Frightened about my future

mouseann

never-in-doubt wrote: »

But yea, complain and complain quick smart!

Will get the letter posted off tomorrow. And report back on any response ....

never-in-doubt

Hi Ann

The Santander/Debenhams account is 100% unenforceable. What they sent you is little more than a junk piece of paper and certainly does not contain any prescribed terms! This alone makes it unenforceable, nothing else to compare as they never sent anything lol.

Respond with this - CCA Query

The grand plan is holding firm, so far only the Amex account is dubious - all others are to date unenforceable! :T

Let me know if you get anything else and i'll update the thread as appropriate!

mouseann

Thanks again NID,

I had a feeling (hope!) that this would be your opinion! But it is good to have it reinforced.

Will send off the letter and wait their response .....

Very grateful for all this - can't thank you enough!

swanfan02

mouseann wrote: »

Thanks again NID,

I had a feeling (hope!) that this would be your opinion! But it is good to have it reinforced.

Will send off the letter and wait their response .....

Very grateful for all this - can't thank you enough!

Hi Ann, how many are unenforceable to date ( sorry just being nosey).:rotfl:

pixiechick_2

never-in-doubt wrote: »

The grand plan is holding firm, so far only the Amex account is dubious - all others are to date unenforceable! :T

Well done Ann and NID!!!

mouseann

swanfan02 wrote: »

Hi Ann, how many are unenforceable to date ( sorry just being nosey).:rotfl:

Not nosey at all, swanfan02

8 definites (including this recent one), 1 which is probably enforceable and 8 more to hear from.

Quite a saga!

Interesting that I have had no response to my follow-up letters, although it is early days for some of them.

All thanks to NID!!!

mouseann

pixiechick wrote: »

Well done Ann and NID!!!

Thanks Pixiechick.

Comments appreciated.

I hope I am getting somewhere!

And old Brown seems determined to stay in No.10!!

savingwannabe

I am the only person in the UK that likes Gordy?

swanfan02

mouseann wrote: »

Not nosey at all, swanfan02

8 definites (including this recent one), 1 which is probably enforceable and 8 more to hear from.

Quite a saga!

Interesting that I have had no response to my follow-up letters, although it is early days for some of them.

All thanks to NID!!!

I agree, if niddy is ever down south he will not have to buy a drink. It will be all on me!!!

beanielou

Yah to Santander.
Not my favourite peeps to deal with.