Frightened about my future

never-in-doubt

carried36 wrote: »

go and get some help loads of people are in the same boat as you and its a hell of a burden to carry by yourself i know cos is did it and am dealing with the consequences now. I have an iva and have had it for two years so three to go! i know this isnt the answer for you with you retiring but you really need to get help i rang national debt line and they where great! good luck

The DMP's etc cannot really help much when you're approaching/in pensionable age because it would mean repaying for eternity. An IVA is specialised advice and should only be given by an appropriately trained person - it can have a major impact on people and is not recommended willy-nilly.

Sorry, but what works for you does not necessarily make it right for everyone. The guys on here have a good idea what they want to do, however i'd suspect an IVA is bottom of the list of *to do's*

mouseann

never-in-doubt wrote: »

Hehe - i'm in the pub right now! Replying on iPhone but the opportunity to respond was too great! It's the first time in ages I have gone to the pub on both days off so best get down to it and drink myself silly!

Have fun everyone, maybe back later, maybe back tomorrow - it depends on my mate Stella :beer:

Well, I just don't envy the state of your head tomorrow!

But, you are entitled to enjoy yout days off in whatever way you want!

Make the most of it!!!

mouseann

never-in-doubt wrote: »

The DMP's etc cannot really help much when you're approaching/in pensionable age because it would mean repaying for eternity. An IVA is specialised advice and should only be given by an appropriately trained person - it can have a major impact on people and is not recommended willy-nilly.

Sorry, but what works for you does not necessarily make it right for everyone. The guys on here have a good idea what they want to do, however i'd suspect an IVA is bottom of the list of *to do's*

Thanks NID,

Wasn't sure how to respond to this one - but you have put it so well - as always!

3Dogs

Hiya Mouseann - love your avi (avatar - picture) such a sweet likkle mouse - just like you

Nid on the falling-down water again eh? Guess he deserves it, doesnt he?

mouseann

3Dogs wrote: »

Hiya Mouseann - love your avi (avatar - picture) such a sweet likkle mouse - just like you

Nid on the falling-down water again eh? Guess he deserves it, doesnt he?

Hi 3Dogs,

Thanks - I can't see the avi myself - I uploaded and then got an error message. Probably doing something wrong - I am sure the techie people will be along to put me right very soon! It was supposed to b a mouse plus a cup, indicating all the tea drunk by us all!

And, yes, NID does deserve it! Wonder if the long-suffering dog is with him???

swanfan02

Hi everyone:), i like Niddy have been in the pub for the last 2 days but i have been working as opposed to drinking.:D

Woowoo

Hi Mouseann

Haven't been on line to read your thread for nearly a week and had to start back at page 51, only made it to page 83 and I'm leaving work for the day now! By then time I try to catch up again tomorrow you'll have added another 10 pages!

never-in-doubt

Hewo peeps.... niddy is wasted hehe :beer::beer::beer:

mouseann

swanfan02 wrote: »

Hi everyone:), i like Niddy have been in the pub for the last 2 days but i have been working as opposed to drinking.:D

Well, I wouldn't mind your job!

mouseann

Woowoo wrote: »

Hi Mouseann

Haven't been on line to read your thread for nearly a week and had to start back at page 51, only made it to page 83 and I'm leaving work for the day now! By then time I try to catch up again tomorrow you'll have added another 10 pages!

Hi Woowoo,

Think we were being particularly silly last night, which would count for all those pages stacking up!