Determined to be Debt Free before 2018!!!!

Lemon_Tree

good luck Nelmer don't forget to return to us when it all calms down.

macgirl

Hope everything's ok Nelmer. We'll still be here when you get back, take care xx

Nelmer

Right, I'm back!

I have my exam out of the way (result to be issued in Aug :eek:). DH has been told the back operation won't now be performed he just has to loose weight so no stress about SSP for the time he is off, and the summer is here.

I am going to sit down this evening and work out the totals on our cards, pick the one with the highest interest rate and pay that off first....no time limit to try and hit and no large target every month just make sure it goes down every month.

I have a loft full of junk to clear for a car boot and some matched betting deals coming through for the world cup so lets see what we can do!

I feel a bit more positive now I'm back on here and hopefully now some of the stresses have gone I can focus again

hypno06

Welcome back!!

macgirl

Nice to see you again Nelmer. Looking forward to hearing about your progress!

Nelmer

Natwest 19.9%
Tesco 16.9%

So Natwest it is! The balance is on the last statement was £377.53. We've managed £150 payment this month taking it to £227.53. I spent £40 on a new pair of trainers (old ones broken) but there shouldn't be anything else...apart from interest.

I have redone our budget for June/July (our payday is Friday) and allowed £50 payment for this card (minimums for the others). That payment should cover the trainers and interest so my goal of a reduction, every month, should be achieved.....that's all I'm asking for right now!

I have one eye on the football and am going to try a couple of the match bet promos for the world cup while I'm here.

Enjoy the sunshine!

Nelmer

What a great weekend!

Hubby and I spent a great day yesterday doing the monthly shop and came in well under budget. Went out last night to a friends for dinner and they asked us to bring dessert....strawberries from our allotment and £1.20 on cream! That's what I call an MSE evening!

I've made £29.49 on matched betting this week so I'm adding that to the MB pot to use for placing bets. Gives me £100 to play with.

Although we're out I'm hoping there will be a few other special offers to play with over the next couple of weeks to build a little profit up here.

Hope everyone has a good week.

Nelmer

Pretty good weekend so far:
Had our local carnival today and picked up birthday card and 18th birthday present for a friend daughter for £5
Lunch was bought by my Dad so that didn't cost us anything
And we had a lovely day out costing us £4 for entry to the carnival.....gorgeous weather, lovely local entertainment from bands, dance troops etc etc and now knackered!!!

This evening I have printed some note cards and letterheads and packaged them up with envelopes for my Great Aunt for christmas.

I have an idea for my godson for christmas, I just need a meter of fabric and then i can put it together and make a memory board with all his favourite stuff on!

Working on other ideas as well in the hope that I will be a lot more prepared than last year!!

Bit annoyed with the Natwest statement. hubby had used it for a few purchases he'd 'forgotten' about so the balance is now £391.44. Interest is about £9 next month and the minimum payment is £15 so I am aiming for £50 payment and then the balance will go down. Been confiscated from DH now so no more forgotten about spends!!!

Off to the allotment tomorrow to weed and harvest potatos, strawberries and salad 'stuff'

Have a good Sunday everyone