My Debt-Free-Wannabe Diary

DontDoDebtKids

Just realised that at least I won't have to fork out over two grand, which I don't appear to have anyway...

..as I would have had to use my overdraft to pay it.

So I'll be in credit for some time then - yippee!

DontDoDebtKids

OK, here's the damage. Don't be too nasty...saying that you're more likely to be slightly sick at the sight of these figures:

Spending Diary 26/2-4/3

4.03 Food at work
4.48 (scribble!)
4.00 ice cream
15.60 train tickets
3.00 drinks

Total: £31.11

Spending Diary 5/3-11/3

719.00 New Laptop
91.00 Computer Accessories
33.32 Computer Accessories
3.95 Holiday Spending

Total: £847.27

Spending Diary 12/3-18/3

383.50 New Camera & 8Gb Memory Stick
794.06 Holiday Spending

Total: £1177.56

Spending Diary 19/3-25/3

306.45 Holiday Spending
37.25 Lunch

Total: £343.70

Spending Diary 26/3-1/4

3.91 Lunches at work
64.21 petrol
422.76 car recovery and new clutch
43.00 lunch

Total: £533.88

Spending Diary 2/4-8/4

28.11 pub lunch
34.49 webcam
15.60 train tickets
12.40 lunch
39.00 present
146.05 dinner
14.57 lunch
15.00 tea & cakes
38.59 petrol
13.80 admission

Total: £357.61

Spending Diary 9/4-15/3

2.12 lunches at work
38.80 petrol
1.00 memory card adaptor

Total: £41.92

DontDoDebtKids

Getting all fired up for an ebay binge this evening! I've got loads of things to sell (including old camera and possibly old computer) and it's a 10p listing day.

Might claw back some of my spending!

DontDoDebtKids

Managed to get a few things on there, so fingers crossed!

DontDoDebtKids

Debt Totals:

£5,028.38 Amex
£2,085.61 Lloyds TSB
£6,108.59 M&S

Total: £13,222.58

DontDoDebtKids

I had two offers on the flat this weekend, but they were a bit too low. I got them both to put in full and final offers but they were still over 5% under the asking price...

...but now I'm having seller's remorse...were the offers worth taking (well, the highest one at any rate?)? Maybe I've got it on at too much or am being too greedy?

DDDK

DontDoDebtKids

Made £60.64 on ebay, with a couple of people still left to pay me! Yippee!

DontDoDebtKids

Direct Debits for M&S and Lloyds went out today:

Debt Totals:

£5,028.38 Amex
£2,043.61 Lloyds TSB
£5,925.34 M&S

Total: £12,997.33

DontDoDebtKids

OK, now the cat's among the pigeons...

An offer 5% off the asking price.

I'm sooooo tempted!

DontDoDebtKids

How cool is ebay?

I just was sorting out the postage for my items that I've been paid for and noticed a "print postage slip" button where there was not one before and clicked on it, only to find that you can now pay for your postage from your PayPal account and print off the label to stick to your parcel once you've weighed it. Brilliant!

So I've printed off my postage and wrapped my items and I can post them from work's post room tomorrow morning!

This makes it so much easier than having to cram into the post office at lunchtime and queue for ages!

DDDK