My Very Long Journey

Desperate_to_be_debt_free

Hi Guys, just been through all my Next statements and have no charges applied to that account. I was quite disappointed about it

Have made the £15 payment to Shapely but they've charges me £8.44 interest which was applied to the account on the 31.03.10. So out of the £15 very little has come off the balance. My new balance stands at £143.44.

Will have a little look at DooYoo now and see if I can suss it out.

Desperate_to_be_debt_free

I've just been through my shapely figures statements and over the past 3 years I've had £48 applied to the account as Administration Charge. I've just sent them an e-mail asking for it to be refunded prior to me taking my complaint to the FOS. If they refund this money my balance will be under £100.

Herewego

Knew you could do it :T:T:T
You always seem to find those pennies fingers crossed they pay up

Desperate_to_be_debt_free

Thanks Herewego. If I can get the £48 back off shapely I'll be thrilled. I can't see me being able to pay it all off my the 10th April as planned but I'm going to give it a go. If I have to give myself an extra week then so be it. My original date to get it paid off was 31.05.10 and I'm determined to get it sorted well before then. I'll just have to keep my fingers crossed that some extra money comes from somewhere.

I have sold another book on Amazon so will have to post that up and get it in the post tomorrow. Am hoping some of my items will sell on e-bay and make me a few pounds. Am currently waiting for £5 to be transferred from Amazon and £6 from Paypal if I can scrape and extra £4 from my account that will be another £15 that can be deducted.

My mind is constantly thinking pennies and paying off. I can't wait for the day when I can think about spending again

Herewego

I know the feeling found a fiver in DH back pocket this morning gone in the pot.
ssshhhh dont tell him he wont notice and i could do with a hair dye

Desperate_to_be_debt_free

LOL it's OK your secret is safe with me. Four and a half hours left on my ebay items. Wonder how much will sell?

Woowoo

Am very impressed that your loose change went in the sealed pot.

Fingers crossed for getting your £48 back off Shapely - your almost there with this one now x

Desperate_to_be_debt_free

I know woowoo, I'm praying they will give the charges back, they know I'm struggling so hopefully they'll take into account all the overpayments that I'm making to them and find it in the goodness of their hearts to refund the £48.

Have made a whopping £10.50 on e-bay tonight but am going to have to relist about 20 items Am just off to get them all packed up ready for posting in the morning. This is the bit I hate!

Herewego

KEEP POSTIVE thats £10.50 off the debt :T

:beer: Have a drink on me as we are both sat in on a friday night

Desperate_to_be_debt_free

Thanks Herewego. Weather so bad that even if I had lots of money I don't think I'd be tempted to go out