We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Unenforceability & Template Letters III

Options
1225226228230231397

Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    flo5 wrote: »
    In view of the content of your(excellent :)) letter not sure what they are attempting to get from me
    Regards

    Flo5

    Just ignore them - let them fail - they will then respond with "we'll cease collection and return the account to the OC" - at which point, you've won :T

    Just see it out - worry not :D:D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    carol01 wrote: »
    hiya n.i.d
    i went today and withdrew money but had to do it as a bankers draft as it was over the limit they allow in cash, and i cannot get an appointment with santander till tuesday, will the bankers draft be ok till then? or can they retract? i had the bankers draft made out in my daughters name not mine thanks n.i.d :o


    Hiya

    A bank draft from HBOS is like cash - its already cleared so in essence you cannot lose it :eek:

    Its fine, that is it now - it will cash, worry not. Well done, you've sorted that! :T

    Panic stations, over & out Carol :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • flo5
    flo5 Posts: 170 Forumite
    Re #2306

    Thank you (again and again) l will wait and see what happens

    Regards
    Flo5
  • Ok, well then cancel your CCCS appointment and send this CCA Request and post back when you get a response :D

    Thanks NID will post as soon as i hear anything if they chase me for money in the meantime what my response be?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sashipoo wrote: »
    Thanks NID will post as soon as i hear anything if they chase me for money in the meantime what my response be?

    You hang up (if on phone) or post here if they write! :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • It is a credit account, no matter what they may think! Tsk....

    Keep me updated, sorry for the delay (I have 219 emails to go through - in a week) :eek:
    [/QUOTE]

    No probs, thanks for the reply, will get letter sorted out for them. Don't know how you keep up with all the posts and PMs :eek: Will let you know when I hear from them again. I will also PM you about another matter. Thanks again:D
    :idea: Had lbm, switched it off too many times. Now am trying to sort my life out :T:T

    :T Proud Supporter of Niddy :T
  • handyman123_2
    handyman123_2 Posts: 2,029 Forumite
    Hi Niddy, just getting this thread back to page 1 where it belongs.

    Cheers handyman123.
    Mother Nature Don't Draw Straight lines, We are Broken Moulds in Life's Grand Design, We look a Mess but we're doing fine,
    Life Long Card Carrying Member Of the Union of Different Kinds.
  • BigCraigJohn
    BigCraigJohn Posts: 1,082 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You hang up (if on phone) or post here if they write! :D
    Google fonejacker iphone :D
  • jen_br
    jen_br Posts: 2,653 Forumite
    Fyi for those with accounts with lloyds my dh and I both got standard s78 letters saying they realize the account may be unenforceable until they deal with our request to find the Cca which can take up to 4 wks lol we SHOULD make payments to keep within our terms n conditions (yeah right)
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    jen_br wrote: »
    Fyi for those with accounts with lloyds my dh and I both got standard s78 letters saying they realize the account may be unenforceable until they deal with our request to find the Cca which can take up to 4 wks lol we SHOULD make payments to keep within our terms n conditions (yeah right)

    Good job you know better than to be so daft Jen ;);)

    :rotfl::rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.