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Frightened about my future

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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    jen_br wrote: »
    Thanks for the lecture.

    Jen

    Its not a lecture per se but you really have to start to listen to the advice given or the banks will wear you down and defeat you with their lies and false claims. This doesn't help guys like me either, having people question my advice over info that a bank has given them - ergo, I always ask people to deal in writing.

    If a witheld number flashes on your phone and you answer it, the moment you know it is the bank - BEFORE SECURITY - you simply say "Sorry, please write to me, I do not wish to have a verbal discussion" and then you hang up!

    No need to listen to their lies or their spiel about right and wrong - just get rid of them! If it's genuine and true what they say, then why won't they put it in writing to you? Hmmm, all making sense now surely?

    So, to summarise - DO NOT SPEAK TO CREDITORS UNDER ANY CIRCUMSTANCES! :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Morning all. So Niddy wears kinky gloves does he???? Curiouser and curiouser!!!


    Noooo he most definitely does not!! (Marigolds anyone, anyone........)

    Are you a god worshipper by any chance? :eek: Lots of "God" comments - yet i'm probs the worlds biggest athiest and disbeliever :whistle::whistle::whistle:

    Convince me there's a god, in fact on second thoughts? :rotfl: :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • di3004
    di3004 Posts: 42,579 Forumite
    jen_br wrote: »
    EEK I have Nids LLoyds letter in hand and about to go post it recorded delivery of course :)

    Very nervous and feeling kinda sick to the stomach.


    Good one Jen :T:T
    you will be fine, do not worry.:beer:
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Noooo he most definitely does not!! (Marigolds anyone, anyone........)

    Are you a god worshipper by any chance? :eek: Lots of "God" comments - yet i'm probs the worlds biggest athiest and disbeliever :whistle::whistle::whistle:

    Convince me there's a god, in fact on second thoughts? :rotfl: :rotfl: :rotfl:


    I have plenty of Marigolds in my house :rotfl::rotfl::rotfl:, enough for everyone! :rotfl::D:j
    The one and only "Dizzy Di" :D
  • moneypenny2k
    moneypenny2k Posts: 1,122 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Noooo he most definitely does not!! (Marigolds anyone, anyone........)

    Are you a god worshipper by any chance? :eek: Lots of "God" comments - yet i'm probs the worlds biggest athiest and disbeliever :whistle::whistle::whistle:

    Convince me there's a god, in fact on second thoughts? :rotfl: :rotfl: :rotfl:

    You're gonna have to get in line behind me I'm afraid Niddy. I'm the world's no 1.

    Don't think we should let religion into the thread though... We have far too much fun here

    BTW Make sure they're the fluffy Marigold like those worn by Frank N Furter in the Rocky Horror Show
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I believe in God. Because i grew up in hospital and all my friends died before the age of 16. I am the only one still here. I am cross with my church at the moment as they said something that was anti gay. I have many wonderful gay students and friends so i am not going back. I dont like to see anyone being picked on when they have as much entitlement to be here as we do. Some of my greatest heroes have been Atheists i love them and i respect them but there are some things you just know.

    Gosh this is a bit deep. We are all so different on here. I am making lovely friends and learning so much at the same time. You are all utterly marvellous.Big hugs,

    Love Rocky Horror!!!

    hugs, sw.
    Aiming for a minimal spend 2022
  • jinny
    jinny Posts: 1,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Jen

    Its not a lecture per se but you really have to start to listen to the advice given or the banks will wear you down and defeat you with their lies and false claims. This doesn't help guys like me either, having people question my advice over info that a bank has given them - ergo, I always ask people to deal in writing.

    If a witheld number flashes on your phone and you answer it, the moment you know it is the bank - BEFORE SECURITY - you simply say "Sorry, please write to me, I do not wish to have a verbal discussion" and then you hang up!

    No need to listen to their lies or their spiel about right and wrong - just get rid of them! If it's genuine and true what they say, then why won't they put it in writing to you? Hmmm, all making sense now surely?

    So, to summarise - DO NOT SPEAK TO CREDITORS UNDER ANY CIRCUMSTANCES! :D
    nid that is so helpful I am going to print this off and stick it beside my phone I have not had any phone pests for ages now and funny enough no letters for about a fortnight. however I have had a familiar number beginning with 0113... rang me just now and they said they were from a gas efficiency company. I said i dont talk to strangers on my phone and could they remove my number from their data base. They got a bit upity and said it cant be done so i quoted your previous statement quoting the data protection sec 7 demanding they did so and hung up. I was just about to get the number from 1471 to identify them when a bloomin neighbour rang me so i lost it grrr.
    ”Pour yourself a drink, (tea for me now)
    Put on some lipstick
    and pull yourself together”
    - Elizabeth Taylor
  • jinny
    jinny Posts: 1,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    forgot to say they said they could come around to my home to discuss my gas efficiency with me hehe I wish I had said i have heard enough hot air just now to heat the street i live in Ha Ha!!!
    ”Pour yourself a drink, (tea for me now)
    Put on some lipstick
    and pull yourself together”
    - Elizabeth Taylor
  • jinny
    jinny Posts: 1,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Does anyone know if i can get who called me before my neighbour I do have caller id but I only get the last caller on 1471
    ”Pour yourself a drink, (tea for me now)
    Put on some lipstick
    and pull yourself together”
    - Elizabeth Taylor
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I dont know jinny. Dont let the rotters worry you.
    Aiming for a minimal spend 2022
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