Unenforceability & Template Letters III

Emma29

Trying again

http://img41.imageshack.us/i/caponesignedagreement.jpg/

http://img44.imageshack.us/i/creditagrement.jpg/

Hope this si right now. Sorry I am not very good

Thank you for your time with me

Emma

terimon

never-in-doubt wrote: »

2 letters - 2 envelopes - 2 recorded mail:

1. Debtors Final Response - No CCA Received

2. Harassment by Telephone


Jobs a good-un. Learn to answer the phone properly, see here for some idea's (and a laugh): Having fun with Debitas

Just been reading through the having fun with debitas thread. Have not laughed so much in ages :T

terimon

this one had me crying


Me: Hello
Debitas: Can I speak to Mr X
Me: (singing) He's, In the jungle
Debitas: Eh...?
Me: The mighty jungle, the lion sleeps tonight
Debitas: Hello?
Me: In the jungle, the mighty jungle, the lion sleeps tonight
Debitas: Is that Mr X?
Me: (silence)
Debitas: (after a couple of mins) Mr X?
Me: (loud as can be) a-weema-weh, a-weema-weh, a-weema-weh, a-weema-weh
Debitas: (hangs up)

fto

never-in-doubt wrote: »

Hiya

Sorry - sadly enough I remember now! Honest!

Ok, time to kill it dead in the water now me thinks - go for this: Debtors Final Response - CCA Received

Hi again,
I sent the above letter.The responce is, they do not consider this account to be in dispute as they have fully complied with my request under the consumer credit s78 & this is their final responce& if i am dissatisfied i may refer the corncern to the finacial ombudsman.In a seperate letter they have given me 10 days to pay up or its being passed to a debt collector...............any advice you can give me , i would be grateful.

never-in-doubt

fto wrote: »

any advice you can give me , i would be grateful.

Yes mate - ignore them!

Its stalemate - you say it is unenforceable, they say it is not. So that's that.

Case closed. If/When they write to you then let me know. Otherwise, forget it and move on mate

fto

never-in-doubt wrote: »

Yes mate - ignore them!

Its stalemate - you say it is unenforceable, they say it is not. So that's that.

Case closed. If/When they write to you then let me know. Otherwise, forget it and move on mate

Thanks for the reply, Do I need to do anything about them threatening to send it to the debt collector, if i do not pay in ten days...........

DGJsaver

no , ignore that as well

never-in-doubt

fto wrote: »

Thanks for the reply, Do I need to do anything about them threatening to send it to the debt collector, if i do not pay in ten days...........

Nope - ignore means let them try, when they do you send this back to the DCA (no matter what threat they send): Account sold whilst in Default of CCA Request

DGJsaver wrote: »

no , ignore that as well

as he says ^^^^^

Thanks DGJ....

never-in-doubt

Emma29 wrote: »

Trying again

Hope this si right now. Sorry I am not very good

Hi Emma

Leave this with me and i'll look at them later - something isn't right with either agreement, please leave the tesco photo link up so I can go get the terms etc later tonight......

From home i'll have a proper look, first glance = both unenforceable, in fact they are both unenforceable but I do want to check against terms....

They are both extremely unenforceable lol..... In fact, 2nd time of confusing myself - no need to check terms - send this to both: CCA Query

:D:D

jammin_2

never-in-doubt wrote: »

They are both extremely unenforceable

Could I ask what about them is unenforceable? Just curious..