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A journey of a 1000 miles must begin with single footstep....

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  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    glad you had a lovely time over the long weekend and that BF survived the friends test.
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I'm so glad its payday tomorrow, I have £2 to my name! Luckily I am going to my mums for lunch and I have some pasta and a sauce in the cupboard so I won't starve.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Mum's for lunch is always good :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Herewego
    Herewego Posts: 2,541 Forumite
    I take it that £2 is now going off to Lloyds if its mums for lunch :D
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I will pay it into the bank tomorrow and send it straight to Lloyds :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    they don't give you any breaks do they Woo? lol
    it's my pay day as well tomorrow - praise the Lord!!!!!! boy do i need it.
  • Herewego
    Herewego Posts: 2,541 Forumite
    Like to keep her on her toes, dont want any pennies going missing.

    Well done woo knew you would :T
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning guys

    It's finally payday, that was a long time coming!

    Have only made minimum payments so far today - paid out £163.31, which only actually reduced my debt by £50.79!

    Hope to make lots of little payments throughout the course of the month.

    I need to be very strict with myself this month.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Those little payments will all still add up and we'll be watching you closely along the way to make sure you do! :D

    How about a payment a day, even if it's only 1p :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Woowoo wrote: »
    Morning guys

    paid out £163.31, which only actually reduced my debt by £50.79!

    That has to be the most demoralising thing about debt. Interest is rubbish.

    I understand we have to be charged for the service, but that much? Why do we have to bail banks out again?
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
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