Mummytogirls - 100 years to be debtfree - I think not!

girlatplay

Mummy, how did you get on with the PADing? Could you put some change in a separate pot with a view to paying it towards MBNA? I know I have said this before but I am saving PADs in a pot (separate from my sealed pot) and at the end of each month (actually, probably the start of each following month so that I can total the month's money) I will be paying it to the loan. I can't make a PAD every day but I do it when I can. The funny thing is I started 12 days ago and I already have £20! I know it might not work for everyone but hopefully it will for me Just a thought for you.

Gap x

mummytogirls

Morning diary, I am not a happy bunny this morning :mad:.

Back in December when everything came to a head, we set up a payment plan with the bank to pay off the overdraft over x amount of months. Everything was going ok until this morning when I logged on to see that the overdraft have been completely removed. I rung them up straight away and ended up in tears as ive worked so hard to make sure everything was paid and kept on track.
Anyway, they cant see why thats happened as we havent 'broken' our agreement so they have set it all back up. Obviously I was getting a little too comfortable saying I felt good, so this has obviously been sent to keep me on my toes :eek:. Need to tell DH but will tell him tonight so hes kept in the loop.

GAP, after trying to make a payment for under £1 and the bank wouldnt let me I gave up!! But I can pay through the MBNA website, so im thinking maybe I could start doing it that way? Will look into it and maybe once its sorted il put the target into my signature!

Dont think ive anything else to report. Hope everyones ok x x x

girlatplay

Aww mummy, I don't understand why the banks do things like that :mad: Glad it is sorted out now though. You are still allowed to feel good, you are doing fantastically well. Maybe it's just a warning not to become too complacent (which, for the record, I don't think you were). At least you can tell DH and not have to keep it to yourself.

That is good that you can pay through the MBNA website. Some of the PADders do that. Woowoo sends pennies to Lloyds!! :rotfl:I find that so funny! Absolutely brilliant. Wish I could do that with my loan.

Have a good day.

Gap x

tootoo

Hello,
just thought i would a quick hello! i've not managed to read all your diary yet, but it seems you're doing great!
I'll keep following for inspiration!!

mummytogirls

Survey positions as at 11.05.11...

Toluna - 57195/80000 = 71% towards £15 voucher

Opinion World - 1100/1000 = 110% towards £10 into bank acct

Onepoll - £3.10/£40.00 = 7% towards £40 into bank acct

Pureprofile - £10.80/£25.00 = 43% towards £25 into bank acct

You Gov - 3250/5000 = 65% towards £50 cheque

mummytogirls

Afternoon followers!!

GAP, ive told DH now so thats a weight off. Although I know its not my fault I still very bad... how does that work!

Thanks for popping in Tootoo!!

Right well ive just updated my survey positions. Will withdraw the opinion world money once my ebay stuff end on Sunday, then I can transfer all in one go.

:j Huge congrats to Mummytomygirls on the birth of her baby boy. Well done mummy :T xxx

choogirl

Hi Mummytogirls

:mad: to the bank, it will be some spotty teenager sat in an office thats pressed the wrong button. At least you've got it sorted though before any real damage was done and cost you any money. It shows how far we've all come though by taking notice of whats going on and acting upon it x

mummytogirls

Morning diary, feeling a bit calmer this morning :cool:. Cant wait til payday though 2 weeks today!!

Choo, yeah you are probably right. Ive checked in again this morning and everythings back in order. I was dreading logging in, feels like id stepped back in a time with those feelings!!

Did anyone watch The Apprentice? OMG I cannot stand Edna!!!

Nothing too much to report. Cajun chicken salad pittas for tea this evening, chicken defrosted ready.
Need to finish off next weeks meal plan and then do the shopping tomorrow.

Weve got half a tank of petrol, so fingers crossed that will last now and I dont have to put more in. Weve not really been far and no plans to go too far so we should be ok.

Right best get off and sort kids out. Catch up soon x x

choogirl

Hi Muumytogirls

Glad the bank blip is all sorted and that you are happier today.

Edna is horrible, she's heading for an almighty fall. I don't know if you'll remember the kids tv programme Willo The Wisp but there was a witch on there called "Evil Edna", thats her nickname in our house now. She really thinks that she's something special and was really rude to the girl last night who was trying to get her idea across.

I do like Gavin the scouser though, he's rather lurvly :rotfl:

Have a good day xx

girlatplay

Hi mummy

Two weeks to my payday too, can't come fast enough

I only watch The Apprentice sometimes and didn't see last night. I have to be in the mood for it because some of them really irritate me (Edna sounds like a good example!)

Choo - I remember Willo the Wisp. Didn't like it because of Evil Edna :rotfl:

Gap x