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Mummytogirls - 100 years to be debtfree - I think not!

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  • choogirl
    choogirl Posts: 1,274 Forumite
    Hi Mummytogirls

    I've managed to get my washing out this morning as well. I'm trying to get mine done through the week instead of just leaving it all until the weekend. Sounds like a good idea by just taking out £x for DD clothes shopping and then once its spent thats it. Mr A and Mr S have got some really nice things in at the moment for kids, I must resist buying though as my 2 have got enough which were bought pre LBM!

    Have a good day xx
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning Choo, my washing seems never ended at the mo. Ive been doing 2 loads at a time to get it dry through the day when before I only used to do 1 load a night! Mind you I dont do it every night now but it just feels like more.

    Ive had a look at Mr A's website and the clothes look lovely so I might price up a few things and see how much would be a reasonable amount to draw out!!

    Just updated my signature with my loan figure and im now under the £18 mark woohoo!!! xx
    Mummytogirls x

  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sorry just had to post to look at my signature. So thats over £5200 since December 2010! So im hoping that by December this year if we can pay off the same again the debt will be just short of £13k which will be fab!! Hopefully we can do more though :D xxx
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh mummy that is fab you are under £18K now! :T

    Little by little, slowly but surely :)

    Gap x
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    On re-reading what I just posted, £5200 in 4 months or so is not little :o You are doing so well xxx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thank you GAP x
    Mummytogirls x

  • choogirl
    choogirl Posts: 1,274 Forumite
    Sorry just had to post to look at my signature. So thats over £5200 since December 2010! So im hoping that by December this year if we can pay off the same again the debt will be just short of £13k which will be fab!! Hopefully we can do more though :D xxx

    Wahoo, thats fabulous - well done :T

    To get to £13k by December would be fantastic for you xxx
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning Diary,

    Thanks Choo, im really hoping we can as that would mean we had paid off £10k in one year!! Lets not jump too far ahead though or else sommat will blow up or break just to put a spanner in the works :cool:!!

    Well nothing too exciting to report. Its DH's payday today so the bank account is looking very healthy for once in its life :p. However, the DD's go out next week will be sure to get that figure right down!!

    Yesterday was a NSD yippee but today isnt as DH is off to get his dissertation bound which wont cost the earth but still costs.
    Im going to a baby shower tonight, never been to one before!!! Already spent for that though so should be a relatively LSD.
    Tomorrow will be a spend day as we need to take DD for some new clothes and trainers.

    Ive really let slip with the surveys with working full time too, so really need to get back on top of those.

    Tonights tea is already made, lasagne and there should be some left to freeze too.

    Think thats about it from me. Catch up soon x x
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Mummy

    I got paid today too. Looked very healthy for the first hour. I have now paid my council tax, taken my bus fare allowance out, paid off the cc and transferred the excess (:j) to my day to day account and the current account now looks very poor :( Just enough in there to cover the rest of the bills and the mortgage. Although, as I have been blethering on about, I now have the excess! How long it will last, I don't know but it is a really good start.

    Enjoy the baby shower. I have never been to one either but I've seen some American ones on the tv :D

    Gap x
    :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi GAP, woohoo to you having some excess after the bills etc have been paid. Dont go spending it all at once this weekend :D!!!

    I think baby showers are very American arent they!! Im driving so wont be drinking btw!

    Well ive been thinking :cool:, I think im going to start trying to PAD. Probably just at the moment I might choose the highest interest CC and round the current account down each day and see how I get on with it!

    Yep I think il go do it now!! BRB!!!
    Mummytogirls x

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