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My Very Long Journey

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Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning!

    Have a wonderful day with your OH, banish all thoughts of your debt and just enjoy the sunshine.

    'Turn your face to the sun and let the shadows fall beind you'
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Glad to hear the cheque arrived enjoy your day and :beer: to the end of shapely its not that far away
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Hi guys hope your all having a good weekend and enjoying the sunshine. I had a lovely day yesterday and didn't think about money at all OH paid for everything.

    Got up this morning and decided to check online banking only to discover I was £78 OD in the Halifax and I don;t have an overdraft!!!! The culprit is More Tha insurance who has taken £90 pet insurance from me even though I don't want it. Will have to phone them first thing tomorrow as they aren't open today and get that refunded. That'll probably take a good few days :(

    Even though OH's cheque has hit my account it still hasn't cleared so I can't pay anything off shapely until it does clear. Hopefully that will be tomorrow. On a lighter note, I sold about £15 worth on e-bay yesterday so I'm just waiting for all the payments to hit paypal and then I'll transfer it ovr to my current account.

    I didn't reach my target to pay off shapely by 10.04.10 but I'm sure I would have had I received the correct pay from work. Am going to give myself another week so am aiming to get it paid off by 17.04.10.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Herewego
    Herewego Posts: 2,541 Forumite
    Any news on the DD, and have you chased your wages that didnt get paid ?
    Glad you had a good day out with OH its so nice to enjoy yourself now and again without worrying about money
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • The cheque still hasn't cleared!!!!!
    Still not received a reply from Shapely about the Charges!!!!
    Still not received cheque off Barclaycard for refund of ppi!!!!
    But
    Have packed up e-bay and amazon parcels to post, have cancelled pet insurance so am looking at approximately £90 refund, done 2 hours overtime today in work and listed 41 items on e-bay.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Herewego
    Herewego Posts: 2,541 Forumite
    Excellent sounds like you have had quite a productive day, 41 items on ebay im very impressed
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Have just e-mailed Shapely and asked them if they can please look into my query as it's been 10 days without a response. Will hopefully have something back this week.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Very productive day - well done!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Have had a fabulous day today. Made a payment to Shapely for £25 so my balance is down to £65 :) Also had a reply from my e-mail saying they have passed my query onto their finance department so have to wait again for a response and have got home from work from a letter from the FOS saying that the Halifax did mis-sell me ppi on an old credit card and they are going to reimburse me. Woopydo
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Marvellous - well done!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
This discussion has been closed.
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