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Debt Dropping the Elfen way!

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Comments

  • elfen
    elfen Posts: 10,213 Forumite
    edited 19 July 2010 at 3:32PM
    Bank balance: -£760 ....bills, bills and more bills.
    Cash in purse: £25.00
    Grocery spend : 13.31/ 77 in total

    Travel spend: 0
    Cigarette spend : 0
    Extra spend: 0

    NSD: 10/15

    Afternoon all!
    Ok, yesterday I went to Bristol for the DFW meet, it was really nice, not too many people and very relaxed, so I felt relaxed and didn't panic. +1 for me :D
    This morning I thought I'd downloaded Week 3 of c25k, but it was week 4 (again) So, week 4 run 1 is done :D
    Also did the shred, have reset it so this is Day 1 of 14, so I should finish stage 2 at the end of week 5 c25k.
    An NSD for me, really proud as I need it! Should hit and smash my target by the end of the month, there is NOTHING I need to get (except salad stuff maybe)

    OK....
    Food diary:
    B - smoothie and banana
    S - banana
    L - 2x rice cakes with chicken and coleslaw, apple
    S - 40g nuts
    D - turkey salad with sweet chilli sauce, orange

    Surveys:
    Ipsos: 590
    onepoll: 19.95
    Opinion World: 825
    Lightspeed : 410
    Mindmover: 400
    Crowdology: 0.40
    Have also nearly finished Lady Audley's Secret, so when I have I'll repost the booklist.
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    edited 29 July 2010 at 10:29PM
    Silas Marner
    Oliver Twist
    Mansfield Park
    Heart of Darkness
    The Scarlet Letter
    The Awakening
    Jude the Obscure
    Lady Audley's Secret
    The Picture of Dorian Gray
    Catherine
    Daniel Deronda


    Complete Works Of William Shakespeare:

    Henry VI
    Richard III
    Titus Andronicus
    The Comedy of Errors
    The Two Gentlemen of Verona
    Love's Labours Lost
    Romeo and Juliet
    A Midsummer Night's Dream
    King John
    The Taming of The Shrew
    Richard II
    The Merchant of Venice
    Henry IV
    Henry V
    Much Ado About Nothing
    The Merry Wives of Windsor
    Julius Caeser
    As You Like It
    Twelfth Night
    Hamlet
    Troilus and Cressida
    All's Well That Ends Well
    Measure For Measure
    Othello
    Macbeth

    The Country Wife

    Six Great Modern Plays:

    The Glass Menagerie
    All My Sons
    Three Sisters
    The Master Builder

    Mrs. Warren's Profession
    Red Roses for Me

    She Stoops To Conquer
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    edited 22 July 2010 at 1:02PM
    Bank balance: -£497 ...money in, money out...
    Cash in purse: £25.00
    Grocery spend : 0

    Travel spend: 0
    Cigarette spend : 0
    Extra spend: 0

    NSD: 11/15

    Doing an early NSD declaration today as there is nothing I need to get, and nothing that can't wait a couple of days.
    All my debts have been paid for the month, so now it's time to edit the signature
    Also done day 2 level 2 shred, and am still thinking of trying to find Tescos on a long walk, ill google map it again :)

    ETA: Got the bus to Tesco as I got lost.....hooray for free bus pass! Didn't buy anything as there was a) nothing I wanted, b) nothing I liked and c) I already had a bottle of water and fruit in my bag (lookit me all organised)
    Not sure on the exact amounts I've paid off each (except Hamptons and HFC, but think I've got the others worked out right - H 20 for 2 debts, BCW 5 for 1, Tmob 5 for 1, HBOS 9 for 1, HFC 10 for 1.....think that's right....it's now here to remind me. H is only so high because HFC came only this month, but one of the lower ones will be paid off in October)

    Food diary:
    B - smoothie
    S - apple
    L - orange, ham and some coleslaw (wasn't very hungry tbh)
    D - ham salad
    S - a treat - Nuts for me!

    Surveys:
    Ipsos: 590
    onepoll: 20.15 - woohoo! halfway there!
    Opinion World: 825
    Lightspeed : 410
    Mindmover: 400
    Crowdology: 0.40
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    Targets for next week
    Week 3 run 1 to 6
    Level 2 Shred days 4 to 10 - done 2 days so far
    4 NSDs - 1 today :)
    Check bank
    Check surveys
    No extra spends
    Little food spend allowed
    Do more cross stitch - will do Thursday
    Do a bit of knitting - will do Thursday
    Read 2 books for uni - done, will start on the third
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    edited 22 July 2010 at 6:10PM
    Bank balance: -£497 ...money in, money out...
    Cash in purse: £18.00 - EXF fund, milk and LSD yesterday
    Grocery spend : 0

    Travel spend: 0
    Cigarette spend : 0
    Extra spend: 0

    NSD: 12/15

    Had quite a good day yesterday. My mate came round, and we went to see Inception (It is BRILLIANT but messes with your mind) then came back to mine and watched DVDs until about 2am.
    Was up at 10 today, well, just before, by the postie delivering my TT router....woohooo! Soon I will have decent internet AND phone :) Might need to phone them up in a bit and find out what's going on in regards to it being set up or not lol...will do that now.....can't do it....don't know my phone number yet lol. Went into town and took more paperwork to the council, they want to know the ins and outs of a duck's bottom they do....this time it's because my student loan isn't income over the summer, so they've asked for my benefit letters....AGAIN. Am fuming at them.
    Finally got some goat's milk, so I can try the GF muesli I discovered in Asda.....watch this space people...

