession
Red Roses for Me
She Stoops To Conquer** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
0 -
Bank balance: -£497 ...money in, money out...
Cash in purse: £25.00
Grocery spend : 0
Travel spend: 0
Cigarette spend : 0
Extra spend: 0
NSD: 11/15
Doing an early NSD declaration today as there is nothing I need to get, and nothing that can't wait a couple of days.
All my debts have been paid for the month, so now it's time to edit the signature
Also done day 2 level 2 shred, and am still thinking of trying to find Tescos on a long walk, ill google map it again
ETA: Got the bus to Tesco as I got lost.....hooray for free bus pass! Didn't buy anything as there was a) nothing I wanted, b) nothing I liked and c) I already had a bottle of water and fruit in my bag (lookit me all organised)
Not sure on the exact amounts I've paid off each (except Hamptons and HFC, but think I've got the others worked out right - H 20 for 2 debts, BCW 5 for 1, Tmob 5 for 1, HBOS 9 for 1, HFC 10 for 1.....think that's right....it's now here to remind me. H is only so high because HFC came only this month, but one of the lower ones will be paid off in October)
Food diary:
B - smoothie
S - apple
L - orange, ham and some coleslaw (wasn't very hungry tbh)
D - ham salad
S - a treat - Nuts for me!
Surveys:
Ipsos: 590
onepoll: 20.15 - woohoo! halfway there!
Opinion World: 825
Lightspeed : 410
Mindmover: 400
Crowdology: 0.40** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
0 -
Targets for next week
Week 3 run 1 to 6
Level 2 Shred days 4 to 10 - done 2 days so far
4 NSDs - 1 today
Check bank
Check surveys
No extra spends
Little food spend allowed
Do more cross stitch - will do Thursday
Do a bit of knitting - will do Thursday
Read 2 books for uni - done, will start on the third** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
0 -
Bank balance: -£497 ...money in, money out...
Cash in purse: £18.00 - EXF fund, milk and LSD yesterday
Grocery spend : 0
Travel spend: 0
Cigarette spend : 0
Extra spend: 0
NSD: 12/15
Had quite a good day yesterday. My mate came round, and we went to see Inception (It is BRILLIANT but messes with your mind) then came back to mine and watched DVDs until about 2am.
Was up at 10 today, well, just before, by the postie delivering my TT router....woohooo! Soon I will have decent internet AND phone
Might need to phone them up in a bit and find out what's going on in regards to it being set up or not lol...will do that now.....can't do it....don't know my phone number yet lol. Went into town and took more paperwork to the council, they want to know the ins and outs of a duck's bottom they do....this time it's because my student loan isn't income over the summer, so they've asked for my benefit letters....AGAIN. Am fuming at them.
Finally got some goat's milk, so I can try the GF muesli I discovered in Asda.....watch this space people...
Food diary:
B - apple and water
L - 2 rice cake with ham and coleslaw
D - Sausages and beans.
S - celery and fruit
Surveys:
Ipsos: 590
onepoll: 20.50
Opinion World: 1325
Lightspeed : 410
Mindmover: 400
Crowdology: 0.40** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
0 -
Bank balance: -£497
Cash in purse: £56.00 - cashed in my penny pots - 31 in all, woohoo!
Grocery spend : 0
Travel spend: 0
Cigarette spend : 0
Extra spend: 0
NSD: 13/15
Another NSD and another boring day lol. Got my TT welcome pack so I now know my phone number.....mental lol
Food diary:
B - apple and orange
S - orange
L - 2 rice cakes with corned beef and coleslaw
S - nuts and raisins
D - ham salad
S - jelly** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
0 -
Bank balance: -£497
Cash in purse: £53.00 - I counted wrong
Grocery spend : 0
Travel spend: 0
Cigarette spend : 0
Extra spend: 0
NSD: 14/15
NSD no 14 for me today, meant to be meeting a mate in a bit but I've already eaten, I've got a bottle of water in my bag and an apple and an orange
Food diary:
B - smoothie and apple
L - turkey salad
S - apple/orange
D - HM meatballs and beans
S - nuts, jelly, orange** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
0 -
Targets for this week
Week 4 c25k: run 1, 2, 3, 4, 5 - postponed due to weather, will start again Monday with week 3 - !!!!!!
Level 2 shred: 1, 2, 3, 4, 5, 6, 7 - has been bitty but over half done
- !!!!!!
At least 3 NSDs - think there was 3 so that's met - done!
No buying crap - hmmm....I have tried... - done!
Eat healthily - not doing too badly, plenty of fruit and veg and proper meals - done!
Check bank regularly - have done
- done!
Looking at my targets, I need to focus more on the exercise side....so, I need to set up what I am going to do daily as my target. Here goes:
Exercise Targets
Sunday: c25k week 4 run 1, level 2 shred day 1
Monday: level 2 shred day 2
Tuesday: c25k week 4 run 2, level 2 shred day 3, taekwando
Wednesday: level 2 shred day 4
Thursday: c25k week 4 run 3, level 2 shred day 5
Friday: level 2 shred day 6
Saturday: c25k week 4 run 4, level 2 shred day 7
Other targets:
Finish Daniel Deronda
Start reading plays
NSD 15 16 17 18
Check banking
Check surveys
Check quidco
Keep an eye on bills
Start presentaton script
Watch and analyse Shaun of the Dead
Clean flat (bathroom, bedroom, front room, kitcken) x 2 - one down
Human hoover flat x 2 - one down
Clean bathroom and kitchen floor x 2 - one down
Sort books
Sort CD's and DVDs
Sort MNDA form
Eat proper meals
Stop snacking on crap - haven't had choccy for five days
Surveys:
Ipsos: 590
onepoll: 20.90
Opinion World:
Lightspeed : 410
Mindmover: 400
Crowdology: 0.40** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
0 -
Bank balance: -£497
Cash in purse: £52.00
Grocery spend : 0
Travel spend: 0
Cigarette spend : 0
Extra spend: 0
NSD: 15/15
Declaring my target for the month to be smashed! And I'm going to do a new target of 17
No spends today, nothing is needed. Have been jogging and done shred, so feel better for that too.** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
0 -
Bank balance: -£96
Cash in purse: £41.50
Grocery spend : 0
Travel spend: 0
Cigarette spend : 0
Extra spend: 0
NSD: 17/17
Not checked in for a few days so here I am!
Have cashing on OpinionWorld points and they're now in my bank account
- it actually looks healthy for the first time ever! It's really good to see my account looking a LOT better, and a lot of that is down to NSD's, and being kept busy by someone *blushes* ** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards