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A journey of a 1000 miles must begin with single footstep....

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  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning Bec's

    It would be £5.70 each time I went if I was on Pay as You Go, so I more than get my monies worth :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Well done on getting back on track and setting achievable goals. On the way to being debt-free you still have a life to live therefore there's nothing wrong with paying £35 a month for the gym if you are going on a regular basis.
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I think having a few months off the debt busting has made me realised its good to have a balance. Life goes by so quickly it would be a shame not to do some of the things you enjoy, whilst still working towards financial freedom :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • LittleMoog
    LittleMoog Posts: 2,392 Forumite
    I think you're right Woo, if it was a case of being able to knuckle down for 6 months and clear it all it would be different, I think any longer than that and you need to carry on living at the same time, or you're just more likely to think sod it and go off the rails! Nice to see you back to the debtbusting after a well deserved break, and with some good goals. Stretching but achievable!
    Little monkey born November 2012:j
    Froglet due March 2016 :D
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I must stop buying sweets, I think I might be addicted to Jelly Buttons - I have been buying them daily for weeks :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    What a beautiful day :)

    Am going to the gym in a bit to get my run out the way then off for a walk with my sister this afternoon.

    Hopefully a NSD!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Good luck with your NSD, enjoy your walk in the sun.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Did you have a lovely walk? I'm looking forward to next week - hopefully DS will get the hand of potty training so we can go on lovely walks and picnics - weather permitting!
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Kat

    Yes had a lovely day thanks :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    £3.14 to Lloyds this morning :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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