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Mummytogirls - 100 years to be debtfree - I think not!
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I'm definitely getting back on the de-cluttering and weight loss campaign after the new year MTG.
My mission is to eat all the unhealthy food in the house before then to remove temptation :rotfl:. And I want to do weekly drop offs at the charity shop.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Ok will keep on at your then HHOD :rotfl:.
Just spotted that boss baby is coming on Sky Movies on Saturday... YES I've been waiting for this for ages :rotfl: xxMummytogirls x0 -
mummytogirls wrote: »Ok will keep on at your then HHOD :rotfl:.
Please do :rotfl:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Another one here needs to get back on track. Haven't weighed myself yet and have no plans to go back to WW until 6 January so hopefully will be able to lose a bit of excess baggage by then.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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I’ve put 7lb of the 15lb I lost over the summer back on. I need to get this down. I’m hoping that once I get back to work and all the temptation has gone from the house, not to mention more regular gym visits those 7lb will melt away!
January will be a very frugal month so hopefully the weight loss will be good too.0 -
That's the problem at this time of year, the house is full of temptation so it's hard to get back on track.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Afternoon Diary,
We have woken up to a blanket of snow this morning so the girls are currently playing out with some of the other kids on the street. Its one of those days when you actually don't need to go anywhere so can chill and just watch the world go by instead of panicking about driving in it! I am still in my pjs and DH is cooking us up some lunch.
We have been getting into Peaky Blinders on Netfl!x so DH and I will watch some more this afternoon!
Today will be a NSD :T.
SA, Louby and HHOD we can all get back to being healthy and frugal together :rotfl:.
Happy Friday all xxMummytogirls x0 -
Sounds as though you are having are loving chilled day.
I think Iam in the only part of the country not to get snow:(.0 -
Morning Diary,
Saturday again already! Our snow was short lived Pennywise as it rained in the afternoon and washed it away. Its pretty miserable with rain here today.
So this morning DH is cracking on with the cleaning and I've been playing with my spreadsheets. Realised I hadn't budgeted for DD2s dancing presentation night in 2 weeks :eek:. We need to buy tickets for this yet and then there will be drinks etc. Could really do without it tbh but we can't avoid it. So trying to find the shortfall for that at the mo! Currently got £1.50 in one of my survey sites so will try and build that up as much as possible and then transfer when needed.
Really need to start looking ahead as much as possible and budgeting as I seem to be getting worse at this and I know I can do it. Im quite annoyed with myself for taking my eye off the ball :mad:.
Roll on 26th January payday :rotfl:.
In other news I've done the meter readings and we have used £63 for both in 2 weeks. I knew this would be high with us being here. We are still £35 in credit with a payment due in on Tuesday and we should use less in January!
So we have lots to do in January spending as less as possible.
Heres to a frugal but busy January :cool: xxMummytogirls x0 -
The Christmas tree is now down! DH and I have just whipped it all down and put it away. Was just about to hoover but apparently I'm messing with DH's system so left him to it :rotfl:
This afternoon DD1 is at football with Grandad so we need to drop her off and DH also wants to nip into town with the old xbox he took the other day but the shop was shut! I have £45 worth of gift vouchers for Debenh@ms and K1ko so will take those just incase I should see anything. Not feeling in a shopping mood if I'm honest!
Then I really need to go through my files and shred a load of stuff as well as checking out the life insurance paperwork. Recycling bin has been emptied so can do this now.
xxMummytogirls x0
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