Mummytogirls - 100 years to be debtfree - I think not!

mummytogirls

Evening Diary,

Just been having a bit of a play around with the spread sheet... impatient me can't wait until after the hols :rotfl:.
All the balances are on 0% so we had agreed to pay of the smallest card first which is MBN@. Ive worked out that if we pay £360 a month off this we will have it paid off by 31st December. This will also take us into the £10k's which is the boost I needed to get me motivated!! Im sure 1 of our 0%'s ends end of January so then we will hope that MBN@ send us a 0% balance transfer offer and move £4k over to this.

Fingers crossed everything goes to plan! Ive also updated my signature.. £12386.39.. putting this in here as when I read back I can see how far we've come xx

girlatplay

mummy you did so incredibly well getting rid of the first half of the debt, you can totally do it for the second half. So much better to get rid and then you can do whatever you want (debt free) forever more. You have learned so many lessons along the way and I think if you just get your heads down and smash it, it will be so much better.

Go, enjoy your holiday, then come back with a determination like you had at the beginning of your journey Totally cheering you on here! xx

mummytogirls

Morning Diary,

1st day of the holidays today... doesnt feel real!

GAP, thanks so much for your post, I know you're right we do need to do this and we will. I think getting into the £10k's would totally spur me on. Im going to set up the £360 as a direct debit and then it has to come out the account!!

So this morning I've been a busy bee! Got up and hoovered round before taking the girls to school. Then I came home pegged out which I've just brought back in as it was raining. Its mostly dry though which is good. Picked up my Mr A's shop plus DD1s prescriptions and my hay fever meds. Then I've been to my friends to meet her new baby who is 2 weeks old today, back home to soak my shellac off as I'm having them redone tomorrow and chill!

Ive got an hour and half before collecting the girls so just watching dinner date!!! Ive got fajitas for tea and il be walking with my friend too.

Thats about all really!! Hope all ok xx

mummytogirls

Just rounded down my account and paid 10p over to MBN@! Payday tomorrow :j xx

mummytogirls

Evening Diary... literally just sat down from when I opened my eyes this morning!!

So today is payday :j. I have been and had my nails done today plus picked up the last few bits we needed. I have ordered the rest of our euros and sorted out the insurance. DDs finished school today so I think they will be thankful of the rest tomorrow.

DH got me the suitcases down so thats my job for tomorrow... ironing and packing!!

Ive got a load of washing in already and then il wash the girls bedding tomorrow too. Its looking nice on the forecast here for the next 2 days so should be able to get the washing dried. I will also be cleaning the house in-between.

Paid another 75p from roundings to MBN@ today.

Thats about all from me, hope all ok x

girlatplay

It's all the wee 10p's and 75p's that add up. Chip, chip, chip away.


xx

mummytogirls

Afternoon Diary!

So were almost all packed and ready to go! Just the last minute things like straighteners etc to put in Friday morning.

Thanks GAP, I agree its those little amounts that you don't notice so much!

So I'm just waiting in for p@nasonic at the mo, our TV is broken and they are coming between 12-2... hopefully they will be here soon.
Ive been out for bread, milk and petrol this morning... £32 in Mr T express.

Ive also made it to 1000 points on op world so just waiting to see how many more surveys I get before cashing it in.

I pegged out first thing and then out of nowhere came the rain with no chance of it stopping. Luckily that load was half dry so its been in the TD and now DDs bedding is in the TD. Hopefully tomorrow I can get our bedding line dried... not holding out much hope at the minute though.

Thats about all from me. Hope all ok x

please-let-me-be-lucky

Hope the tv people are with you by now. If I don't 'see' you before, have a lovely holiday Xx

mummytogirls

Thanks PLMBL!

Well the TV people turned up just after 2pm. Took one look at it and then said its the main board that needs replacing. This is the 4th time we've had them out to it and its only 17m old so I've told them how cross I am and I think they should either refund us or replace it.
They need to write a report so DH should hear back tomorrow.

Nothing much to report really, will catch up tomorrow xx

girlatplay

Have a fab holiday!!