    Food diary:
    B - apple and water
    L - 2 rice cake with ham and coleslaw
    D - Sausages and beans.
    S - celery and fruit

    Surveys:
    Ipsos: 590
    onepoll: 20.50
    Opinion World: 1325
    Lightspeed : 410
    Mindmover: 400
    Crowdology: 0.40
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    edited 23 July 2010 at 12:50PM
    Bank balance: -£497
    Cash in purse: £56.00 - cashed in my penny pots - 31 in all, woohoo!
    Grocery spend : 0

    Travel spend: 0
    Cigarette spend : 0
    Extra spend: 0

    NSD: 13/15

    Another NSD and another boring day lol. Got my TT welcome pack so I now know my phone number.....mental lol

    Food diary:
    B - apple and orange
    S - orange
    L - 2 rice cakes with corned beef and coleslaw
    S - nuts and raisins
    D - ham salad
    S - jelly
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    Bank balance: -£497
    Cash in purse: £53.00 - I counted wrong :/
    Grocery spend : 0

    Travel spend: 0
    Cigarette spend : 0
    Extra spend: 0

    NSD: 14/15

    NSD no 14 for me today, meant to be meeting a mate in a bit but I've already eaten, I've got a bottle of water in my bag and an apple and an orange :)
    Food diary:
    B - smoothie and apple
    L - turkey salad
    S - apple/orange
    D - HM meatballs and beans
    S - nuts, jelly, orange
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    edited 29 July 2010 at 10:31PM
    Targets for this week
    Week 4 c25k: run 1, 2, 3, 4, 5 - postponed due to weather, will start again Monday with week 3 - !!!!!!
    Level 2 shred: 1, 2, 3, 4, 5, 6, 7 - has been bitty but over half done :D - !!!!!!
    At least 3 NSDs - think there was 3 so that's met - done!
    No buying crap - hmmm....I have tried... - done!
    Eat healthily - not doing too badly, plenty of fruit and veg and proper meals - done!
    Check bank regularly - have done :D - done!

    Looking at my targets, I need to focus more on the exercise side....so, I need to set up what I am going to do daily as my target. Here goes:

    Exercise Targets
    Sunday
    : c25k week 4 run 1, level 2 shred day 1
    Monday: level 2 shred day 2
    Tuesday: c25k week 4 run 2, level 2 shred day 3, taekwando
    Wednesday: level 2 shred day 4
    Thursday: c25k week 4 run 3, level 2 shred day 5
    Friday: level 2 shred day 6
    Saturday: c25k week 4 run 4, level 2 shred day 7

    Other targets:
    Finish Daniel Deronda
    Start reading plays
    NSD 15 16 17 18
    Check banking
    Check surveys
    Check quidco
    Keep an eye on bills
    Start presentaton script
    Watch and analyse Shaun of the Dead

    Clean flat (bathroom, bedroom, front room, kitcken) x 2 - one down
    Human hoover flat x 2 - one down
    Clean bathroom and kitchen floor x 2 - one down
    Sort books
    Sort CD's and DVDs
    Sort MNDA form
    Eat proper meals
    Stop snacking on crap
    - haven't had choccy for five days :)

    Surveys:
    Ipsos: 590
    onepoll: 20.90
    Opinion World:
    Lightspeed : 410
    Mindmover: 400
    Crowdology: 0.40
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    Bank balance: -£497
    Cash in purse: £52.00
    Grocery spend : 0

    Travel spend: 0
    Cigarette spend : 0
    Extra spend: 0

    NSD: 15/15

    Declaring my target for the month to be smashed! And I'm going to do a new target of 17 :)
    No spends today, nothing is needed. Have been jogging and done shred, so feel better for that too.
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    Bank balance: -£96
    Cash in purse: £41.50
    Grocery spend : 0

    Travel spend: 0
    Cigarette spend : 0
    Extra spend: 0

    NSD: 17/17

    Not checked in for a few days so here I am!
    Have cashing on OpinionWorld points and they're now in my bank account :D - it actually looks healthy for the first time ever! It's really good to see my account looking a LOT better, and a lot of that is down to NSD's, and being kept busy by someone *blushes*
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
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